Cards
Hipercard 2021 Card Review
If you are looking for a quality financial product for shopping in Brazil and abroad, check out our Hipercard card review! With it, you don't have to worry about annuity and also has several advantages, such as the Mastercard Surpreenda program and special discounts. Know more!
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Hipercard Card: ZERO annuity, international coverage and exclusive discounts
Well, the Hipercard card is a great option for anyone looking for a financial product to take care of their finances and you will learn about its main features with our exclusive Hipercard card review!
So, this card is issued by Banco Itaú. Thus, when ordering it, you can be sure that you are purchasing a reliable and quality product.
Therefore, continue reading to find out about its pros and cons and don't miss the opportunity to get to know this card full of advantages.
That way, you can decide if the product is a good fit for your current financial life!
Annuity | Exempt |
minimum income | R$ 800.00 |
Flag | MasterCard |
Roof | International |
Benefits | Mastercard Surprise, exclusive discounts, digital account |
How to apply for the Hipercard card
In this article you will know exactly how to apply for your Hipercard card, even if you still have no idea how to do it.
Hipercard card review: everything you need to know
So, you will discover below the main features of the card, such as flag, fees, advantages, disadvantages and much more!
Therefore, this complete Hipercard card review brings the most important information about the product so that you can make the best decision for your finances. Let's go?
annuity and coverage
So, one of the main positive features of the card is that it does not charge an annual fee. So, you don't have to worry about that extra expense at the end of the month and you also save a little money.
In addition, it has international coverage for you to make purchases in Brazil and abroad in an uncomplicated and easy way. That way, you can use it in in-person and online stores so you don't miss any offers.
fees and tariffs
In the Hipercard card review, we could not fail to mention the costs. Well, although the annual fee for the card is free, you have to pay some fees to carry out certain operations.
For example, if you need a 2nd copy of your credit card, you will need to pay a fee of R$ 9.90 for its manufacture and issuance.
In addition, you pay R$ 12.00 to make withdrawals from service channels in Brazil. And the fee is R$ 22.00 for overseas withdrawals. Therefore, you need to have good financial planning to avoid unnecessary expenses with these types of services.
flag and benefits
So, the card has the Mastercard flag, one of the best known in the world and accepted in millions of accredited establishments.
Therefore, if you want to shop at national and international stores and websites, it is a very interesting option.
In addition, you can still participate in the Mastercard Surprise rewards program. With it, you receive 1 point for every purchase made with your card.
Thus, when you accumulate points, you exchange them for exclusive offers on products and services from partner establishments, such as Domino's, Unidas Livre, Natura, Arezzo and many others! So this is an amazing opportunity, isn't it?
Advantages of the Hipercard card
So, one of the positive points of the card is that you receive special discounts at Grupo Big stores, such as Big Bompreço, Maxxi Atacado, Sam's Club and Todo Dia. Thus, you can save on your monthly purchases, in addition to having special installments of 15 interest-free installments or up to 30 fixed installments.
In addition, you can apply for Personal Credit, if you need extra money to deal with some financial unforeseen event or to make a dream come true! But it is important to mention that the application will undergo a credit analysis to be approved.
Another advantage is that you control your finances directly through the Hipercard application. Thus, you can follow the invoice, check the due date, make payments and several other functions without having to leave your home.
In addition, it is possible to pay the invoice in several ways and you can choose the one that best fits your needs. So, you can choose to pay at an ATM, through a digital account, at bank and lottery agencies or at Grupo Big stores. There are many options to make your day to day easier, isn't it?
Finally, you can use the virtual card to shop online or over the phone. Thus, it has a temporary number that is valid for only one purchase and you make the transaction much safer.
Discover the Hipercard card
Discover now everything you need to know about the Hipercard credit card. So, read this post to know all its advantages!
Disadvantages of the Hipercard card
Well, one of its disadvantages is that it is necessary to prove a minimum income of R$ 800.00. Therefore, if you are unable to provide the requested proof, your request may not be approved.
In addition, many discounts offered are aimed at customers of the Big network. Thus, the card ends up being more advantageous for people who make regular purchases at the chain's stores.
In addition, as already mentioned, you need to pay some fees for certain services, such as requesting a 2nd copy of the card or national and international withdrawals.
Therefore, it is important to know all the conditions of the card so as not to have any surprises when using it for purchases and other operations.
Hipercard card types
So, in addition to the international Hipercard card, the company also offers other options for you to choose the one that best fits your needs.
Thus, you can choose between the following types: Hipercard Mastercard Internacional Zero, Hipercard Nacional, Hipercard Clássico and Hipercard Mastercard Platinum.
card application
Another piece of information that could not be missing from the Hipercard card review is that to make life even easier for its customers, the brand has an exclusive application for you to control your finances. That way, you can consult the invoice, make payments and even ask questions in the chat with just a few taps.
So, just go to Google Play or the App Store to download the app and enjoy all its features!
digital account
Well, as mentioned above, you can access your digital account directly through the app. Thus, you don't have to leave the house or stand in queues to take care of your finances.
So, download the app, which is available for both Android and iOS, and enjoy its benefits.
application process
Finally, requesting your card is very simple and fast. To do so, just access the official Hipercard website, go to the Cards tab and click on the “Order yours now” button.
You will then be directed to the Itaú website to complete the registration and provide the necessary information. After that, the bank will perform a credit analysis to approve your application.
If everything is right with the assessment carried out by the bank, the card is delivered to your home within 15 days. Very easy, isn't it?
Also, if you have any questions about the process, you can contact the Customer Service on 0800 728 0728.
So, now that you've seen the most important features of the financial product with our Hipercard card review, you can decide with more confidence if it's the best option for your finances, right?
In addition, it is important to have good financial planning to control expenses and not run the risk of generating debt. So, evaluate all the pros and cons of the card so that you can make the best decision for your current financial needs.
And if you want to learn more about the application process, check out our recommended content below.
How to apply for the Hipercard card
In this article you will know exactly how to apply for your Hipercard card, even if you still have no idea how to do it.
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