Like other institutions, Mercado Pago also innovated by creating its own credit card. It does not charge annuity and also accepts approximation payments. Also, see the Mercado Pago card review and learn about all the features, advantages and disadvantages of this financial product. Let's go!

Now, it's time to check out the Mercado Pago card review, below.

To start the Mercado Pago card review, let's talk about the annuity. With regard to this tariff, this financial product is exempt. That is, there is no charge for any amount related to the use of the card.

And, in addition, the card is international, that is, you can make purchases in Brazil and in foreign countries, either online or in physical stores using your card.

So, the Mercado Pago card does not charge an annual fee, nor does it require a plastic issuance fee. Furthermore, to use it you only need to open a completely free account and with the credit limit available on the card you will be able to make your purchases.

Or, you can use your account balance to make withdrawals. In this case, there is a charge of R$ 5.90 per transaction carried out at Banco24Horas ATMs. The other tariffs or fees and the percentage of revolving interest are not informed on the company's website.

By having the Visa Gold flag, you have access to several benefits, such as the Vai de Visa Program. Thus, through it you can get discounts in hotels, restaurants and several other partner establishments of the Visa flag and Mercado Pago.

Therefore, the Visa flag is one of the great advantages of the Mercado Pago card, also offering exclusive conditions for customers, as well as 24-hour assistance for solving problems or acquiring discounts.

Still in the Mercado Pago card review, let's talk about the advantages of this card. To begin with, you don't have to worry about the annual fee, as the card is completely exempt from charging any fee for issuing or maintaining the card.

Furthermore, with the Mercado Pago credit card you can perform all the functions related to it online through the application available for Android and iOS devices.

Another advantage is that the card accepts payment by approximation, that is, you do not need to insert the card in the machine, bringing much more security when making your purchases. In addition, you can count on the protection insurance against theft and accidental damage to your purchases offered by the Visa brand.

In addition, you can pay your Mercado Livre purchases in up to 18 interest-free installments. Plus, with these purchases, you can accumulate twice as many points in the Mercado Pontos program. This makes it easier to get discounts on future purchases on the site.

Therefore, if you want a functional and international card, Mercado Pago can be a good ally, as it can help you when shopping, thus facilitating your relationship with your finances. Also, most card services, except withdrawals, are free.

On the other hand, the Mercado card also has disadvantages, initially, the fact that it charges R$5.90 for each withdrawal on the Banco24Horas network, that is, it does not have unlimited free withdrawals like several other credit card models on the market.

Still in the Mercado Pago card review, let's talk about the card application. So, through the application you can have access to everything that happens with your card, such as invoices, balance, limit, among others. In addition, it is possible to control your account.

For example, through the app you can make unlimited and free Pix and TEDs every day, including weekends, for any bank, without any additional cost. And, in addition, you can share expenses with friends and also send amounts free of charge to other Mercado Pago friends.

You can also make payments using the QR Code without even having to carry cash when you leave the house. Just scan the QR Code and that's it, your purchases will be approved. In addition, you will also have a record of all your transactions in your application.

So, to apply for the Mercado Pago credit card, you must access the application. Then just open your account and apply for your card. After this process, just wait for the credit analysis. In case of approval, the plastic will be sent to your address. Also, if you want to know the step-by-step in more detail, click on the recommended content below.