Cards

The best credit card of 2023: find out here!

See a list we prepared with the best credit cards in Brazil. You will definitely find one according to your profile Check it out.

Advertisement

Find the best card options for you!

Encontre o melhor cartão de crédito para você! Fonte: Freepik
Find the best credit card for you! Source: Freepik

Today there are many banks in Brazil, which ends up creating difficulties in finding the best credit card.

With that in mind, we have selected the most popular credit cards in Brazil so that you have an idea of what they provide and finally find the best option.

cartão com detalhe azul

Discover the best Banco Pan card

Are you thinking of acquired a good credit card, it is undoubtedly worth your while to see the details about the best Pan bank card.

That way, you won't need to do a search on the cards, because the complete analysis of each one of them is here in Senhor Panda.

Therefore, to find the best credit card in Brazil in 2023, keep reading and see the main features of each one. Have a good read.

What is the best credit card of 2023?

Ter um bom cartão de crédito muda a forma que usa dinheiro. Fonte: Freepik
Having a good credit card changes the way you use money. Source: Freepik

First, the best credit card is not the same for everyone. Well, it depends on your moment in life.

Therefore, it is only possible to decide which card is ideal from the analysis. Below you will find everything about them. Keep reading.

Neon

First of all, the Neon bank credit card appears. It is for people who have never had a card before.

It has many interesting benefits that certainly end up making it a great credit card.

AnnuityFree
minimum incomedoes not require
FlagVisa
RoofInternational
BenefitsInvestment becomes credit limit;
Cashback on purchases over R$ 1.00.
All information about the Neon card

In this way, it is clear that the Neon credit card is a great alternative, as no fees are charged. In addition to having no minimum income required.

However, the main advantage is that all the money you invest through Neon Bank can be turned into a credit limit.

Cartão Neon Visa

Understand more about the Neon card

In case this card caught your attention, just click here to see how to request it.

Nubank

Firstly, the roxinho, as it is popularly known, is a great credit card, focused on practicality.

AnnuityFree
minimum incomedoes not require
FlagMasterCard
RoofInternational
BenefitsDiscount on invoice anticipation;
The limit is available right after payment;
Cashback when buying through Shopping do Nu.
Nubank credit card, the easiest to get!

Among all the banks in Brazil, this one stands out due to the agility for the limit to be used after the payment of the invoice.

Without a doubt, it can be the best card for you. Check out an in-depth review of it in the post below.

O melhor cartão de crédito Nubank

Step by step to apply for the Nubank card

The biggest digital bank in Brazil is Nubank and you can have his card. See how.

Next

On the other hand, by using the Banco Next credit card you have several impressive advantages.

AnnuityFree
minimum incomedoes not require
FlagVisa
RoofInternational
BenefitsGo from Visa;
Movie discount;
Free downloads;
It has a pampering system.
Understand the Next card

Now that you know all the main aspects about the card, we recommend that you click on the post below and see how to order the Next bank card.

cartão verde e preto

See more about the Next card

Without a doubt, it's a good credit card and you can see a full review about it by clicking here.

Will Bank

Many young people have an account at Will Bank, as it is an entry card, check if it is worth it.

AnnuityFree
minimum incomedoes not require
FlagMasterCard
RoofInternational
BenefitsMastercard Surprise;
Approval is fast.
Will Bank, a great card for young people

Of course, getting this card can be a good idea, especially if you are between 18 and 24 years old. See step-by-step instructions for applying.

O melhor cartão de crédito will bank

Learn how to apply for the Will Bankk card

You like this credit card and you think it's the best, click here to request it.

Atacadão

The Atacadão card is a great option, especially if you shop almost every month at a supermarket in the chain.

AnnuityR$ 11.99 per month
minimum incomedoes not require
FlagMasterCard
RoofInternational
BenefitsAdditional cards;
Discount on vehicle rental;
10% OFF on Cocoa Show products.
Atacadão: the card to go shopping

The requirements for getting the card are simple and easy to achieve. Plus, the benefits end up being worth it.

