In this post, you will learn how Serasa eCred works and how you can find the best options for loans, credit cards and the like within the site. It's very simple, the platform aims to bring the best options for financial services to the user. 

In addition, it makes comparison much easier. That is, within the site we can compare the options and decide which is the best among them to order. Anyway, it really is a platform that helps users a lot, whether negative or not, to apply for a loan or credit card with the lowest rates on the market. 

Come and meet right now. Good reading!

Serasa eCred is a fully digital credit marketplace. But do you know what this type of business does and how it helps ordinary people with regard to credit services?

It's quite simple, it's like a real virtual shopping mall, where you have access to credit cards and loans from Serasa eCred partners, such as banks, fintechs and other finance companies.

Therefore, it is a place where you will find the best deals on loans and credit cards, as well as compare with many options in the market. So you can choose the best one for you.

Remembering that all these tools work fully online and personalized. In this way, the objective is to simplify the entire process and bring better credit experiences to customers.

It may seem complicated, but it's not. In the next topic we will explain better how Serara eCred works!

Therefore, within the website, the user provides some information and answers some questions that are decisive for the user experience within the platform. That is, how much loan he needs, how many installments he wants to pay, maximum interest rates, among other details.

Thus, the site manages to provide the user with the best loan options according to what he really needs, according to the answers provided in the questionnaires and forms available.

Finally, regarding loan amounts, the interest rate starts at 0.99% per month for most services. In addition, the payment term will vary completely according to the financial institution providing the service. However, this payment term can vary from 3 to 60 months for the full payment of the chosen loan installments.

Regarding the minimum income, it is informed on the website that there is no established income to be able to apply for any of the Serasa eCred loans.

Now let’s see some of the advantages of applying for a loan at Serasa eCred:

The experience that the user has is completely personalized, that is, according to the information provided and the questions answered about the desired loan, the site is able to provide the user with the best options according to their needs. Therefore, all options will be directly linked to the user's needs and can be analyzed within the website.

According to the information collected, even if you have a negative name and some irregularity in your CPF, you can apply for a loan at Serasa eCred. Therefore, just know how Serasa eCred works and access the site!

Also, as we saw above, the monthly loan fees are initially 0.99% per month. That is, it is one of the lowest rates on the market and, consequently, an advantage for the user.

Remembering that it's all free. That is, if you have found a loan that suits you, you can do the simulation on the website without paying anything. In this sense, the simulation helps you to know in advance and accurately the amounts that will be paid.

As we saw initially, all Serasa partners who offer loans will appear on the platform. That is, the customer will have at his disposal many options from different financial institutions.

As we saw in the previous topics, we will have access to several loan options from financial institutions, banks and different segments that have partnerships with Serasa eCred.

Therefore, each of the options will have its particularities and specific conditions. That is, one will be different from the other and you must choose the best one.

But regarding the approval time, each of the loans will have its own term. So one can be 1 day, another loan can take more than 5 days to approve the loan.

However, the standard approval period is up to 5 business days for all loans. But this can change according to the type of financial institution that provides the service.

Anyway, but how can we know if we were approved or not? That's what we're going to find out in the next topic!

It's very simple to understand how Serasa eCred works and find out if we've been approved or not. So just follow the step by step:

Ready! Within the application we can follow the approval of our loan and know all the details about the service we have contracted. Remembering that the app helps the user to access loan information quickly and easily.

Anyway, now that we know how Serasa eCred works, just do your simulation on the platform and request yours!