Cards

What is the best Banco Pan card? Check the options

Banco Pan offers several cards that cater to different financial profiles. See here the main characteristics, advantages and disadvantages of each one and find out how to choose the best Banco Pan card.

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Learn more about the 4 cards offered by the bank

Veja se eles podem se encaixar na sua vida financeira! Fonte: Banco Pan.
See if they can fit into your financial life! Source: Banco Pan.

Are you looking for a good credit card, but are you in doubt as to which is the best Banco Pan card for you?

Having a credit card nowadays is fundamental to carry out our purchases. And financial institutions like Banco Pan make an effort to offer the public several credit card options.

card

Credit card

pan bank

International MasterCard

Club offers, discount on annuity, Mastercard Surprise and much more!

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Thus, people are more likely to find the best Banco Pan card for their financial life.

Therefore, if you are in doubt which of the credit cards to choose from this bank, stay with us as we show you the main characteristics of each one of them. Check out!

What are Banco Pan's cards?

Conheça todas as opções de cartões desse banco! Fonte: Pexels.
Know all the card options of this bank! Source: Pexels.

In summary, Banco Pan offers its public 4 credit card options. From all of them, you can access several special benefits that help in everyday life.

Below, we list all the cards of this bank with their main characteristics, advantages and disadvantages for you to know better.

Pan Zero Annuity Bank Card

The Banco Pan Zero Anuidade card is the simplest option offered by the bank, which has a totally free annuity as its main differential.

AnnuityExempt
minimum incomeMinimum wage
FlagMasterCard
RoofInternational
BenefitsDiscounts at partner stores
Mastercard Surprise
application to manage
Simple option for those who don't want to pay the annuity

One of its positive points is that it has its own application to manage the card and its invoices. In addition, this card gives you access to the Pan benefits club, where you can access discounts at partner stores.

However, despite being a basic option, this card still requires a minimum income to be proven, an item that we do not find in other cards similar to this one.

How to apply for a Pan Zero Annuity Bank Card

See in this post how the request for this card without annuity works.

Pan International Bank Card

The Banco Pan Internacional card option allows you to access the Pan Mais points program. Thus, with each purchase you win and can exchange the points for various rewards.

In addition, this card counts as a positive point the cashback on your invoice, where you can get part of your purchases back.

Annuity12x of R$22.00
minimum incomeMinimum wage
FlagMasterCard
RoofInternational
Benefitscashback on invoice
points program
This card is for those who want to access more functions

However, the fact that it has an annual fee may be a small disadvantage of this card. But, here it is important to know that it is possible to receive discounts of up to 100% in the value of your annuity.

The discount, which is called Use More and Pay Less, is offered based on the amount of spending done on your card. Thus, to have the free annual fee, you need to spend around R$ 1,800.00 on this card model.

How to apply for a Pan Internacional card

Apply for this card and access an unmissable offer club.

Pan Gold Bank Card

The Gold card can be considered the best Banco Pan card for those who want to access more points in the program. With it, it is possible to earn 1.2 points for every dollar spent on the card.

Annuity12x of R$32.00
minimum incomeR$ 2,500.00
FlagMasterCard
RoofInternational
Benefitscashback on invoice
points program
deals club
If you want to accumulate more points, this card is ideal.

In addition, it has the same advantages as the previous option. Therefore, you can access the cashback on your invoice and the discount on your annuity.

However, here it is necessary to pay attention because the range of expenses to obtain the free annuity is R$ 3,000.00.

How to apply for Pan Gold card

Find out how you get access to this Gold credit card!

Pan Platinum Bank Card

Finally, in our list of the best Banco Pan cards, we have the Platinum version of the credit cards. From there, you can accumulate 1.5 points for every dollar you spend through the Pan Mais program.

Annuity12x of R$ 45.00
minimum incomeR$ 5,000.00
FlagMasterCard
RoofInternational
Benefitscashback on invoice
points program
Mastercard Surprise
This is the most sophisticated version of all the cards.

In addition, it is possible to access the special offers club of the bank's partner stores and, thus, save on your purchases.

To be entitled to the free annual fee, you must spend more than R$ 5,000.00 on your credit card.

Fundo em preto e azul com dois cartões de crédito em destaque

How to apply for Pan Platinum card

See how to access exclusive benefits with this card.

How to choose the best Banco Pan card?

Saiba como escolher o ideal para você. Fonte: Pexels.
Find out how to choose the one that's right for you. Source: Pexels.

Now that you know more about each of the cards that the bank offers, the time has come to know how to choose the best Banco Pan card for you.

Therefore, to make a good choice, it is necessary that you first analyze your lifestyle and thus see which of the cards you could apply for.

Also, when doing this analysis, you can think about the benefits you want to access with the new credit card.

You might, for example, decide that having an international card is a good idea. After all, even if it has an annuity, it is still possible to access interesting advantages, such as the points and cashback program.

Now, for those who have a higher salary and would like to accumulate even more points, the Platinum or Gold version can be good options, as it can offer more points.

Finally, for those who want a simple credit card to use for everyday purchases, they can opt for the basic version and thus access a card with no annual fee.

In short, choosing the best Banco Pan card for you will depend a lot on your lifestyle and the benefits you would like to access.

Now that you know bank cards, how about learning more about them? So, access the recommended content below.

Tela de um computador com a página inicial do banco e um smartphone em sua frente com alogo do Banco Pan na tela

Can someone with a dirty name get a Pan card?

Find out if a restriction on the CPF can prevent you from accessing this card.

About the author  /  Leticia Jordan

Hello! I have a degree in Marketing and ended up discovering my passion in the area of content production! Today I have experience writing about digital marketing and personal finance where I always focus on delivering the information that the public needs most.

Reviewed by  /  Junior Aguiar

Senior Editor

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