Cartão com listras verdes

Learn more about the Atacadão card

If you plan to acquire this card, click here to find out if it's really worth it.

Santander SX

The Santander SX credit card is for those who like to work with traditional banks and want to have a card where the annual fee is not too high and has good advantages.

AnnuityR$ 33.25 per month
minimum incomeR$ 500.00
FlagVisa
RoofInternational
BenefitsExempt annuity when registering Pix keys;
It already starts with a limit of R$ 250.00.
Santander SX is a great entry card

As it is the Santander entrance card, almost everyone is approved. So, I'm sure you'll get it too.

O melhor cartão de crédito Santander

Step by step to order Santander SX

If you want all the confidence of a traditional bank, Santander SX is the best credit card. Learn to ask for it.

carrefour

Firstly, the Carrefour supermarket card turns out to be good if you live close to one or do your monthly purchases with it.

AnnuityR$ 13.99 per month
minimum incomeR$ 1,100.00
FlagMasterCard
RoofInternational
BenefitsParcel medicines in up to 10x;
70 days to pay for gasoline at branded stations;
30% OFF when renting cars.
Carrefour Card: great for those who make a lot of purchases

Its main advantages are linked to promotions and discounts, making your financial life easier.

Cartão azul

Carrefour Card: See how it works

If you need a card to go shopping at the supermarket, we recommend the Carrefour credit card. Learn all about it by clicking here.

C6 Bank

The C6 Bank credit card is very popular and provides interesting benefits even on your entry card.

AnnuityFree
minimum incomedoes not require
FlagMasterCard
RoofInternational
BenefitsCan customize;
Cashback;
Accumulation of points.
C6 Bank: an entry card with intermediary benefits

Undoubtedly, this is a great credit card for you who want to receive cash back on your purchases, with many advantages and a card that is different from the rest.

On the other hand, we also recommend this credit card to anyone who is an Individual Microentrepreneur or works as a self-employed person.

O melhor cartão de crédito C6 Bank

Order your C6 Bank

The C6 card is great and has advantages that many mid-range cards don't have.

type

This is a great entry card, especially if you want a simple bank where you can solve any problem at home.

Annuityfree
minimum incomedoes not require
FlagVisa
RoofInternational
BenefitsCashback;
Virtual card;
Discounts at DigioLoja.
The Digio card can be yours!

In addition, the credit card is easily approved, even if you cannot prove your remuneration.

Cartão azul escuro e claro

Step by step to get the Digio card

Check out all the details you need to consider when ordering the Digio card.

Blue

This is an excellent card, with one of the best points programs at Banco Itaú.

AnnuityR$ 39.00
minimum incomeR$ 2,500.00
FlagMastercard or Visa
RoofInternational
Benefits1.7 points for every dollar spent;
1 free bag for international travel;
50% movie discount;
Price and purchase protection insurance.
The best travel card

If you can prove the minimum income of 2500 reais, this is undoubtedly the best credit card you will acquire.

It has a points program, offers great travel benefits and even discounts on Azul platforms. Interested? Want to learn how to request it? Just click on the recommended content.

O melhor cartão de crédito Azil

Request one of the cards that pays the most points

Looking for a card to travel? Without a doubt this can be ideal, check out the step by step to achieve it.

BTG

If you want to have a card that allows you to make international purchases without any problems and that helps you with your investment, we recommend that you try this one.

AnnuityFree
minimum income1 minimum wage
FlagMasterCard
RoofInternational
BenefitsAll Mastercard Gold benefits;
7 additional cards;
You can use digital wallet.
BTG card: the best for investors!

We recommend it to anyone who wants to find it easy and learn how to invest their money in the best way.

O melhor cartão de crédito BTG+

Check out more information about the BTG Card

Find out why this card is one of the best for investors.

PicPay

Is PicPay the best credit card? Well, check out the details about it to make your decision.

