loans
FGTS advance loan: which is the best?
Are you looking for a credit option to pay off debts or get a project off paper. So, see here the best financial institutions to anticipate your FGTS from 7 installments and access attractive interest rates!
Advertisement
Meet 6 banks that anticipate your FGTS
If you are looking to take out an FGTS advance loan, you will surely come across several financial institutions that offer this type of loan.
But the truth is that since anticipation became possible, many people run after it to gain access to their guarantee fund in an easier way and without having to give reasons.
Thus, it is possible to have access to money that would remain idle to be able to invest in current projects without having to pay the monthly installment, since the amount of the FGTS advance loan is automatically deducted from the fund.
In this way, if you want to access this loan and want to know the financial institutions that offer it, just continue with us in this post and check out more information below.
What are FGTS advance loans?
In summary, there are several financial institutions that carry out FGTS advance loans.
Of all these options, we chose 6 of them to be adding to this post and showing you how the anticipation of the FGTS can be done from them.
pan bank
The first option to take out the FGTS advance loan is from Banco Pan. With it, you can anticipate your birthday withdrawal by up to 7 years.
For this, it is necessary to have an amount above R$ 400 in your balance. Thus, you can access the advantage of applying for the loan completely online and with low interest rates of just 1,49% per month.
Minimum Income | not informed |
Interest rate | Starting at 1,49% am |
Deadline to pay | Up to 7 years |
release period | Up to 3 business days |
loan amount | Depends on the base value |
Do you accept negatives? | Uninformed |
Benefits | Process 100% digital You can receive the money on the same day |
However, it is necessary to pay attention to the fact that in order to advance the withdrawal of the FGTS by Pan, it is necessary to have an account opened in this bank in order to receive the money from the fund.
But it is still a valid and very interesting option and can be requested completely online without you having to leave your home. As you can see in the post below.
Banco Inter
Banco Inter is another financial institution that allows you to take out a FGTS advance loan. From this digital bank, you can anticipate up to 10 installments of your FGTS completely online.
With this bank, you can access the advantage of the fact that you only need to have at least R$ 300 in your fund to gain access to it.
Minimum Income | not informed |
Interest rate | As of 1,99% am |
Deadline to pay | Up to 10 years |
release period | Uninformed |
loan amount | Depends on the base value |
Do you accept negatives? | Uninformed |
Benefits | Access to a free digital account Process 100% online |
But, as in the previous option, it is necessary to be an Inter bank account holder to be able to receive the advance loan amount from the FGTS.
However, the account that the bank offers is completely digital and free. Therefore, to learn how to make a loan, just check the following post.
How to advance FGTS through Banco Inter?
See how to access up to 10 installments of your guarantee fund!
My everything
Meu Tudo, on the other hand, is a fintech that offers several payroll loan options. Thus, they manage to allow you to carry out the FGTS advance loan of up to 7 installments.
Furthermore, as this financial institution does not work with the use of intermediaries or a physical agency, it gets a lower interest rate since they do not have as many costs.
Minimum Income | not informed |
Interest rate | As of 1,72% am |
Deadline to pay | Up to 7 years |
release period | From 2 hours to 3 business days |
loan amount | Depends on the base value |
Do you accept negatives? | Yes |
Benefits | Frees up money in no time It has low interest |
And unlike the previous options, you don't need to have a checking account created at a specific bank to receive the loan. That way, you can use your current checking or savings account and receive the money.
Therefore, to apply for the FGTS advance loan through Meu Tudo, you just need to access their website and carry out the entire hiring process. See more details in the post below.
Itau bank
Itaú bank is another financial institution that offers you an FGTS advance loan.
From it, you can access up to 7 years of your fund and you can see the money falling into your account within 24 hours after completing the hiring process.
