Today, we present you special content such as our Inter Consignado card review. This way, you are aware of all the details and benefits that this financial product offers and can assess whether it is in line with your financial life.

First of all, Banco Inter is a financial institution founded in 1994 and currently only exists digitally. Having been in the market for over 25 years, it has gained credibility over time due to the quality services it provides to its customers. Therefore, when purchasing an Inter product, you can be sure that you are purchasing a reliable product.

So, check out the table below with the card's main features and continue reading to find out everything it can offer you!

First of all, the Inter Consignado card is a financial credit product offered to retirees, INSS pensioners and public servants affiliated with Banco Inter. It works like a common credit card, but has a difference, where payment of part of the invoice is made using the value of the Consignable Margin Reserve with a discount directly on the customer's payroll. 

So, if you fall into these categories, continue reading and check out our Inter Consignado card review, with all its positive and negative points. And discover how this product full of benefits could be ideal for you!

From now on, we can highlight one of the main positive points of the Inter Consignado card is the exemption from annual fees. This way, you save the monthly fee and don't pay any fees to have yours. 

Furthermore, it has international coverage and can be used in any physical or virtual establishment in Brazil and abroad. You can also generate a virtual card through the application to make online purchases more conveniently and securely.

So, despite not charging membership or annual fees, the bank offers some services that may be subject to charges. Find out what they are below in our Inter Consignado card review.

If you make a cash withdrawal at any electronic terminal on Rede 24h, you will be charged the amount of R$30.00 per withdrawal on the next invoice. Furthermore, if you need a duplicate of your payroll card, the amount to be paid is R$15.00.

Furthermore, the revolving interest is 4.91% per month, even though it is not a high amount, it is important to pay the full amount of the invoice to avoid debt.

Well, the brand offered by Banco Inter on the assigned card is Mastercard. One of the most recognized companies in the world and accepted in millions of accredited establishments, both in physical and virtual stores. 

Additionally, you can register your card in the Mastercard Surpreenda loyalty program and enjoy all the benefits it offers. This way, you accumulate points for every purchase made with your card and can exchange them for various products and services, in addition to having access to exclusive offers and discounts at Mastercard partner stores and restaurants.

Certainly, the positive aspect that draws the most attention to the Inter Consignado card is the exemption from annual fees and maintenance fees. In other words, you pay nothing to have yours and enjoy all the benefits it offers. 

So, you can still make withdrawals in one lump sum or in installments of up to 90% of your credit limit. Through Tele Saque, the transfer is made at the time of contracting and the amount is deducted directly from the invoice. Even more: if you want to pay the amount in installments, you can divide the amount up to 60 times! 

Furthermore, since it is a payroll card, there is no SPC/Serasa check. That is, you can apply for your card even if you have any restrictions on your name.

However, despite offering attractive benefits to customers, the Inter Consignado card has some disadvantages that must be taken into account before making the request.

Firstly, it is not a product accessible to everyone looking for a credit card. In this sense, it is only offered to those who are retired, pensioners or public servants affiliated with Inter. So, if you don't fit into any of these categories, your application will be denied.

Another negative point is that part of the invoice value is deducted directly from the payslip. This way, you cannot delay payment if you have any unforeseen financial circumstances.

So, you can manage all the features of your Inter Consignado card through the official Inter app, which you can download for free on the App Store or Google Play.

Thus, the app gives you access to your credit limit, as well as your purchase history, recent transactions and details of your invoices. With it, you can also generate virtual cards for online purchases. 

This way, you have much more control over your expenses in a simple and bureaucracy-free way.

Well, we couldn't do an Inter Consignado card review without showing you a step-by-step guide on how to order yours, right? The process is quick and very simple and then we will tell you what needs to be done.

Then, you can request your card through the official Inter website. To do this, you need to go to the end of the page and fill out a registration form with your personal data, in addition to informing your benefit so that the credit analysis can be carried out. After sending the proposal, Inter returns with the response to your request via the email provided.

But, if you prefer, you can request your card by calling 3003 4070 and choose option 5. It is important to have some documents on hand, such as CPF, your benefit number or registration, value of the benefit received, ID, pay slip and a updated proof of residence. This way, you speed up the process of analyzing your order.

So, if you are interested in this product and want to know even more details about how to order your card, check out the recommended content below.