Cards
The best credit card of 2023: find out here!
See a list we prepared with the best credit cards in Brazil. You will definitely find one according to your profile Check it out.
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Find the best card options for you!
Today there are many banks in Brazil, which ends up creating difficulties in finding the best credit card.
With that in mind, we have selected the most popular credit cards in Brazil so that you have an idea of what they provide and finally find the best option.
Discover the best Banco Pan card
Are you thinking of acquired a good credit card, it is undoubtedly worth your while to see the details about the best Pan bank card.
That way, you won't need to do a search on the cards, because the complete analysis of each one of them is here in Senhor Panda.
Therefore, to find the best credit card in Brazil in 2023, keep reading and see the main features of each one. Have a good read.
What is the best credit card of 2023?
First, the best credit card is not the same for everyone. Well, it depends on your moment in life.
Therefore, it is only possible to decide which card is ideal from the analysis. Below you will find everything about them. Keep reading.
Neon
First of all, the Neon bank credit card appears. It is for people who have never had a card before.
It has many interesting benefits that certainly end up making it a great credit card.
Annuity | Free |
minimum income | does not require |
Flag | Visa |
Roof | International |
Benefits | Investment becomes credit limit; Cashback on purchases over R$ 1.00. |
In this way, it is clear that the Neon credit card is a great alternative, as no fees are charged. In addition to having no minimum income required.
However, the main advantage is that all the money you invest through Neon Bank can be turned into a credit limit.
Understand more about the Neon card
In case this card caught your attention, just click here to see how to request it.
Nubank
Firstly, the roxinho, as it is popularly known, is a great credit card, focused on practicality.
Annuity | Free |
minimum income | does not require |
Flag | MasterCard |
Roof | International |
Benefits | Discount on invoice anticipation; The limit is available right after payment; Cashback when buying through Shopping do Nu. |
Among all the banks in Brazil, this one stands out due to the agility for the limit to be used after the payment of the invoice.
Without a doubt, it can be the best card for you. Check out an in-depth review of it in the post below.
Step by step to apply for the Nubank card
The biggest digital bank in Brazil is Nubank and you can have his card. See how.
Next
On the other hand, by using the Banco Next credit card you have several impressive advantages.
Annuity | Free |
minimum income | does not require |
Flag | Visa |
Roof | International |
Benefits | Go from Visa; Movie discount; Free downloads; It has a pampering system. |
Now that you know all the main aspects about the card, we recommend that you click on the post below and see how to order the Next bank card.
See more about the Next card
Without a doubt, it's a good credit card and you can see a full review about it by clicking here.
Will Bank
Many young people have an account at Will Bank, as it is an entry card, check if it is worth it.
Annuity | Free |
minimum income | does not require |
Flag | MasterCard |
Roof | International |
Benefits | Mastercard Surprise; Approval is fast. |
Of course, getting this card can be a good idea, especially if you are between 18 and 24 years old. See step-by-step instructions for applying.
Learn how to apply for the Will Bankk card
You like this credit card and you think it's the best, click here to request it.
Atacadão
The Atacadão card is a great option, especially if you shop almost every month at a supermarket in the chain.
Annuity | R$ 11.99 per month |
minimum income | does not require |
Flag | MasterCard |
Roof | International |
Benefits | Additional cards; Discount on vehicle rental; 10% OFF on Cocoa Show products. |
The requirements for getting the card are simple and easy to achieve. Plus, the benefits end up being worth it.
Learn more about the Atacadão card
If you plan to acquire this card, click here to find out if it's really worth it.
Santander SX
The Santander SX credit card is for those who like to work with traditional banks and want to have a card where the annual fee is not too high and has good advantages.
Annuity | R$ 33.25 per month |
minimum income | R$ 500.00 |
Flag | Visa |
Roof | International |
Benefits | Exempt annuity when registering Pix keys; It already starts with a limit of R$ 250.00. |
As it is the Santander entrance card, almost everyone is approved. So, I'm sure you'll get it too.
Step by step to order Santander SX
If you want all the confidence of a traditional bank, Santander SX is the best credit card. Learn to ask for it.
carrefour
Firstly, the Carrefour supermarket card turns out to be good if you live close to one or do your monthly purchases with it.
