loans

Is it safe to borrow from Serasa eCred?

Do you already know Serasa eCred? Here you will find the best credit card and loan offers. But is he safe? Check here how eCred Serasa, in addition to the best offers, also prioritizes your safety!

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Serasa eCred loan: security and practicality in a single place

Mas, afinal, como funciona o empréstimo no Serasa eCred? Fonte: Serasa.
But, after all, how does the loan at Serasa eCred work? Source: Serasa.

On the Serasa eCred platform, you have the best credit card and loan offers made exclusively based on the information you provide to the site. But is it safe to borrow from Serasa eCred?

This is because when you enter the platform you pass on important data, such as personal documents and proof of income to take out the credit or loan. Thus, users are left in doubt as to the security and protection of their data.

Thus, to answer this question and better understand how the platform works, continue reading the text and find out if Serasa eCred is the best alternative for you. Check out!

How does the Serasa eCred loan work?

Serasa eCred is a digital credit marketplace, where you have access to loans from the institution's partners, such as banks, banking correspondents and fintechs.

In this sense, it is an environment where you can find excellent offers on loans and credit cards so that you can compare and find the best deals.

This way, from wherever you are, you can enter Serasa eCred safely and conveniently to view the offers. When entering the site, you will provide some data requested by Serasa and you will also have to answer some questions. 

For example, if you are looking for a loan, the platform will ask you what amount you need, how many installments you want to pay and maximum interest rates to choose the best offer.

Among the loan offers, Serasa offers interest rates starting at 0.99% per month, in addition to the payment term that varies according to each financial institution and can range from 3 to 60 months.

Also, it is important to say that there is no minimum income to apply for any loan on the platform.

How does Serasa eCred work?

How about having access to the best loan and credit card options in one place? So, check out how Serasa eCred works here!

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Is it safe to take out a loan through Serasa eCred?

Mas, afinal, é seguro fazer empréstimo no Serasa eCred? Fonte: Pexels.
But, after all, is it safe to borrow from Serasa eCred? Source: Pexels.

Yes. 

This is because all financial institutions that offer credit within the Serasa eCred platform are certified by the Central Bank.

And, in addition, user data is fully protected even when hiring is done online.

Also, both the website and the eCred application have devices that guarantee the security of information passed on by users, so you don't have to worry about hiring one of the services.

What are the loan options on the site?

Among the loan options on the site are the personal loan, which is fast and online credit to use as you wish. We also have payroll loans, which are ideal for retirees and pensioners without guarantors.

And the secured loan with the highest credit values and lowest interest rates. Therefore, if you opt for a secured loan, you will need to provide data on the property or car so that the simulation can be carried out.

What documents are needed to apply for a loan?

To apply for a loan, the required documents are: 

  • Official document with photo: RG, passport, work card, CNH (National Driver's License), professional body card (such as OAB, CRM, etc.) and others;
  • Proof of Income: payslip, paycheck, bank statement, work card and income tax return;
  • Proof of Residence: water bills, electricity bills, telephone number (landline or cell phone), credit card bill, FGTS statement and more.

Therefore, these are the main documents for borrowing from Serasa eCred. But we emphasize that there is no minimum income to apply for the loan and other documents may be requested throughout the contract.

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Step by step to take out a loan through Serasa eCred

Mas, afinal, qual o passo a passo para solicitar o empréstimo? Fonte: Pexels.
But, after all, what is the step by step to apply for the loan? Source: Pexels.

Now that you already know everything about the loan in Serasa eCred, let's learn the step-by-step process to take out the loan:

  1. Enter the Serasa eCred website or access the Serasa application, available on Google Play and the App Store and enter your CPF and password. If you haven't registered yet, register now;
  2. Log in and update your profile with all the data requested by Serasa eCred;
  3. Fill in the loan information you want with the loan amount and how many installments you want to pay. If you want secured loan offers, just fill in the information about your property or car;
  4. After registering all your data, run the simulation. To do so, click on “New simulation” and see the available credit offers that will appear on the screen;
  5. Evaluate and choose the best loan offer, as well as finalize your contract. So, click on “Request” and close the contract.

In this way, taking out a loan at Serasa eCred is very simple. Now that you know everything about it, you will be able to decide whether or not to take out the loan since you know that security is one of Serasa's main responsibilities with consumers!

If you are determined to go through the application process, access our recommended content below and check out the complete step-by-step process.

How to apply for the Serasa eCred loan

So, the answer to the question everyone wants to know has arrived: how to apply for a Serasa eCred loan? Read the post and find out.

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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