Cards

Find out more about the advantages of the Americanas card

Learn about the main advantages and benefits that the Lojas Americanas card provides to its customers.

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Features of the American Card

The Lojas Americanas card is currently one of the cards that offer the most benefits to its users.

The card, unlike the others, has two flags: Visa and Mastercard.

So, you will have the option to choose, before making your purchases, which flag you will use.

If you choose the Visa flag, it will give you several benefits and advantages, such as, for example, the Vai de Visa program.

If you choose the Mastercard brand, you will have access to several benefits and advantages, such as, for example, the Mastercard Surpreenda.

card

Credit card

Americans

Visa prepaid

One-off discounts in the envy AME points accumulation program

You will remain in the same website

Vantagens cartão americanas

However, regardless of the flag you choose, you will have access to basically all stores in Brazil, so that you can shop and get the most out of them.

In addition, remember that, both in physical stores and online stores, you will have access to the benefits that the card provides. So rest assured!

The Americanas card has Banco Cetelem as a partner company.

This is another strong point, because, even today, the bank is still very well regarded and has a lot of credibility in this area of activity.

With this partnership, you can be sure that the bank will take care of your card in the safest and most reliable way.

Who is the card a good option for?

In general, the card is suitable for those people who like to make everyday purchases, without worrying about the high value and quality of goods. 

So, the person who wants to save money and, at the same time, gain benefits using a card should consider this card and, if he sees that it serves his purpose, acquire it.

Keep reading this article to find out the main advantages of the card and why it is so acclaimed in the market.

Vadvantages of the card Americans

If we only take into account the opportunity to shop in basically all establishments in the country, both in physical stores and online, this is already a great advantage.

Now, if we stop to see the benefits that the card brings, the game gets even better!

Alright, we said that the card has several advantages, but what are they? 

AME Cashback Program

First, do you know what cashback is? 

Cashback is a program that allows you to receive cash back after a purchase.

So, this is a program that allows you, after shopping in stores (physical or online), to receive a portion of the money spent on products.

Unfortunately, not all products in the store are part of this cashback program. Therefore, if you go shopping with a view to participating in the cashback program, check whether the product is part of it or not.

Generally, if the product is in this program, it usually offers around 25%. 

However, there are still many products that offer around 10% or 20% percent. Even though it's not a big advantage, it already helps with the economy, doesn't it?

Finally, it is very good to know that the card offers this product, which is so good and advantageous to the customer.

Who ever imagined that they would earn money by shopping?

More Smiles Program Americanas Card

In addition to the Cashback AME program, you will have access to the Mais Sorrisos program, which is also offered by the card.

The style of this program is somewhat similar to the AME cashback program, but it is still different.

With every purchase you make, you receive points, which, as they accumulate, can be exchanged for products and services.

This program works as follows: for every R$1.00 real spent at Lojas Americanas, you earn exactly 3 points. Therefore, if you spend R$5.00 reais in the store, you earn 15 points.

However, when shopping at other stores, that is, at stores other than Lojas Americanas, the program works differently.

In other stores, for every R$1.00 real spent, you earn 1 point. So, if you spend R$5.00 reais, you will receive 5 points.

For every 7,500 points accumulated, you can redeem an amount of R$50.00 reais.

Reaching 12,000 points, the redemption rises to R$100.00 reais.

With 25,000 points, R$200.00 reais.

Finally, keep in mind that points can be redeemed up to December 31 of the year following your purchase. This means that if points are not redeemed, they may expire.

American Prime

Another program provided by the card is Americanas Prime.

This program offers free shipping for products purchased by Lojas Americanas.

So, after you subscribe to this service (about R$79.90 reais per year), you will receive free shipping.

Remember: payment cannot be made monthly, that is, Americanas Prime can only be paid annually.

Also, this amount can be paid in up to 9 interest-free installments using the Americanas card.

Personal credit

This personal credit, which is also offered by the card, can only be used in emergencies. So don't spend it for nothing.

An emergency would be, for example, when you have health problems.

The amount of this credit can be paid in up to 48 months.

Finally, the amount of the installment is directly deducted from the card bill. This is good, as it helps you to organize yourself financially.

Web Withdrawal

This service is, like the others, a great advantage of the Lojas Americanas card.

With it, it will be possible for you to withdraw money from any bank at Banco 24 Horas, and payment can be made in up to 18 installments.

However, before you use this service, your credit will be assessed first.

Remember, too, that this program is geared specifically for emergencies.

Therefore, do not use Web Saque unnecessarily. So, before using this program, make sure that you are using it because you really need to.

Additional Card Americans

You can request up to 3 Lojas Americanas cards for your family.

Cards can be for people over 16 years old, which is an advantage.

Expenses also fall on the same bill.

If you are interested in the card, click the button below and find out how to order yours.

card

Credit card

Americans

Visa prepaid

One-off discounts in the envy AME points accumulation program

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About the author  /  Gustavo Cezar

Business student and investor. He works as a content producer and director, as well as a copywriter for several agencies and projects. He writes mostly about finance and investments, encouraging quality financial education for his readers.

Reviewed by  /  Junior Aguiar

Senior Editor

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