In our previous text, it was clear that the Safra loan, as it does not check the name, is a great option for negatives who are retirees, INSS pensioners, federal public servants or, even, employees of partner companies. However, is this really the only benefit of credit? Of course! There are numerous advantages of the Safra loan that you need to know about.

With that in mind and, above all, your best decision-making process, we have prepared this publication so that you are absolutely sure of what you are “taking home”. Wassup let's start?

So, let's go: what would be, then, the other advantages of the Safra loan? If you also want to know, paper and pen in your hands (or nowadays would it be a notepad on your cell phone?) to discover all the benefits of this credit, which is one of the best for negative credit on the market.

One of the biggest benefits of payroll loans is the fact that it does not fully commit your salary. This is because there is a limit on taking credit, which corresponds to 30% of your monthly income. With Safra bank, it would not be different. But attention! As the bank only allows you to request an amount of up to 30% from your salary, if you have already committed 10% from your salary, it will only be possible to use 20% to withdraw another credit.

Another huge positive point to enter the list of advantages of the Safra loan is precisely the fact that there is no requirement for guarantees, only the buyer's income. In fact, the latter makes total sense, since it is a type of payroll loan, that is, with payroll deduction. In addition, it is necessary to remember that there is a loan limit of 30% of your monthly income – so, how can you calculate without proof, right? There is no way to!

Make no mistake: the fact that the Safra loan does not require you to have a bank account is already a super benefit that sets it apart from the others. Although it is necessary that the institution where you work has an agreement with Safra, precisely because it is through this partnership that it will be possible to deduct your loan from the payroll, you do not need to be an account holder. As we know, this is the purest exception to the rule, even more so if we take into account that it is a payroll loan.

Certainly, because it is a payroll loan, one of the biggest advantages of the Crop Loan is the fact that you do not run the risk of having your name negative. The reason for this is simple: as the debt is deducted directly from your payroll, there is no possibility of not paying it off on the due date. Therefore, there is no possibility of you becoming in default and therefore having your name negative.

Since we are talking about leaving the name negative, another of the great advantages of the Safra loan is that, as the credit is deducted directly from your payroll, you will have greater financial control. In addition to not having to worry monthly about how to pay off your debt, since it is paid off even before you even touch your salary, you learn to live with reduced money.

Like most payroll loans, the Safra loan has very low rates when compared to other loans on the market. In this case, interest rates start from 1,49% per month, which is extremely low compared to other types of loans. This, in turn, has a huge advantage, which is taking this credit to pay off debts with higher interest rates. Surely, doing so is one of the best decisions for your financial life.

Finally, among the advantages of the Safra loan, there is no way to mention the total security and guarantee that you will have when taking out the loan with the financial institution. After all, we are referring to Banco Safra, which has been in business since 1955 and, not by chance, made its owner the richest man in Brazil for countless years. In other words, for sure, risk is a word that will not be in your dictionary when you get a Safra loan. You can be sure of that!

Now that you know what the advantages of the Safra loan are, there is another doubt: how to apply for it? After all, you don't want to be left out and ask for one of the best credits on the market in financial terms, do you? Take advantage of having all the knowledge hot in your head and apply for the loan right now, fixing your financial life once and for all.