Did you know that it is possible to withdraw money without a card? Currently, most banks already offer biometrics technology. That way, you can be much more practical when it comes to withdrawing.

Also, if you happen to lose your card, you don't have to risk running out of money completely. However, withdrawal without a card was common in the past. In other words, that direct withdrawal in the “mouth of the cashier”.

In these cases, just go to your bank branch with your original document and inform your account details. But in these cases, the bureaucracy was greater. That's because there are more chances of there being some kind of coup.

Therefore, in today's article we will show you how to withdraw money without a card in banks. Continue reading and find out more!

Withdrawal without a card came as an alternative to increase practicality and security in financial life. That is, with this, customers can make withdrawals only using biometrics.

Therefore, it is no longer necessary to wait in queues at the checkout counter. Or else, not knowing what to do when you arrive at the cashier and realize you forgot your card. Therefore, more and more financial institutions are investing in withdrawals without a card.

In principle, as we have already mentioned, one of the ways to withdraw money without a card is at the checkout counter. For this, you must go to an agency with your original document. Together, you must inform your account number and agency.

In this way, some banks stipulate specific rules, for security. For example, in some cases, you can only do this if you are the account holder. Or else, banks have a maximum withdrawal limit.

In addition, another very popular form is withdrawal through biometrics. That is, just by your fingerprint, you can make a withdrawal. In this sense, this way of withdrawing cash without a card is extremely safe.

However, to further increase security, ATMs still ask for the account number and branch. All this to ensure that fraud is not committed.

In addition, it is common for the bank to request some other type of confirmation. For example, if you use the app, you must confirm the transaction on your cell phone. These processes are very dependent on each bank.

In this sense, with the application you can also advance the withdrawal. But, unfortunately, not all financial institutions offer these services. Therefore, if this is your case and you forget your card, you need to go straight to the cashier. 

Although cardless withdrawal is essential to bring more practicality to financial life, losing the card is always a headache. By the way, it is even more difficult if you are stolen, for example.

In that case, you still have the headache of reversing potential purchases. In addition to spending a period of time without a card to use. Because banks take an average of 20 days to send a new one.

With that in mind, it is essential to have the card in a safe place. So, let's give you some tips to avoid this loss. Check out:

First, a good tip is to always review all your items before leaving home. Of course, many times we are in a hurry and some things can go unnoticed. 

But it is essential to remember the appointments of the day and, above all, not to forget the card. Even though some operations in the bank can be done without it.

Whether it's a decoration plaque or a note on the fridge, put a reminder in a visible place. This is because, even if it is possible to withdraw money without a card, there is always a chance that biometrics will not work.

Or else, the agency you go to does not have this service. Therefore, taking your card with you is essential, even if you prefer to withdraw without your card.

Finally, a good tip is to never move your cards around. That way, you won't have doubts about where you are, or having to keep remembering where you may have put it.

A good tactic is to have a compact and small wallet. Therefore, it fits in any purse or pocket. That is, you won't have to worry about carrying it and you'll always remember to have your wallet with you.

Finally, we are giving you these tips on not forgetting your card, as losing your card can lead to several problems. In addition to being dependent on technologies that don't always work, it can be dangerous.

Because someone can make several purchases on their card, and the reversal is not always so easy to achieve. In short, it's going to be a big headache. So even if you use cardless technologies, make sure you have your card with you at all times.

So now you know a little more about how it works to withdraw money without a card. Therefore, if you are a Caixa account holder, we will help you even more. See in the article recommended below how you can withdraw without a card through Caixa Econômica Federal!