Government Aid

How to advance FGTS through Banco Inter?

Would you like to anticipate your next 10 birthday withdrawal installments? By anticipating your FGTS through Banco Inter, you get this and many more benefits! See how anticipation works in this post!

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Withdraw up to 10 FGTS installments 100% online!

Veja como receber o benefício na sua conta digital do Inter! Fonte: Stock Adobe.
See how to receive the benefit in your Inter digital account! Source: Stock Adobe.

The anticipation of the birthday withdrawal is already happening in several banks and financial institutions. And now, it will also be possible to anticipate the FGTS through Banco Inter.

This digital bank allows its users to access up to 10 installments of the benefit. In this way, beneficiaries are able to take out a loan option with friendlier interest rates.

How to apply for Inter card

See how you can get a credit card with no annual fee from Banco Inter!

Banco Inter is known for offering its account holders an account with no annual fee and with several advantages. From there, it is possible to access various financial products and even receive cashback at partner stores.

If you have an account at this bank or intend to create your own, check out in this post the complete step-by-step to be able to anticipate the FGTS birthday withdrawal by Banco Inter!

Open your Banco Inter account!

Come find out how you can be part of this digital bank!

How do I authorize Inter to consult the FGTS balance?

Confira o passo a passo para o Banco Inter poder consultar seu saldo. Fonte: Pexels.
Check out the step-by-step guide for Banco Inter to check your balance. Source: Pexels.

Carrying out the FGTS early birthday withdrawal is a modality that benefits several people. From it, it is possible to take out a loan without harming your monthly budget!

Due to this, the search for anticipation is great. Today, several banks make it possible to borrow with a birthday withdrawal, where the FGTS balance is used as a guarantee of discharge.

But, in order to access the benefit, in addition to having joined the birthday withdrawal, it is necessary that the Banco Inter account holder authorizes the institution to consult their FGTS balance.

From there, the bank will be able to view the balance amount in order to approve your loan request. And the authorization process is very simple and fast!

For this, you will need to have the FGTS application. When accessing your account there, you can click on the “Birthday Withdrawal” option that appears on the first screen. By clicking on it, you will be redirected to another page of the application.

On this page, you will have an option called “Authorize bank”. By clicking on it, choose the option “Add new financial institution”. From here you can search for Banco Inter among the list of accredited banks and financial institutions.

After finding and selecting the bank, you can click on “Confirm selection” and, shortly after, on authorize FGTS consultation. From there, Banco Inter will be authorized to check your balance and release the loan!

What amount can FGTS be advanced by Banco Inter?

Once you have authorized Banco Inter to check your balance, you can apply for a loan from the bank.

For this, the bank will check your balance. In this way, it will check if the amount you want to request can be paid with future installments of the birthday withdrawal. 

In this way, the total amount that may be anticipated by Inter may vary from person to person.

But, Inter follows the same rules stipulated by Caixa when defining the amount that can be anticipated. In this way, those who anticipate the FGTS through Banco Inter, can advance amounts from R$300.00.

Who can anticipate the birthday withdrawal?

Veja se você cumpre os requisitos! Fonte: Pexels.
See if you meet the requirements! Source: Pexels.

In addition to the amount, whoever is going to anticipate the birthday withdrawal by Inter will need to follow some requirements stipulated by the bank itself. Without them, it will not be possible to perform the anticipation.

Therefore, people who can anticipate the benefit by Banco Inter are those who:

  • Authorize Banco Inter to access your FGTS balance;
  • They are of legal age and have chosen to join the birthday withdrawal;
  • Have an active checking account at the digital bank to receive the amount;
  • They work with a formal contract or have enough balance for the withdrawal.

If you meet the requirements listed above, you can now take out the loan with the birthday withdrawal through Banco Inter! 

How to anticipate the anniversary withdrawal by Banco Inter?

If you meet the requirements of the program, you can already carry out the process of anticipating the birthday withdrawal through Banco Inter. To do this, you must first have authorized the bank to check your FGTS balance.

When the bank does not have permission to carry out this consultation, it is also unable to release the loan for you. So, it's worth going back to the topics above and following the step by step to authorize the bank.

If you have already received the authorization, you can anticipate the FGTS. To do this, you can follow the steps described below.

  1. To start the operation, you must enter the Inter application, access the application's home page, click on the “Loans” option;
  1. You will be redirected to an in-app page showing available loan options. So, here you can click on the “Personal Loan” option and then go to “FGTS Advance”;
  1. On the page that appears, you can continue by clicking on the option to “Simulate FGTS anticipation;
  1. On the next screen, you can select the amount of years you want to move forward. By doing so, the bank will show the total amount available to anticipate according to your FGTS balance.
  1. When you reach the total amount you want, you can confirm the information. That way, your request will be completed!

After that, within 1 business day, Banco Inter will contact you by email to inform you if your request has been approved. With the order approved, the money will fall into your account within 4 business days.

But, if your application is not approved, there are still other ways to apply for a loan from Banco Inter. An option that may be interesting is to ask for the payroll loan that the bank offers.

If you are interested in this option and want to know how to apply, just check the article below that shows you the step-by-step process to apply!

How to apply for an Inter payroll loan

See how it is possible to have access to a loan even if it is negative!

About the author  /  Leticia Jordan

Hello! I have a degree in Marketing and ended up discovering my passion in the area of content production! Today I have experience writing about digital marketing and personal finance where I always focus on delivering the information that the public needs most.

Reviewed by  /  Junior Aguiar

Senior Editor

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