Cards

What is the best Caixa credit card?

Caixa offers several card options and knowing which is the best among them is not an easy task, considering their advantages. Learn about the characteristics of each one here and evaluate which is the best Caixa credit card according to your financial profile.

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Caixa has the best option, with infinite advantages, for any occasion

Afinal, qual o melhor cartão de crédito da Caixa? Fonte: Caixa Econômica Federal e Senhor Panda.
After all, what is the best Caixa credit card? Source: Caixa Econômica Federal and Senhor Panda.

In this post, we will present you with a series of options and you will decide which is the best Caixa credit card, as well as which features and benefits you like the most.

Therefore, with so many options available on the market, it is common to be unsure about which card to apply for. However, at Caixa you can find everything from the most basic to cards that offer you exclusive benefits.

So, come with us and discover the best Caixa credit card!

Discover the best Caixa credit card

Conheça as opções disponíveis de cartões Caixa e avalie qual o melhor para seu perfil financeiro. Fonte: Adobe Stock.
Discover the Caixa card options available and evaluate which one is best for your financial profile. Source: Adobe Stock.

Regardless of the situation, there is a card that can meet your needs and help both your financial life and make your day-to-day life easier.

But for this to happen, we must research and analyze all the options that currently exist on the market. More specifically, at Caixa.

So, let’s start with the Caixa Azul card and its features!

Caixa Azul Credit Card

Although it is currently suspended, the Azul card allows people with very low incomes to apply for a card with a minimum limit of R$$200.00. It is important to note that this option has been replaced by the Caixa Sim Elo and Caixa Leve Internacional Mastercard cards.

Annuity12x of R$ 13.00
minimum incomenot informed
FlagElo or Mastercard
RoofInternational
BenefitsCaixa points program
card features

Caixa Nacional card

The Nacional card provides a limit starting at R$$800.00. In addition, it is one of the simplest cards that Caixa currently offers. In this sense, it does not have international coverage like other cards.

However, it can be a great option for those who want a simple and cheap credit card.

Annuity12x of R$ 10.50 (Visa or Mastercard)
12x of R$ 5.25 (Link)
minimum incomenot informed
FlagElo / Visa / Mastercard
RoofNational
BenefitsAffordable and very flexible
card features

How to apply for a Caixa Nacional card

See how to apply for the card, which is affordable and very flexible, and is available under the Elo, Visa or Mastercard brands.

Caixa Internacional credit card

The Caixa Internacional credit card can be issued with either Visa or Mastercard. In addition, it can be used in physical and online establishments within and outside Brazil.

Its main advantages are the Caixa points program and the minimum limit of R$1,000.00. Therefore, you can count on a card with a low annual fee and many benefits.

Annuity12x of R$ 17.25
minimum incomenot informed
FlagVisa / Mastercard
RoofInternational
BenefitsCaixa points program
card features

How to apply for the Caixa Internacional card

Learn the step-by-step process to apply for a card with an exclusive points program.

Caixa Mais credit card

Another very affordable option is the Caixa Mais card, however, it does not have as many functions as the next cards we will present to you. In this sense, it is a viable option for people with slightly lower incomes than usual.

However, the Caixa Mais credit card is international, participates in the Caixa Points Program and offers customers the benefits of the Elo brand.

Annuity12x of R$ 17.25
minimum incomenot informed
FlagLink
RoofInternational
BenefitsPoints program, wide acceptance, payment flexibility
card features

How to apply for a Caixa Mais card

Check out how to apply for a card with wide acceptance, Elo brand and international coverage.

Caixa Gold Credit Card

The Caixa Gold card is international and has one of the lowest rates on this list, considering its features. Therefore, it can be a more affordable option for people who have a low income but don't want to give up a good card.

Therefore, the minimum approved limit is R$1,000.00. In addition, the customer can choose between Visa or Mastercard and enjoy all the advantages offered.

Annuity12x of R$17.25
minimum incomenot informed
FlagVisa or Mastercard
RoofInternational
BenefitsCaixa points program
card features

How to apply for a Caixa Gold card

See how to apply for the card and have access to the Caixa Points Program and international coverage of the Visa or Mastercard brand.

Caixa Platinum Credit Card

Despite being a little cheaper than other cards, Platinum is still a VIP service that, in addition to the high limits available, offers two brands to use on the card.

Furthermore, with it, the customer participates in the Caixa Points Program and receives a bonus of 4 thousand points upon signing up.

Therefore, the initial minimum credit limit granted is R$$4,000.00 and, when choosing one of the Visa or Mastercard brands, the customer will have benefits such as Vai de Visa or Mastercard Surpreenda.

