loans

FGTS advance loan: which is the best?

Are you looking for a credit option to pay off debts or get a project off paper. So, see here the best financial institutions to anticipate your FGTS from 7 installments and access attractive interest rates!

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Meet 6 banks that anticipate your FGTS

Veja as principais características dos empréstimos. Fonte: Pexels.
See the main characteristics of the loans. Source: Pexels.

If you are looking to take out an FGTS advance loan, you will surely come across several financial institutions that offer this type of loan.

But the truth is that since anticipation became possible, many people run after it to gain access to their guarantee fund in an easier way and without having to give reasons.

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Application

FGTS

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Release the birthday withdrawal in the FGTS app and find the best institution to withdraw it.

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Thus, it is possible to have access to money that would remain idle to be able to invest in current projects without having to pay the monthly installment, since the amount of the FGTS advance loan is automatically deducted from the fund.

In this way, if you want to access this loan and want to know the financial institutions that offer it, just continue with us in this post and check out more information below.

What are FGTS advance loans?

Conheça os 6 bancos que o oferecem! Fonte: Pexels.
Meet the 6 banks that offer it! Source: Pexels.

In summary, there are several financial institutions that carry out FGTS advance loans.

Of all these options, we chose 6 of them to be adding to this post and showing you how the anticipation of the FGTS can be done from them. 

pan bank

The first option to take out the FGTS advance loan is from Banco Pan. With it, you can anticipate your birthday withdrawal by up to 7 years.

For this, it is necessary to have an amount above R$ 400 in your balance. Thus, you can access the advantage of applying for the loan completely online and with low interest rates of just 1,49% per month.

Minimum Incomenot informed
Interest rateStarting at 1,49% am
Deadline to payUp to 7 years
release periodUp to 3 business days
loan amountDepends on the base value
Do you accept negatives?Uninformed
BenefitsProcess 100% digital
You can receive the money on the same day
Loan features

However, it is necessary to pay attention to the fact that in order to advance the withdrawal of the FGTS by Pan, it is necessary to have an account opened in this bank in order to receive the money from the fund.

But it is still a valid and very interesting option and can be requested completely online without you having to leave your home. As you can see in the post below.

How to advance FGTS through Banco Pan

Request 100% online very quickly and conveniently!

Banco Inter

Banco Inter is another financial institution that allows you to take out a FGTS advance loan. From this digital bank, you can anticipate up to 10 installments of your FGTS completely online.

With this bank, you can access the advantage of the fact that you only need to have at least R$ 300 in your fund to gain access to it.

Minimum Incomenot informed
Interest rateAs of 1,99% am
Deadline to payUp to 10 years
release periodUninformed
loan amountDepends on the base value
Do you accept negatives?Uninformed
BenefitsAccess to a free digital account
Process 100% online
Loan features

But, as in the previous option, it is necessary to be an Inter bank account holder to be able to receive the advance loan amount from the FGTS.

However, the account that the bank offers is completely digital and free. Therefore, to learn how to make a loan, just check the following post.

How to advance FGTS through Banco Inter?

See how to access up to 10 installments of your guarantee fund!

My everything

Meu Tudo, on the other hand, is a fintech that offers several payroll loan options. Thus, they manage to allow you to carry out the FGTS advance loan of up to 7 installments.

Furthermore, as this financial institution does not work with the use of intermediaries or a physical agency, it gets a lower interest rate since they do not have as many costs.

Minimum Incomenot informed
Interest rateAs of 1,72% am
Deadline to payUp to 7 years
release periodFrom 2 hours to 3 business days
loan amountDepends on the base value
Do you accept negatives?Yes
BenefitsFrees up money in no time
It has low interest
Loan features

And unlike the previous options, you don't need to have a checking account created at a specific bank to receive the loan. That way, you can use your current checking or savings account and receive the money.

Therefore, to apply for the FGTS advance loan through Meu Tudo, you just need to access their website and carry out the entire hiring process. See more details in the post below.

