Cards

Discover the Banco Pan credit card

Banco Pan's credit card has 5 modes and the possibility of a free annual fee. It also has benefit programs, such as the Offers Club and Pan Mais.

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Banco Pan card, with several benefits and exclusive discounts on purchases

O cartão Banco Pan tem bandeira Mastercard e oferece benefícios exclusivos. Fonte: Banco Pan
The Banco Pan card has the Mastercard brand and offers exclusive benefits. Source: Banco Pan

O pan bank card is a Pan bank product and offers several benefits to its customers. One of the main ones is the variety of card types. Thus, the customer chooses the one that best fits his profile. In addition, there are special discounts on purchases. Continue reading and understand how the Pan card works. Let's go?

annuity rateDepends on the card type
FlagMasterCard
RoofDepends on the card type
minimum incomeDepends on the card type
BenefitsPAN Mais, Offers Club; Mastercard Surprise
Pan Bank card features

How to apply for your Banco Pan credit card

Find out now the step-by-step process for applying for your Pan bank card, everything can be done 100% via the internet.

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How does the Banco Pan card work?

Banco Pan offers several types of cards. Check out the features of each one:

  • zero annuity: no annual fee. Minimum income: minimum wage;
  • International: 12x R$20. Minimum income: minimum wage;
  • Gold: 12x R$29.90. Minimum income: R$2,500;
  • platinum: 12x R$41.66. Minimum income: R$5,000;
  • consigned: Aimed at retirees, pensioners and civil servants. Allows you to have access to 2x the value of your salary.

credit card advantages

The Banco Pan card offers several advantages to its customers. First, it is possible to manage all expenses through the application, available for Android and IOS. There is also the possibility of getting a card with no annual fee or with progressive discounts according to use. 

Another advantage is the Pan Offers Club, which offers special discounts and exclusive cashback at partner stores. With Pan Mais, the customer accumulates points when using the card, which can be converted into different prizes.

Disadvantages

However, a disadvantage is that the zero annuity card does not participate in these benefit programs, such as cashback and Pan Mais. Also, he is not international. Therefore, to have access to more advantages, you have to pay an annuity. 

How to apply for the Banco Pan card?

  1. Access Banco Pan's website or application;
  2. Click on the button “I want my card”;
  3. Fill in the form with your personal information and complete the registration;
  4. Wait for the credit analysis.

Additional recommendation: Next card

O cartão Next não exige renda mínima e tem bandeira internacional. Fonte: Banco Next
The Next card does not require a minimum income and has an international flag. Source: Banco Next

If you are still in doubt about the Pan card, see the comparison we made with the Next card and see which option is best for you:

pan banknext card
Minimum IncomeMinimum wagenot required
AnnuityBasic: exemptInternational: 12x R$20Gold: 12x R$29.90Platinum: 12x R$41.66International: exemptPlatinum: 12xR$42.50
FlagMasterCardMasterCard
RoofNational and internationalInternational
BenefitsPAN Mais, Offers Club; Mastercard SurpriseTreats and cashback program, Livello Points, Mastercard Surprise

Did you like the content? So, check here how to apply for your Next card!

How to apply for the Next card step by step

Find out how to apply for the Next credit card, which is, every day, growing more in the current Brazilian market.

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About the author  /  Gustavo Cezar

Business student and investor. He works as a content producer and director, as well as a copywriter for several agencies and projects. He writes mostly about finance and investments, encouraging quality financial education for his readers.

Reviewed by  /  Junior Aguiar

Senior Editor

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