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How to make money with credit card? Check out 7 options!

Here we have selected the top 7 ways to make money with your credit card, discover them all. Also learn to find the best way for you!

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Earn up to a minimum wage with your credit card

Mulher feliz com dinheiro
Check out all the ways to earn money with a card. Source: Pexels.

The credit card helps everyone to be able to buy products, even if they don't have the money at the time, being able to pay the purchase in up to 12 installments. However, what few people know is that you can earn money with a credit card.

That's right, you are no longer having an extra income from your credit card, since there are several ways to start earning money with your credit card.

Mulher pagando despesa cm PIX

How to make money paying bills

In addition to making money with your credit card, another thing you can do is earn extra income just by paying bills.

Want to understand all the ways on how to earn money with a credit card? The top 7 will be explained in this article.

Choose one of several ways to earn money and put the strategies mentioned into practice. Continue your reading and check out the options.

Is it possible to earn money with a credit card?

Cartão de crédito
Making money with a card is easier than you think. Source: Pexels.

Making money with your credit card is much simpler than you think, as long as you apply the correct strategies. The higher the limit, the more money you can be earning.

Something very important to be able to use more than one way is the benefits of your card, the more advantages it generates, the more your options for extra income increase.

Well, that will be explained later, for now just know that it's possible!

So, you can stop using the card just to spend your salary and start using it to put money in your pocket. If this is your goal, you've arrived at the right post!

Best way to earn cashback by paying boletos

Cashback is one of the many ways to earn money with a credit card, understand how to get an amount back!

How to make money with credit card?

Well, now let's get to the ways on how to make money with your credit card. Keep reading and understand how to do it!

1. Cashback

First, what is cashback? Well, when someone buys a product with cashback, a small percentage goes back to them.

The amount returned depends on the value of the product, the percentage usually ranges from 0.2% to 3%.

There are many credit cards in Brazil that deliver cashback on all purchases, if yours does that, you are already managing to save and still have a small source of extra income.

2. Miles program

Today, using the miles program, it is possible to earn a lot of money with your credit card.

First of all, you should consult the advantages of the cards you have and see if any of them provide miles for those who buy at partner stores.

It works like this, whenever you sell the miles, you will be earning an amount back, on average companies usually pay from R$ 10.00 to R$ 40.00 for every thousand miles you sell.

However, the value can go up depending on the season you are selling.

In addition, some institutions pay customers in dollars, for example, Latam, which pays 3.2 cents per mile. 

In summary, see if your card is part of a miles program, if it is, start shopping at the program's partner stores and earn money with your credit card.

3. Card limit

Many people think that the card limit is only for them to buy and then pay the monthly fee.

Well, that's the basics about the card, but you can use its limit to make a "loan" to someone you trust.

To earn money, you will withdraw the limit of the card, in fact, be aware that some fees will be charged for withdrawing with the limit value.

Then just lend the money to someone. Attention! Choose well the person you are going to lend to, be sure that he will pay you back.

As a result, the person must return the amount with interest. In this way, you pay the amount of your invoice, the rest is your profit.

4. Points program

Credit cards provide a points program to their most loyal customers, that is, those who spend a lot of their card limit and are always paying their bills on time.

You should see if your card has the points program. Besides, it's very simple, the more purchases you make, the more points you earn.

Soon after, you can use the points to get a discount on other orders.

5. Discounts

There are cards that have partnerships with stores in all areas, mainly appliances and everything else that is connected to technology. 

So, when you place an order at one of the partner companies, you get a huge discount on your purchases. Many cards have this, for example the XP card, American Express, among others.

Take a look at your bank's digital account and see if there isn't a page with products from other brands, if you buy from the official store or any other e-commerce, you will notice that the value is reduced when compared to your bank.

6. Price protection insurance

Have you ever bought a product and then found the same one for a much lower price? This situation is very annoying and to avoid this, some cards have a program called price protection.

This protection lasts for 30 days, if you find what you already bought for a lower price, you can request the activation of the insurance and receive the difference.

7. Card benefits

In addition to the advantages explained, there are other benefits that your card can offer.

For example, discount when filling up at a gas station. In addition, it is common for them to provide a fee-free tag, where you can go through the toll booth without queuing up.

Above all, research your card information well, perhaps you are failing to earn money by not knowing everything the bank is providing.

How to choose the best way to earn money with the card?

Contando dinheiro
See how much you can earn with your credit card! Source: Pexels.

First, to decide the best way to earn money with a credit card, you must access your bank's website or application and check the benefits with access.

After that, you just need to start applying the method to earn money. One of the best ways available today is by accumulating miles that you can sell and get extra income from it.

To understand the best way to earn miles, see the post below, you will surely learn everything you need about this way to earn money with a credit card.

Mulher abaixada conferindo sua bagagem no corredor de um aeroporto

Step by step how to earn money with miles

Check out the best way to earn frequent air miles!

About the author  /  Felipe Silverio

My name is Felipe Silvério, I study Law at UniFSP, since I was very young I kept the habit of reading, that's why I found myself at work as an editor.

Reviewed by  /  Junior Aguiar

Senior Editor

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