AnnuityFree
minimum incomedoes not require
FlagMasterCard
RoofInternational
BenefitsPayment in up to 12 installments of the invoice and payment slip;
Money in the account yields 100% of the CDI;
You can make transfers easily.
Information you need to consider about the PicPay Card

In this way, the PicPay bank is for all people who need to make payments frequently. Even because, this is one of the best services of the bank. 

cartão preto e verde

Learn how to ask for the PicPay credit card

Understand all the steps until you get the PicPay credit card.

Magalu

Do you like to go shopping? Then the Magazine Luiza credit card could be ideal.

AnnuityFree
minimum incomeR$ 800.00
FlagVisa
RoofInternational
BenefitsCashback on purchases at the Magazine Luiza store;
Discount on store partners.
Magalu credit card.

The focus of the card is to make you able to buy more products, spending less money. So, if you use the Magazine Luiza app a lot to shop, get this card.

O melhor cartão de crédito Magalu

Here is where you understand how to order the Magalu card

Credit card to be requested. Check out the right way to get it.

Latam Pass

If you like to travel, you definitely need to consider the Latam Pass Gold credit card. These are the main information.

AnnuityR$ 30.00
minimum incomeR$ 2,500.00
FlagMastercard or Visa
RoofInternational
Benefits1.6 points per dollar spent;
Travel installment in 10 installments without charging a fee;
10% OFF when buying at Shopping Latam Pass;
Free Itaú toll tag.
Earn points while traveling with Latam Pass.

This is the best credit card for those who travel frequently and need an international card that has advantages such as accruing points.

If this is your case, click on the recommended content below to see more details

O melhor cartão de crédito da Latam

Get the Latam Pass and earn money on your trips

A great card for those who like to travel, want to accumulate points and save money.

Inter

When it comes to the Inter Gold bank credit card, we are talking about one of the best cards for young people. In the table below, you understand why it is worth it:

AnnuityFree
minimum incomedoes not require
FlagMasterCard
RoofInternational
BenefitsYou can invest in the stock market through the application;
Cashback at the Inter store;
Discount on bank partners.
The best entry credit card!

Without a doubt, it's a great credit card, with a very simple application to use, where you can even make financial investments that yield more than savings.

Incidentally, it is common for the bank to provide a reasonable limit or even for those who have never had an account at another bank.

Cartão Laranja

Get Inter credit card

Understand what to do to have the Inter credit card and invest your money in a simple way.

Itaú Click

The Itaú Click card is one of the entry cards for this brand. See if it pays off.

AnnuityFree
minimum incomeR$ 800.00
FlagMastercard or Visa
RoofInternational
BenefitsToll tag without monthly fee;
Can use digital wallets;
Up to 4 additional cards.
A great card from Banco Itaú.

Counting on this benefit without an entrance card like Itaú Click is not that simple, so if you want to request it, just click on the post below. 

Cartão do banco Itaú

Step by step to have Itaú Click

If you like the benefits of Itaú Click, see how to get this card.

pan

Need a credit card that will allow you to shop with peace of mind? See the table below to understand why the Banco Pan card may be what you are looking for.

AnnuityFree
minimum income1 minimum wage
FlagMastercard or Visa
RoofInternational
BenefitsPayment in up to 24 installments of the invoice;
Control everything through the app.
See the information about the Banco Pan card.

If you use it frequently, you can get a great limit and the card is approved very quickly.

cartão com detalhe azul

Ask for Pan's zero annuity credit card

Without a doubt, the Pan card is one of the best in Brazil and you can order it easily, see how!

PagBank

If you have a company and want to be able to pay suppliers easily, the best credit card is certainly PagBank.

AnnuityFree
minimum incomedoes not require
FlagVisa
RoofInternational
BenefitsYou can invest in CBD;
Does not do credit analysis;
Reserved money becomes limit.
A good card to invest your money.

Want to understand more about the PagBank credit card? Just check the article below where all the information is.