Minimum Income | not informed |
Interest rate | As of 1,99% am |
Deadline to pay | Up to 7 installments |
release period | up to 24 hours |
loan amount | Depends on the base value |
Do you accept negatives? | Uninformed |
Benefits | Money drops into the account on the same day You can use the balance however you want. |
To carry out this process in this bank, you only need to have at least R$ 300 in your FGTS balance.
To find out how the FGTS advance loan contracting process works at Itaú bank and what steps you need to take, just check the post below.
How to anticipate the FGTS through Banco Itaú?
Learn how to access this loan with several advantages for you!
C6 Bank
C6 Bank, another digital bank on our list, also allows you to anticipate your FGTS from it. So, with C6, you can access up to 10 years of your anniversary withdrawal.
In addition, C6 Bank guarantees that you will be able to access the lowest interest rates from this loan.
As the anticipation of the FGTS is a safer process for financial institutions, since it offers a better guarantee that the payment will be made, they are able to offer a more attractive interest rate than on personal credit.
Minimum Income | not informed |
Interest rate | not informed |
Deadline to pay | Up to 10 years |
release period | Uninformed |
loan amount | Depends on the base value |
Do you accept negatives? | Uninformed |
Benefits | Offers help from bank correspondents Allows you to preserve your monthly budget |
To apply for the FGTS advance loan from C6 Bank, you will need to contact one of the bank correspondents of that financial institution.
Thus, you will have by your side professionals who really know about the loan and who will be able to solve all your doubts during the process.
Thus, to better understand how the FGTS loan by C6 Bank works in practice, just check the post below.
PagBank
Finally, the last financial institution on our list that offers a good FGTS anticipation loan is PagBank.
From it, you can receive up to 7 installments of your benefit within 1 business day after signing up.
Thus, you can receive the installment for several years at once, without having to justify the use and having more freedom to invest your fund wherever you want.
Minimum Income | not informed |
Interest rate | not informed |
Deadline to pay | Up to 7 installments |
release period | Up to 1 working day |
loan amount | Depends on the base value |
Do you accept negatives? | Uninformed |
Benefits | Fast cash on account Online application |
In addition, PagBank also ensures that it offers good interest rates and allows the loan application to be made online 100%.
Therefore, to understand how the FGTS prepayment loan request happens from PagBank, just check the post below.
How to advance FGTS through PagBank?
See how to access your birthday withdrawal through this institution!
How to choose the best FGTS advance loan?
After knowing the list of all financial institutions that offer FGTS advance loans, it is common to be in doubt as to which one to choose.
For this, in addition to knowing the main features and payment terms that each bank offers, it is also interesting that you analyze your financial life and hire what really fits your budget.
In addition, it is essential to keep an eye on the interest rates applied and the amount of balance you have available in your account, to find out if it will be possible to carry out the loan.
On the other hand, if you want to know your FGTS balance, just access the recommended content below.
About the author / Leticia Jordan
Reviewed by / Junior Aguiar
Senior Editor
Trending Topics
Discover the Gamerscard credit card
The Gamerscard credit card offers the possibility to buy in physical and virtual stores with practicality, without an annual fee. Learn more here!
Keep ReadingDiscover the Inter digital account
Learn about the advantages of the Inter digital account here, such as free maintenance fee, free transfers and withdrawals and credit card with no annual fee.
Keep ReadingDiscover the Finanzero Personal Loan
Get to know the Finanzero personal loan and understand how it works and can help you get out of debt faster and more comfortably!
Keep ReadingYou may also like
Get to know the Porto Seguro real estate consortium
With the Porto Seguro consortium, buying your own home is easier than you might think. Do you want to see it? So, check out the full review we prepared on the subject below!
Keep ReadingDiscover the Piki loan
The Piki loan helps even more those who need quick credit without bureaucracy, as it is charged directly to their electricity bill and has competitive interest rates. To learn more about this credit option, just continue with us in the post!
Keep ReadingPan Payroll Loan or C6 Consig: which is better?
In today's article we compare two loan options, Pan bank and C6 Consig. Interested? Continue reading and check out the features of each one.
Keep Reading