Cards

Will Bank card or Caixa Elo card: which is better?

The Will Bank card or Caixa Elo card has everything you need for more careful management, as they have several benefits and differentiated features. To find out about the two cards, just continue reading with us!

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Will Bank x Caixa Elo: find out which one to choose

Afinal, veja aqui qual das opções de cartão escolher: Caixa Elo ou Will Bank. Fonte: Caixa e Will Bank.
After all, see here which of the card options to choose: Caixa Elo or Will Bank. Source: Caixa and Will Bank.

Taking care of finances is one of the simplest ways to keep our peace of mind and security. For this, we can count on the Will Bank card or Caixa Elo card, great options to bring more profitability to your money

And, still, offer all the resources you need to keep your financial life up to date. See below the main features of these cards.

Will Bank CardLink Box Card
Minimum Incomenot informednot informed
AnnuityExempt12x of R$ 17.25
FlagMasterCardLink
RoofInternationalInternational
BenefitsHumanized service, without annuity, order 100% onlineLoyalty program, 100% online order, interest-free installments
Comparison table – Will Bank Card vs. Caixa Elo Card

How to apply for the Will Bank card

Do you want to have a Will Bank card to call yours? We explain here in detail about the card application process, check it out!

How to apply for the Caixa Elo Mais card

Do you want a card without annuity and with several benefits? So, see here how to apply for the Caixa Elo Mais card.

Do you want to know a little more about each of these cards, their characteristics, main advantages and how to apply for them? Just continue reading with us and check it out!

Will Bank Card

If you're looking for a card with no hidden fees, no annual fee and you're concerned with transparency and total openness with customers, the Will Bank card is a great alternative.

The institution invests in simplified and youthful communication, to make financial education and access to its contents easier.

Opening the Will Bank digital account, which is perfect for managing your assets, and requesting your card is super simple, the whole process is done through the app, which is intuitive and simple to understand.

In addition, it has a look that is different from all banking apps today. With a relaxed and unique card, it is ideal for saving and paying your purchases in installments with different interest rates.

Link Box Card

As one of the most traditional banks in Brazil, Caixa Econômica is trusted by thousands of customers across the country, with a variety of financial products and rates that are accessible to the public.

With the Elo card, you have all this and much more, in addition to the opportunity for loyalty programs and a card with international coverage.

With each purchase, you earn a little more points in the loyalty programs, and you can exchange the points for discounts, services and products of your choice.

The minimum limit per card is R$ 1,000.00, and is subject to review for approval. In addition, you have up to 40 days to start paying for purchases.

What are the advantages of the Will Bank card?

Agora, veja aqui quais são as vantagens de ter um cartão Will Bank Básico. Fonte: Will Bank.
Now, see here what are the advantages of having a Will Bank Basic card. Source: Will Bank.

The best way to make sure that a card is a good option for you and your finances, and that it really matches your reality and financial goals, is to closely analyze its advantages, even before applying.

This way, you will protect your data and have the best features when you need it. Below, check out the main advantages of the Will Bank card.

  • Mastercard Flag;
  • Exclusive support for customers directly on the app or phone, humanized 100%;
  • No abusive fees;
  • No annuity;
  • Track your invoice and card usage directly from the app;
  • Request your digital account and card through the app;
  • Digital account with no maintenance fee;
  • etc.

What are the advantages of the Caixa Elo card?

Agora, veja também as vantagens do cartão Elo Caixa. Fonte: Caixa.
Now, also see the advantages of the Elo Caixa card. Source: Box.

Just as the Will Bank card has several advantages, the Elo card also has its own exclusive benefits, such as those described below.

  • 50% discount on the first annuity of the credit card;
  • Installment of purchases at Elo Mais program accredited stores in up to 24 interest-free installments;
  • The Caixa Elo card includes 5 Elo Flex benefits;
  • Caixa and Elo loyalty program;
  • etc.

What are the disadvantages of the Will Bank card?

But, as much as the Will Bank card has several benefits, it is extremely important to also consider the negative points before applying for your new card.

As these disadvantages directly affect your finances, all analysis is welcome before choosing the best resource for you.

The main disadvantages of the Will Bank card are described below.

  • Card issuance is subject to credit analysis;
  • The Will Bank card order is online, so if you are still not used to this modality, maybe the card is not the best option for you at the moment;
  • Will Bank card support is digital 100%, as the bank does not have physical service units;
  • Will Bank card invoice tracking is 100% online, so if you are not familiar with this type of management, perhaps the account is not the best option for you right now;
  • etc.

What are the disadvantages of the Caixa Elo card?

Just as the Will Bank card has some disadvantages, the Caixa Elo card also has its downsides. The main disadvantages of the Caixa Elo card are, for example, those mentioned below.

  • The Caixa Elo card has an annual fee of R$ 17.25 (approximately R$ 207.00 per year);
  • The card's flag is Elo, which is not yet accepted by all commercial establishments throughout Brazil;
  • The Caixa Elo card is not issued on the spot, as it is subject to credit analysis to be released;
  • etc.

Will Bank card or Caixa Elo card: which one to choose?

Afinal de contas, qual das opções de cartão devo escolher? Fonte: Adobe Stock.
After all, which of the card options should I choose? Source: Adobe Stock.

Now that you know the main information, characteristics, advantages and disadvantages of the Caixa Elo card and the Will Bank card, you must be in doubt about how to choose the best option for your finances, right?

But, even before analyzing the points that will help you choose, it is important to know that there is not one card that is better than the other, but the one that best suits your needs and financial demands.

Therefore, to choose the card that you most identify with, take into account some points, such as:

  • Annual fee: for those looking for more savings, the best option is to apply for a credit card without an annual fee, such as Will Bank;
  • Fees: checking what the fees are for a card before applying is to protect yourself against unpleasant surprises;
  • Transparency: the more accessible the bank is to the customer, the better their experience will be. Therefore, prefer to request bank cards that are accessible to contact;
  • Coverage: the best alternative is to request cards with international coverage and thus be able to enjoy purchases around the world, without having to pay extra for it;
  • etc.

That way, you make sure you have the best card option for you!

So, which of these cards with digital accounts were you most interested in: the Will Bank card or the Caixa Elo card?

We hope that our text helps you choose the best card for you, but if you want to know other comparisons, access our recommended content below.

See you later!

Will Bank card or Digio card: which is better?

But after all, among the Will Bank and Digio card options, which one will best meet your needs? We help you choose here, read this post and check it out!

About the author  /  Maria Luisa Barbosa

Advertising with extensive experience in creating content for the web. I've been writing about finance for over a year in order to help you have a better financial experience. In my spare time, I'm a pet mom, art and fashion lover. Pleasure Malu! (:

Reviewed by  /  Junior Aguiar

Senior Editor

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