Annuity | R$ 13.99 per month |
minimum income | R$ 1,100.00 |
Flag | MasterCard |
Roof | International |
Benefits | Parcel medicines in up to 10x; 70 days to pay for gasoline at branded stations; 30% OFF when renting cars. |
Its main advantages are linked to promotions and discounts, making your financial life easier.
Carrefour Card: See how it works
If you need a card to go shopping at the supermarket, we recommend the Carrefour credit card. Learn all about it by clicking here.
C6 Bank
The C6 Bank credit card is very popular and provides interesting benefits even on your entry card.
Annuity | Free |
minimum income | does not require |
Flag | MasterCard |
Roof | International |
Benefits | Can customize; Cashback; Accumulation of points. |
Undoubtedly, this is a great credit card for you who want to receive cash back on your purchases, with many advantages and a card that is different from the rest.
On the other hand, we also recommend this credit card to anyone who is an Individual Microentrepreneur or works as a self-employed person.
type
This is a great entry card, especially if you want a simple bank where you can solve any problem at home.
Annuity | free |
minimum income | does not require |
Flag | Visa |
Roof | International |
Benefits | Cashback; Virtual card; Discounts at DigioLoja. |
In addition, the credit card is easily approved, even if you cannot prove your remuneration.
Step by step to get the Digio card
Check out all the details you need to consider when ordering the Digio card.
Blue
This is an excellent card, with one of the best points programs at Banco Itaú.
Annuity | R$ 39.00 |
minimum income | R$ 2,500.00 |
Flag | Mastercard or Visa |
Roof | International |
Benefits | 1.7 points for every dollar spent; 1 free bag for international travel; 50% movie discount; Price and purchase protection insurance. |
If you can prove the minimum income of 2500 reais, this is undoubtedly the best credit card you will acquire.
It has a points program, offers great travel benefits and even discounts on Azul platforms. Interested? Want to learn how to request it? Just click on the recommended content.
Request one of the cards that pays the most points
Looking for a card to travel? Without a doubt this can be ideal, check out the step by step to achieve it.
BTG
If you want to have a card that allows you to make international purchases without any problems and that helps you with your investment, we recommend that you try this one.
Annuity | Free |
minimum income | 1 minimum wage |
Flag | MasterCard |
Roof | International |
Benefits | All Mastercard Gold benefits; 7 additional cards; You can use digital wallet. |
We recommend it to anyone who wants to find it easy and learn how to invest their money in the best way.
Check out more information about the BTG Card
Find out why this card is one of the best for investors.
PicPay
Is PicPay the best credit card? Well, check out the details about it to make your decision.
Annuity | Free |
minimum income | does not require |
Flag | MasterCard |
Roof | International |
Benefits | Payment in up to 12 installments of the invoice and payment slip; Money in the account yields 100% of the CDI; You can make transfers easily. |
In this way, the PicPay bank is for all people who need to make payments frequently. Even because, this is one of the best services of the bank.
Learn how to ask for the PicPay credit card
Understand all the steps until you get the PicPay credit card.
Magalu
Do you like to go shopping? Then the Magazine Luiza credit card could be ideal.
Annuity | Free |
minimum income | R$ 800.00 |
Flag | Visa |
Roof | International |
Benefits | Cashback on purchases at the Magazine Luiza store; Discount on store partners. |
The focus of the card is to make you able to buy more products, spending less money. So, if you use the Magazine Luiza app a lot to shop, get this card.
Here is where you understand how to order the Magalu card
Credit card to be requested. Check out the right way to get it.
Latam Pass
If you like to travel, you definitely need to consider the Latam Pass Gold credit card. These are the main information.
Annuity | R$ 30.00 |
minimum income | R$ 2,500.00 |
Flag | Mastercard or Visa |
Roof | International |
Benefits | 1.6 points per dollar spent; Travel installment in 10 installments without charging a fee; 10% OFF when buying at Shopping Latam Pass; Free Itaú toll tag. |
This is the best credit card for those who travel frequently and need an international card that has advantages such as accruing points.
If this is your case, click on the recommended content below to see more details
Get the Latam Pass and earn money on your trips
A great card for those who like to travel, want to accumulate points and save money.
