On the Serasa eCred platform, you have the best credit card and loan offers made exclusively based on the information you provide to the site. But is it safe to borrow from Serasa eCred?

This is because when you enter the platform you pass on important data, such as personal documents and proof of income to take out the credit or loan. Thus, users are left in doubt as to the security and protection of their data.

Thus, to answer this question and better understand how the platform works, continue reading the text and find out if Serasa eCred is the best alternative for you. Check out!

Serasa eCred is a digital credit marketplace, where you have access to loans from the institution's partners, such as banks, banking correspondents and fintechs.

In this sense, it is an environment where you can find excellent offers on loans and credit cards so that you can compare and find the best deals.

This way, from wherever you are, you can enter Serasa eCred safely and conveniently to view the offers. When entering the site, you will provide some data requested by Serasa and you will also have to answer some questions. 

For example, if you are looking for a loan, the platform will ask you what amount you need, how many installments you want to pay and maximum interest rates to choose the best offer.

Among the loan offers, Serasa offers interest rates starting at 0.99% per month, in addition to the payment term that varies according to each financial institution and can range from 3 to 60 months.

Also, it is important to say that there is no minimum income to apply for any loan on the platform.

Yes. 

This is because all financial institutions that offer credit within the Serasa eCred platform are certified by the Central Bank.

And, in addition, user data is fully protected even when hiring is done online.

Also, both the website and the eCred application have devices that guarantee the security of information passed on by users, so you don't have to worry about hiring one of the services.

Among the loan options on the site are the personal loan, which is fast and online credit to use as you wish. We also have payroll loans, which are ideal for retirees and pensioners without guarantors.

And the secured loan with the highest credit values and lowest interest rates. Therefore, if you opt for a secured loan, you will need to provide data on the property or car so that the simulation can be carried out.

To apply for a loan, the required documents are: 

Therefore, these are the main documents for borrowing from Serasa eCred. But we emphasize that there is no minimum income to apply for the loan and other documents may be requested throughout the contract.

Now that you already know everything about the loan in Serasa eCred, let's learn the step-by-step process to take out the loan:

In this way, taking out a loan at Serasa eCred is very simple. Now that you know everything about it, you will be able to decide whether or not to take out the loan since you know that security is one of Serasa's main responsibilities with consumers!

If you are determined to go through the application process, access our recommended content below and check out the complete step-by-step process.