Imagem em fundo branco escrito "Meu Tudo" em preto no centro

How to anticipate the FGTS for Meu Tudo?

Check out the complete step-by-step to make this request.

Itau bank 

Itaú bank is another financial institution that offers you an FGTS advance loan.

From it, you can access up to 7 years of your fund and you can see the money falling into your account within 24 hours after completing the hiring process.

Minimum Incomenot informed
Interest rateAs of 1,99% am
Deadline to payUp to 7 installments
release periodup to 24 hours
loan amountDepends on the base value
Do you accept negatives?Uninformed
BenefitsMoney drops into the account on the same day
You can use the balance however you want.
Loan features

To carry out this process in this bank, you only need to have at least R$ 300 in your FGTS balance.

To find out how the FGTS advance loan contracting process works at Itaú bank and what steps you need to take, just check the post below.

How to anticipate the FGTS through Banco Itaú?

Learn how to access this loan with several advantages for you!

C6 Bank 

C6 Bank, another digital bank on our list, also allows you to anticipate your FGTS from it. So, with C6, you can access up to 10 years of your anniversary withdrawal.

In addition, C6 Bank guarantees that you will be able to access the lowest interest rates from this loan.

As the anticipation of the FGTS is a safer process for financial institutions, since it offers a better guarantee that the payment will be made, they are able to offer a more attractive interest rate than on personal credit.

Minimum Incomenot informed
Interest ratenot informed
Deadline to payUp to 10 years
release periodUninformed
loan amountDepends on the base value
Do you accept negatives?Uninformed
BenefitsOffers help from bank correspondents
Allows you to preserve your monthly budget
Loan features

To apply for the FGTS advance loan from C6 Bank, you will need to contact one of the bank correspondents of that financial institution.

Thus, you will have by your side professionals who really know about the loan and who will be able to solve all your doubts during the process.

Thus, to better understand how the FGTS loan by C6 Bank works in practice, just check the post below.

How to anticipate FGTS C6 Bank?

Take out a loan online with the help of correspondents!

PagBank

Finally, the last financial institution on our list that offers a good FGTS anticipation loan is PagBank. 

From it, you can receive up to 7 installments of your benefit within 1 business day after signing up.

Thus, you can receive the installment for several years at once, without having to justify the use and having more freedom to invest your fund wherever you want.

Minimum Incomenot informed
Interest ratenot informed
Deadline to payUp to 7 installments
release periodUp to 1 working day
loan amountDepends on the base value
Do you accept negatives?Uninformed
BenefitsFast cash on account
Online application
Loan features

In addition, PagBank also ensures that it offers good interest rates and allows the loan application to be made online 100%.

Therefore, to understand how the FGTS prepayment loan request happens from PagBank, just check the post below.

How to advance FGTS through PagBank?

See how to access your birthday withdrawal through this institution!

How to choose the best FGTS advance loan?

Veja dicas para saber escolher qual banco realizar a antecipação. Fonte: Pexels.
See tips for choosing which bank to make the anticipation. Source: Pexels.

After knowing the list of all financial institutions that offer FGTS advance loans, it is common to be in doubt as to which one to choose.

For this, in addition to knowing the main features and payment terms that each bank offers, it is also interesting that you analyze your financial life and hire what really fits your budget.

In addition, it is essential to keep an eye on the interest rates applied and the amount of balance you have available in your account, to find out if it will be possible to carry out the loan.

On the other hand, if you want to know your FGTS balance, just access the recommended content below.

Find out if you have FGTS balance to withdraw

Learn how to find out the value of your FGTS balance.

About the author  /  Leticia Jordan

Hello! I have a degree in Marketing and ended up discovering my passion in the area of content production! Today I have experience writing about digital marketing and personal finance where I always focus on delivering the information that the public needs most.

Reviewed by  /  Junior Aguiar

Senior Editor

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