First, it is necessary to inform that Mercado Pago is not a financial institution or anything like that. Belonging to Mercado Livre, it works mainly as a digital wallet. Therefore, you can also add money in Mercado Pago.

In addition, you can receive the value of your sales on Mercado Livre, or in certain cases, money back. If you buy something and the purchase is canceled by you or it doesn't arrive, you get your money back for it.

However, you can use the account to make a variety of payments as well. If you don't have the necessary amount, you will probably have to add more money to your Mercado Pago account. And that's what we're going to show you today. Let's go?

First of all, we are going to present the ways in which it is possible to make deposits or add money in Mercado Pago. In that case, you can:

Above all, the first step to add any amount to Mercado Pago is to access your account. Either through the application or through the computer, you must select the option to add money only to it.

In general, it is not necessary to pay any amount to add money in Mercado Pago, except if you choose to use Caixa's virtual debit card. In that case, a fee of 1,99% of the amount is charged to add the amount.

Likewise, if you choose to deposit via boleto or lottery, you will need to pay an amount if you exceed the free limit. In this case, per month you can only make 10 deposits, either by boleto or lottery. This limit is not for each, but for both.

Therefore, if you need to make more than 10 deposits, either by boleto or lottery, you will have to pay R$3.99 for each. This amount will be charged together at the time of deposit.

Transfers, whether by PIX or TED, have no cost. You can transfer from any institution both ways, as many times as you need. However, some institutions charge TED, so you should be aware.

With Mercado Pago transfers to other accounts or institutions, you also don't have to pay anything. You can transfer to other Mercado Pago accounts or to other institutions as well.

As mentioned above, it is possible to add money in Mercado Pago via PIX. However, the first step is to generate a PIX key. To do so, follow the steps below:

After choosing the PIX option, you must also choose the type of key you are going to use. You can use your CPF, CNPJ (in case of a legal entity), cell phone number, email or random key. 

After choosing the key, you must access the account from which you are going to transfer, select the PIX option and enter the key. Then, just transfer the amount and wait for it to land in your Mercado Pago account. Money can drop in up to 1 hour.

First, it is important to inform you that you can add the emergency aid amount to your Mercado Pago account. The first step for any addition of money by Caixa is to generate your virtual debit card. 

You can do this through the Caixa or Caixa Tem app. After generating this virtual card, you must access your Mercado Pago account and choose the “Add money” option again.

Then select the “Virtual Caixa Card” option and choose the value. Fill in the card information and finally confirm the operation. The money can drop instantly or take up to 1 hour depending on demand and the fee charged is 1,99% of the chosen amount.

As mentioned above, there are two ways to add money to Mercado Pago completely free of charge: by TED and PIX. In addition, you can transfer from other Mercado Pago accounts without paying anything.

Despite not charging anything for the first 10 deposits by ticket or lottery, you should be aware of this limit. Finally, if you don't want to pay anything, try not to add money through Caixa's virtual debit card.

Even though the rate is low, it can make a difference if you need the money to pay bills, for example. The Mercado Pago application even allows you to make any type of payment with the amount available.

To take advantage of the account even more, you can also use the Mercado Pago card. In the content recommended below, you can follow the entire process of requesting this financial product. Check out!