Inter
When it comes to the Inter Gold bank credit card, we are talking about one of the best cards for young people. In the table below, you understand why it is worth it:
Annuity | Free |
minimum income | does not require |
Flag | MasterCard |
Roof | International |
Benefits | You can invest in the stock market through the application; Cashback at the Inter store; Discount on bank partners. |
Without a doubt, it's a great credit card, with a very simple application to use, where you can even make financial investments that yield more than savings.
Incidentally, it is common for the bank to provide a reasonable limit or even for those who have never had an account at another bank.
Get Inter credit card
Understand what to do to have the Inter credit card and invest your money in a simple way.
Itaú Click
The Itaú Click card is one of the entry cards for this brand. See if it pays off.
Annuity | Free |
minimum income | R$ 800.00 |
Flag | Mastercard or Visa |
Roof | International |
Benefits | Toll tag without monthly fee; Can use digital wallets; Up to 4 additional cards. |
Counting on this benefit without an entrance card like Itaú Click is not that simple, so if you want to request it, just click on the post below.
pan
Need a credit card that will allow you to shop with peace of mind? See the table below to understand why the Banco Pan card may be what you are looking for.
Annuity | Free |
minimum income | 1 minimum wage |
Flag | Mastercard or Visa |
Roof | International |
Benefits | Payment in up to 24 installments of the invoice; Control everything through the app. |
If you use it frequently, you can get a great limit and the card is approved very quickly.
Ask for Pan's zero annuity credit card
Without a doubt, the Pan card is one of the best in Brazil and you can order it easily, see how!
PagBank
If you have a company and want to be able to pay suppliers easily, the best credit card is certainly PagBank.
Annuity | Free |
minimum income | does not require |
Flag | Visa |
Roof | International |
Benefits | You can invest in CBD; Does not do credit analysis; Reserved money becomes limit. |
Want to understand more about the PagBank credit card? Just check the article below where all the information is.
Step by step to order a PagBank card
If you want to let your money yield, this is the best credit card, apply for it.
BMG
Check the table below and understand why we recommend using the BMG credit card
Annuity | Free |
minimum income | does not require |
Flag | MasterCard |
Roof | International |
Benefits | Get limit even negative; Pharmacy discounts; Life insurance. |
All these points end up showing that this card is great even if you have a dirty name.
Most banks do not provide any option other than the debit card for those who are negative, but manage to provide a small limit.
Mercado Pago
For those who like to shop at Mercado Livre, this will be the best credit card.
Annuity | free |
minimum income | does not require |
Flag | Visa |
Roof | International |
Benefits | Earn points when you buy from Mercado Livre; Participates in the tier system and can get discounts. |
In this way, it is clear that the purpose of the card is to benefit the users of the virtual store.
Ask for your Mercado Pago card
Click here to understand the process until you get the Mercado Pago card.
Bradesco Neo
Bradesco is a traditional bank, which ends up bringing even greater security to your checking account.
Annuity | R$ 22.00 per month |
minimum income | does not require |
Flag | Visa |
Roof | International |
Benefits | Hotel discounts; Free annuity if you spend more than R$ 50.00 in the month; 50% OFF at Cinemark; 50% OFF on popcorn and medium drink. |
With the Bradesco card you will have all these advantages mentioned and it is still very simple to use.
Because, in addition to all these benefits, there are other exclusive benefits that only Banco Bradesco users have. To understand more, click on the post below.
Apply for Bradesco Neon
When applying for the Bradesco Neo credit card, you will get a great card and the security of traditional banks.
How to choose the ideal credit card for 2023?
Well, to decide which card is the best in 2023, you need to answer a few questions:
- What is your income?
- What do you intend to use the card for?
- What benefits do you prioritize in a credit card?
If you're 18 years old and still don't have a very high income, we recommend choosing cards like Nubank or C6 Bank.
However, people who already have a stable job, earn more than R$ 2,000.00 can start using other possibilities such as, for example, the Latam card.
Understand that your situation determines the best credit card. Answer these 3 questions and find what's right for you.
BTG credit card full review
Every investor needs to know the GTA credit card. Check out the review, see if it's worth it.
About the author / Felipe Silverio
Reviewed by / Junior Aguiar
Senior Editor
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