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VirtusPay: buy in installments without a credit card

If you don't have a credit card or don't have a high limit and need to use credit frequently, we have a super news for you: VirtusPay. It is a new form of payment using a bank slip in which your purchases of up to R$ 10,000 can be paid in up to 15 installments with interest from 3.9% per month. Check more here!

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Find out how you can buy in installments without a credit card and also pay up to 15 installments with your bank slip

Afinal, o que é a Virtuspay? Fonte: VirtusPay.
After all, what is Virtuspay? Source: VirtusPay.

For credit card users, it is not always possible to count on an accessible limit for making purchases at all times, which is why VirtusPay is the new means of payment that has come to help you make purchases without needing a card and being able to installments with interest from 3.9% per month.

And, moreover, if you don't use a credit card, this means of payment is also for you, so all you have to do is create a completely free account and start enjoying all the benefits at partner stores. So, continue reading and learn all about payment methods.

What is VirtusPay and how does it work?

So, VirtusPay's installment payment slip is a new form of payment in installments without the need to use a credit card, being able to buy any product in one of the accepted stores and pay in up to 15 installments.

Thus, purchases must have a minimum value of R$150 and a maximum value of R$10,000. It is worth mentioning that only one purchase per CPF can be paid in installments. In addition, you cannot have name restrictions and you must be over 18 years old with an up-to-date RG or CNH.

In addition, you can choose between 3 and 15 installments depending on the value of your purchase, which can be more or less installments.

Also, the due date of the installment payment slip will refer to the approval date of your credit.

In addition, after approval, the slips will be sent to your email and you will also be able to access them in your VirtusPay account and you will always receive notifications so you don't forget to pay your invoices on time. Remember, this helps to boost your credit score.

How to add money in Mercado Pago

Widely used by people who shop at Mercado Livre, Mercado Pago can work as a digital wallet.

What is BoletoPOP?

Firstly, BoletoPOP is a new form of payment for online purchases, because, through it, you can shop online without having to resort to a credit card, being ideal for those who have a low card limit or do not have a card and need a new one. means of payment.

Thus, you can send the payment slip for purchases on the VirtusPay website or in the application available on the Play Store.

How to pay in installments with VirtusPay?

Afinal, como realizar o parcelamento com a VirtusPay? Fonte: Pexels.
After all, how to pay in installments with VirtusPay? Source: Pexels.

So, if the purchases have already been made, just enter the VirtusPay website and register or enter the registered account. On the other hand, if you didn't make the purchases, just buy on the website of the accepted stores and generate a cash payment slip. After that, send the slip on the VirtusPay website and choose the number of installments following the instructions.

Then just wait for approval. If approved, just pay the first installment and the order will be delivered to the address provided at the time of purchase.

However, if VirtusPay is the payment method found in one of the partner stores, just follow the steps for purchase analysis. Thus, the slips of the other installments will be available in your account.

Know the Right Agreement: negotiate your debt

Learn all about the Certo Agreement, a platform where you can negotiate your debts safely and without any bureaucracy.

What are the partner stores?

So, VirtusPay partner stores are Smart Colchões, SONO Show Móveis, Viaja Net, Wap Store, Casa e Video, Cavenaghi, C&C Casa e Construção, CPAPS, Eletricz, Eletrofrigor, E-moving, Gama Italy, Gi Carvalho, Auldi, Mecânico's Store, Padovani Construction Materials, Panorama Móveis and Sestini.

On the other hand, the accepted stores are Riachuelo, Renner, Schutz, Sephora, Seu Posto, Shoptime, Sipolatti, Submarino, Lojas Taqi, Telha Norte, Tok&Stok, Torra, Tricae, Web Fones, Westwing, Zattini, Zema, Casas Bahia, Magalu , Ricardo Eletro, Extra, Carrefour, Ponto, Fast Shop, Madeira Madeira, Adidas, Amaro, Amazon, Americanas, Hering and several others.

I'm negative: can I use VirtusPay?

Afinal, negativado pode usar a VirtusPay? Fonte: Pexels
After all, can negatives use VirtusPay? Source: Pexels

So, unfortunately, VirtusPay is not accessible to negatives, because installments can only be carried out by people with no restrictions on their CPF.

Thus, if you are part of this category of people, you will first need to clear your name and then do the installment payment.

On the other hand, if you are looking for a credit card that will help you make purchases, with the possibility of waiving the annuity, international coverage and an application with a digital invoice. Click on the recommended content below and find out about the Pan Mastercard Internacional card.

Pan Mastercard International credit card

Get to know the Pan International Mastercard card and understand how this financial product from Pan bank can be a great alternative for you.

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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