Did you know that it is possible to renegotiate your outstanding debts with Santander? The institution offers simple and practical ways for users to do this online!

This process is important because the first step in keeping your name clean and making your finances stable is to pay off outstanding debts. This way, you can once again access various financial services.

However, to be able to pay off your debts, in addition to good financial planning, you need to reach an agreement with the bank that makes it possible for you to pay it off with your current budget.

Because of this, you will learn in this article how to renegotiate outstanding debts with Santander and thus be able to keep your name clean!

Those who choose to renegotiate debts with Santander can access several advantages in the process of repaying their outstanding debts.

Using it, it is possible to renegotiate debts without having to provide a down payment, and it also allows payments to be made in up to 120 months without charging any interest rates on the operation.

With Santander, you can renegotiate outstanding debts such as financing, special checks, personal and payroll loans, credit cards and unified turnover.

Furthermore, the entire negotiation process takes place completely online, without you having to go to an agency and waste your time in queues. And Santander does all this very securely and with great commitment to protecting your data

Knowing all this, you must be eager to know how this whole process is carried out, right? To do this, just check out the step-by-step instructions below!

The first step to renegotiating your debts with Santander is by accessing the bank's renegotiation portal. When entering it, you can enter your CPF in the suggested field.

By doing this, the portal will perform a search to find the pending issues you have open. When they appear, you can also check the main offers to renegotiate your debts.

From here, just choose the offer that best fits your budget and start making payment. Through the portal itself, you can issue a bill for each installment.

This way, after paying the first installment, you can wait up to 5 business days for your name to be removed from the list of defaulters. This way, you can now take advantage of access to other financial services.

Here it is important to pay attention to the generated contract. When renegotiating your debt with Santander and choosing one of the offers, before making the payment, a contract will be generated.

You must read this contract very carefully before signing it to check whether the payment conditions and offers are included in it. Once everything is ok, you can sign it and pay the debt.

A big advantage of renegotiating debts with Santander is the fact that you can carry out the entire process online. The bank provides a specific portal where you can search for your pending issues, check offers, sign the contract and make payments.

This way, you get several advantages when renegotiating with Santander. To give you a better idea, we have listed some of them below.

When renegotiating your debts with Banco Santander online, you can choose the best time and place to access the portal and carry out the entire process. 

This way, even if your routine is busy, you can renegotiate your debts on your own time.

And in addition to the flexibility, because the process takes place entirely online, you can renegotiate your debts without having to stand in queues or having to face long traffic until you arrive at the branch.

As the entire process can be done online, this means you can do it from your computer, tablet or even your cell phone.

Santander seeks to offer the best experience for you when renegotiating your debts. Therefore, on its portal it provides an area designed for you to answer your main questions about the process.

To do this, you can contact Santander customer service via the chat, frequently asked questions page, also known as FAQ, and also via the customer service center.

This way, any questions you have during the process can be easily answered by attendants online, without leaving home.

Many people are afraid to carry out some financial activities online due to the security offered. After all, system intrusions and even data theft are possible.

However, through the Santander portal you can renegotiate your debt with great security. As a banking institution, Santander has several data protection standards against theft and leaks so as not to cause any harm to you.

Therefore, you can enter the portal and add your data with the greatest and complete security.

In addition to the Santander portal to renegotiate debts, it is also possible to carry out this process through Serasa.

Serasa is a Brazilian brand that specializes in distributing information that helps with your credit decisions. And for those who are negative, it offers its own portal to renegotiate debts

This is done from the Serasa Limpa Nome portal. From there, you can renegotiate your debt and complete the entire agreement through the website with up to 90% discount!

And, as with the Santander portal, with Serasa you can leave your name clean within 5 days after paying the first debt invoice!

The entire process for making an agreement through the Serasa portal is simple and can be done entirely online!

To do this, simply access the Serasa Limpa Nome portal, enter your CPF and password to access it. From there, you can now check your main debts and see available offers.

So, you just need to read the contract very well, sign it and pay the first invoice.

And the most interesting part is that whoever makes an agreement with Serasa can choose the best way to pay and the ideal due date for the bill. This way, the process can be tailored to your needs.

The Serasa portal also has an application that allows you to monitor agreements and issue other copies of the invoice. To download it, all you need is a cell phone with an Android or iOS system.

And if you liked this content, you will definitely enjoy learning how to negotiate your debts online safely. To do so, just check out the article below!