O melhor cartão de crédito Pagbank

Step by step to order a PagBank card

If you want to let your money yield, this is the best credit card, apply for it.

BMG

Check the table below and understand why we recommend using the BMG credit card

AnnuityFree
minimum incomedoes not require
FlagMasterCard
RoofInternational
BenefitsGet limit even negative;
Pharmacy discounts;
Life insurance.
Credit cards are good for negatives.

All these points end up showing that this card is great even if you have a dirty name.

Most banks do not provide any option other than the debit card for those who are negative, but manage to provide a small limit.

Cartão do banco Itaú

Apply for the Negativated BMG credit card

If you have a dirty name, this is the best credit card.

Mercado Pago

For those who like to shop at Mercado Livre, this will be the best credit card.

Annuityfree
minimum incomedoes not require
FlagVisa
RoofInternational
BenefitsEarn points when you buy from Mercado Livre;
Participates in the tier system and can get discounts.
Mercado Pago card analysis.

In this way, it is clear that the purpose of the card is to benefit the users of the virtual store.

Cartão Mercado Livre

Ask for your Mercado Pago card

Click here to understand the process until you get the Mercado Pago card.

Bradesco Neo

Bradesco is a traditional bank, which ends up bringing even greater security to your checking account.

AnnuityR$ 22.00 per month
minimum incomedoes not require
FlagVisa
RoofInternational
BenefitsHotel discounts;
Free annuity if you spend more than R$ 50.00 in the month;
50% OFF at Cinemark;
50% OFF on popcorn and medium drink.
Bradesco Neo: main details.

With the Bradesco card you will have all these advantages mentioned and it is still very simple to use.

Because, in addition to all these benefits, there are other exclusive benefits that only Banco Bradesco users have. To understand more, click on the post below.

O melhor cartão de crédito Bradesco

Apply for Bradesco Neon

When applying for the Bradesco Neo credit card, you will get a great card and the security of traditional banks.

How to choose the ideal credit card for 2023?

Compare os cartões e veja qual o melhor para você. Fonte: Freepik
Compare the cards and see which one works best for you. Source: Freepik

Well, to decide which card is the best in 2023, you need to answer a few questions:

  • What is your income?
  • What do you intend to use the card for?
  • What benefits do you prioritize in a credit card?

If you're 18 years old and still don't have a very high income, we recommend choosing cards like Nubank or C6 Bank.

However, people who already have a stable job, earn more than R$ 2,000.00 can start using other possibilities such as, for example, the Latam card.

Understand that your situation determines the best credit card. Answer these 3 questions and find what's right for you.

O melhor cartão de crédito BTG+

BTG credit card full review

Every investor needs to know the GTA credit card. Check out the review, see if it's worth it.

About the author  /  Felipe Silverio

My name is Felipe Silvério, I study Law at UniFSP, since I was very young I kept the habit of reading, that's why I found myself at work as an editor.

Reviewed by  /  Junior Aguiar

Senior Editor

Trending Topics

content

Get out of debt with this complete step-by-step guide

Learn here the most complete step-by-step that will help you get out of debt even with little money. Check out!

Keep Reading
content

Assistance Brazil extra payment of R$2,200

See how the extra payment of Auxílio Brasil works and if you are included among the beneficiaries of the extra installments. Check out!

Keep Reading
content

How does the Hora do Faro program work?

If you watch the Hora do Faro program, you've probably wondered how it works. In today's article we will explain it to you. Check out!

Keep Reading

You may also like

content

It is now possible to settle the C6 Bank card invoice through PIX!

The purpose of digital banks is to offer functionalities that follow the routine of their users. With that in mind, C6 Bank has added one more instant payment method to your credit card statement. Learn more below!

Keep Reading
content

What is a differentiated annuity?

The annuity is nothing more than a fee paid monthly by the user to keep his card working. In this sense, many people do not know what the differentiated annuity is. Want to know more? Continue reading and check it out!

Keep Reading