So, the Banco Paraná online loan is a type of payroll loan that can be applied for completely online. In this regard, it is ideal for INSS retirees and pensioners, federal, state and municipal civil servants, as well as military personnel from the Armed Forces (Army, Navy and Air Force).

So read on to find out what this loan has to offer! Check out!

Well, the Banco Paraná online loan is a type of payroll loan that can be done completely online, bringing more security and practicality to the customers of this bank!

And in addition, it is ideal for INSS retirees and pensioners, federal, state and municipal public servants, as well as military personnel from the Armed Forces (Army, Navy and Air Force). This is because the amounts are debited directly from the payroll or benefit.

In this regard, it has the lowest interest rates on the market, around 1.80¨% monthly to be paid in up to 84 installments, and you only need to pay the first installment 120 days after taking out the credit! Too much isn't it?

It is important to mention that the payroll loan must have a consignable margin, because 35% of your salary or benefit will be committed to the value of the installment!

Also, people with a dirty name can access the loan. That's because the bank doesn't analyze credit bureaus like SPC and SERASA!

Therefore, the Banco Paraná online loan has a very interesting proposal, but, first of all, it is worth looking for other options available on the market!

So, with the Banco Paraná online loan, you can commit up to 35% of your salary or benefit, that is, the amounts of the installments will be equal to this percentage.

So if you get around R$1500 per month, you cannot pay more than R$525 per month to pay off the loan.

So let's know the advantages and disadvantages of this loan! Check out!

Well, this loan has several advantages, the first of which is the fact that the simulation and application process is completely online. That is, you do not need to go to an agency in person to apply for the loan!

And in addition, the loan has one of the lowest interest rates in the market per month, around 1.80%, as well as, with installments of 6 to 84 months, with a period of 120 days to pay the first installment in up to 120 days, and release of money in up to 5 days.

Also, do not consult credit agencies such as SERASA and SPC, that is, even if you are negative, you can apply for the loan, since the deduction is directly on the payroll and, best of all, you do not need to have an account at Banco Paraná !

So, as we can see, the advantages are many and, later on, we will talk about the disadvantages, so that you can do a better analysis! Read on!

So, the first major disadvantage of the Banco Paraná online loan is the limitation of the target audience. This is because only employees of public companies can access the loan, as well as the website does not inform the amount available for loan!

And in addition, the deadline for releasing the loan can take up to 5 days, and in other financial institutions it is usually released within 2 business days or even immediately! So while there are many advantages, there are also some disadvantages!

Therefore, it is important to do a good analysis of the pros and cons before choosing to apply for this loan!

So, to make the loan is very simple! Just access the official website of Banco Paraná and do the simulation. After that, you need to send the proposal for the credit analysis to take place and in case of approval, just wait for the credit to be released within 5 days!

That's because, in case of approval, you sign the contract digitally and the money is released into your checking account! So it's all pretty safe and intuitive!