Annuity12x of R$ 34.50 (Visa)
12x of R$ 37.75 (Mastercard)
minimum incomenot informed
FlagVisa or Mastercard
RoofInternational
BenefitsCaixa points program and benefits associated with the brand
card features

How to apply for the Caixa Platinum card

Learn how to apply for the card and enjoy benefits associated with the brand, international coverage and wide acceptance.

Caixa Grafite credit card

Anyone over 18 years of age can apply for the Caixa Grafite credit card. The minimum approved credit limit is R$$4,000.00.

In addition, when purchasing the card, the customer receives a bonus of 4,000 points from the Caixa Points Program. Another advantage of the card is the Elo Flex benefits.

Furthermore, although the minimum income is not disclosed, the annual fees show that the card is intended for a higher income audience.

Annuity12x of R$ 34.50
minimum incomenot informed
FlagLink
RoofInternational
BenefitsCaixa and Elo Flex points program
card features

How to apply for the Caixa Grafite card

Check out how to apply for the Caixa Points Program card with a bonus of 4 thousand points, Elo Flex benefits and international coverage.

Caixa Mastercard Black credit card

Mastercard Black is an international card and among all on this list it is the one with the most advantages and different features.

Therefore, the minimum approved credit limit is R$$15,000.00. Given the limit, we can conclude that it is a card intended for a high-income and high-financial-capacity audience.

Therefore, we can mention as advantages of this card the Caixa Points Program with a bonus of 4,000 points upon signing up.

In addition, we have Mastercard Surpreenda benefits, VIP travel assistance services, concierge, among others.

Annuity12x of R$ 76.75
minimum incomenot informed
FlagMasterCard
RoofInternational
BenefitsVIP travel assistance services, personal concierge assistance, travel medical assistance, Mastercard Surpreenda, Caixa Points Program, among others.
card features

How to apply for the Caixa Mastercard Black card

Check here how to apply for the card and have access to Mastercard Surpreenda, Caixa Points Program, VIP travel services and much more.

Caixa Visa Infinite Credit Card

Finally, the Caixa Infinite credit card is also aimed at a high-income audience, given the annual fee and the initial approved credit limit of R$15,000.00. However, even though it is not accessible to everyone, it is an excellent option for the target audience.

Therefore, with Visa Infinite, the customer has the benefits of Vai de Visa, Caixa Points Program, international coverage, wide acceptance in the market and much more.

Annuity12x of R$ 69.00
minimum incomenot informed
FlagVisa
RoofInternational
BenefitsGoes from Visa and wide acceptance
card features

How to apply for the Caixa Visa Infinite card

See how to apply for the card and take advantage of the wide acceptance with the Visa brand, international coverage and the exclusive Caixa points program.

Caixa Elo Nanquim credit card

Another option from Caixa is the Elo Nanquim card. Therefore, when applying for this card, the minimum initial limit is R$15,000.00. Therefore, customers with an income above the standard are perfect for requesting this credit service from the bank.

In addition, we can mention as advantages of Caixa Elo Nanquim the Elo Flex benefits, Caixa Points Program, international coverage, access to VIP rooms, easy installment payments, among others.

Annuity12x of R$ 69.00
minimum incomenot informed
FlagLink
RoofInternational
BenefitsElo Flex and payment flexibility
card features

How to apply for a Caixa Elo Nanquim card

See how to apply for the card and enjoy the Elo Flex benefits, payment flexibility and international coverage.

Caixa Elo Diners Club credit card

Finally, we have Caixa's Diners Club. This is the top of Caixa's list. Therefore, with Caixa Elo Diners Club, the customer has a minimum credit limit of R$$25,000.00 and, upon signing up, receives a bonus of 10,000 points from the Caixa Points Program.

Furthermore, one of the main advantages of this card is that it has travel insurance and a points program that never expires.

Annuity12x of R$ 91.67
minimum incomenot informed
FlagLink
RoofInternational
BenefitsTravel insurance and points program
card features

How to apply for the Caixa Elo Diners Club card

Check out how to apply for Caixa's most complete card, with travel insurance, a points program with a bonus of 10,000 points when signing up and international coverage.

So, what is the best Caixa card?

The truth is that there is no single card that is truly the best among them all. Although some have more affordable annual fees and lower rates than others, each one is aimed at a specific audience.

In other words, each of these cards has its own characteristics that will suit specific audiences. Therefore, choosing the best one will depend on your financial profile, objective with the card, desired limit and many other points.

Therefore, we recommend that you analyze all the options and choose the one that will be the best Caixa credit card for your income and that best meets your needs.

Additionally, if you want to know about other options, access our recommended content below.

Credit card with high limit for those with bad credit

Check out the best cards with high limits for people with bad credit here.

About the author  /  Marina Poncio

Graduated in Financial Management from UNOPAR. Acted as manager of large multinational companies. He is currently dedicated to editing, planning and producing content for the web specializing in economics and finance.

Reviewed by  /  Junior Aguiar

Senior Editor

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