One thing is for sure: when it comes to personal loans without consultation with the SPC and Serasa, Banco Safra is one of the best options on the market. After all, your Safra loan, as it is a payroll loan, has interest rates of less than 2% per month, which is very good when compared to the others available to the public. In addition, your installments can be paid in the long term, therefore fitting into any budget.

So, knowing how excellent this financial institution product is, the question whose answer everyone wants to know comes to mind: how to apply for the Safra loan? If you also have this doubt, it's time to remedy it.

First of all, you need to know that, in order to access the Safra loan without consulting Serasa or the SPC, you must be a Federal Public Servant, retired or an INSS pensioner. It is worth remembering that the personal credit line is also directed at employees of private companies that are certified by Safra Financeira.

If you meet this requirement, be grateful, as you are entitled to one of the best loans on the market, without a doubt. Then comes the question of how to apply for the Safra loan. The good news is that it's much easier than you might think!

There are three ways to apply for credit and all of them can be done within your own home. The first is to get in touch by phone, while the second by WhatsApp. In both cases, it is possible to simulate and take out credit quickly and easily.

With regard to the third way to apply for the Safra loan, it is possible that it is carried out through the bank's own website. To do this, simply click on the button “Simulate your loan” and then fill in all the requested information, such as the INSS benefit number, name, mother's name, CPF, date of birth, email and cell phone. . After this step, you agree with Grupo Safra's Privacy Policy and that's it! The credit analysis will be carried out and you will receive a response by email within seven working days.

It is even important to point out that, after the simulation, you will receive different proposals, each with all the loan conditions, such as amount, interest rate, number of installments and other information. That way, you can make a fair comparison between them and choose the most interesting one for you.

Did you choose your proposal then? Then it is up to you to confirm the request, accepting the conditions of the loan. Once this is done, the bank will analyze your request and ask for INSS authorization for payroll credit deduction. If everything is ok, you sign the contract and the money goes into your checking or savings account right away.

Oh, and about signing the contract, the procedure has changed – and for the better! Before, it was required to go to a branch of Banco Safra to carry out this part of the request, but now this is no longer necessary! If your Safra loan is approved, you receive the contract and can sign it directly from your cell phone, without having to leave your home. More comfort and safety for you! Too good, isn't it?

Did you like to know more about the Safra loan? So do not lose more time! If you are part of a group that is entitled to this credit, click on the button below and do a simulation without commitment. You will not regret!

If you've come this far and believe that the Safra payroll loan is not what you're looking for, no problem. The Mister Panda team checked other options and found an additional recommendation for you. Check it out below: