Initially, the payroll loan is a type of credit that can be requested without any bureaucracy. So, get to know the Daycoval payroll loan, and other information on the subject such as which people can apply for this loan!

In this regard, the Daycoval bank is responsible for offering the loan. So, continue reading to learn a little more about this type of credit, ideal for retirees, civil servants and INSS pensioners!

Well, you can apply for the Daycoval payroll loan without bureaucracy.

This is because the monthly installments are automatically debited from the applicants' payroll and benefit sheet.

So, to have access to the values, the applicant must authorize the discount on his salary or benefit, that is, he must make a consignment of the borrowed credit.

In this, the agency responsible for payment deducts the loan installments, passing them on to the accredited consignee institution.

And in addition, hiring can be done by INSS retirees and pensioners; federal, state or municipal civil servants; Army, Navy and Air Force personnel.

The fact is that in all cases the credit can be released to those who are account holders or not, as long as they have a free margin and a valid agreement with the institution.

Another important consideration to make is that your age may interfere with the amounts released, as well as the maximum payment period.

For example, INSS beneficiaries can have a maximum of 9 simultaneous contracts plus the credit card.

It is also necessary to have fixed income, as well as free margin of 35% of net income. Therefore, before opting for this type of credit, see if you fit all the criteria.

So let's get to know the advantages of the Daycoval loan. At the outset, the first advantage is that the bank does not consult credit agencies, making it ideal for negative creditors.

And in addition, the bank allows the loan to be paid in several installments, this will depend on the age of the applicant and the category in which he falls.

Well, the biggest disadvantage of the Daycoval loan is that it is not accessible to everyone, but only to certain categories such as retirees and pensioners. So it might not be a good option for you.

So, it is worth taking out the Daycoval payroll loan, as it is a great solution to pay off debts or get quick cash for that business you want to open, but it is only accessible to certain categories of people.

Therefore, although it is more restricted than other loans, it is an interesting option for those looking for quick cash, and with all the necessary security.

And besides, it's a process that brings practicality, because it's totally online! Check it out a little further down!

So, to take out the payroll loan, you must have your personal documents in hand and submit a proposal to the Daycoval bank. But, remember that you must fit the criteria to apply for the institution.

Therefore, when choosing to apply for a payroll loan, make an analysis of your finances to find out if this is a good solution for you! So, now that you know how everything works, let's show you how you can access it!