Did you know that it is possible to anticipate FGTS through Meu Tudo? Today, this payroll loan contracting platform has joined other financial institutions and allows users to anticipate their birthday withdrawal.

That way, from Meu Tudo you can access a portion of your guarantee fund and use it to carry out your projects today.

So, even if you are not unemployed, retired or looking to buy a house, you can use part of your FGTS amount without giving justification.

Therefore, if you have an amount in your guarantee fund that you want to access, continue in this post and see how you can anticipate the FGTS through Meu Tudo.

In short, the anticipation of the FGTS through Meu Tudo is a new type of credit that allows formal workers who have a balance in the FGTS to anticipate their birthday withdrawal.

This withdrawal is a percentage of your FGTS that you can withdraw once a year on your birthday.

That way, when carrying out the anticipation, you can have access to 7 years of the value of this withdrawal.

And the best part is that when you pay in advance, you don't have to worry about committing your income with monthly installments to pay.

In anticipation of the FGTS, the amount of the birthday withdrawal installments is paid automatically. For this, Meu Tudo communicates with Caixa Econômica Federal so that it can receive payment of the loan every year.

So, you don't have to worry about paying the loan, since the financial institutions related to it will already move to make that happen.

Carrying out FGTS anticipation through Meu Tudo is a very interesting practice that offers several advantages.

But, you need to know that to carry out the anticipation, it is necessary that you meet some basic requirements, such as:

Therefore, by meeting the above requirements, you will be able to take out the loan and, therefore, anticipate the FGTS through Meu Tudo.

Another very important information to know about the anticipation is in relation to the payment terms that it has.

Therefore, by anticipating the FGTS through Meu Tudo, you can pay it in up to 7 annual installments that will be deducted from the value of your fund.

In addition, nowadays Meu Tudo works with an interest rate of 1,72% per month for this type of loan, which guarantees that you will be able to access a low interest rate.

Finally, from the anticipation you can contract values from R$ 300.00 to make the loan.

Before carrying out the anticipation, it is normal to have some doubts as to whether this is really a good financial option.

After all, the fund is used as an emergency reserve that you can access when something happens, such as a layoff.

To help you with this, we have separated below the main positive and negative points of this solution so that you can make a better decision.

Anticipating the FGTS through Meu Tudo can have some very interesting advantages for you. We highlight the main ones below.

Meu Tudo is a Brazilian fintech that manages to make loans without using intermediaries in the negotiation. In addition, they are completely digital and do not use a physical agency to operate in the field.

Because of this, they are able to lower your operation costs and offer lower and more attractive interest rates so that you can advance your FGTS without any problems.

Another advantage is that the amount of your FGTS can be accessed quickly after completing the loan contract.

Money is released via PIX by Meu Tudo. Thus, they manage to send the money to you from 2 hours after signing up to 3 business days.

Finally, when taking out the loan, you still have the advantage of not having to worry about having to pay another bill every month.

The amount of advance installments is automatically deducted from your fund, without you worrying about making the payment.

Now, looking at it from the other side, as much as anticipating FGTS through Meu Tudo has good advantages, it also has some negative points.

When taking out the loan, your FGTS balance referring to the advance will be blocked for the duration of the loan.

This is done as a measure to ensure payment will be made. That way, you can't withdraw the balance for other purposes, such as buying a property or carrying out an emergency withdrawal.

Nowadays, it is possible to easily find loans that allow you to anticipate the value of the installments and also get a discount on the operation.

However, when anticipating the FGTS through Meu Tudo, you will not be able to anticipate the value of the installments using the FGTS balance. Thus, if you want to anticipate, you will need to use your current money and not your fund.

The process of anticipating FGTS through Meu Tudo is, in fact, very simple and can be done from home. So, just follow the steps below.

With that done, the simulation will already show the conditions available to you. So, just proceed to do the credit analysis and sign the contract to advance FGTS through Meu Tudo.

But, if you want to know in more detail how the payroll loan application works in Meu Tudo, just check the post below!