The solution for negatives to get out of debt is quick money, isn't it? So, how about deciding between a Certo Agreement loan or a Creditas loan? Both offer quick credit options. However, only one has chances for negatives.

First, the Agreement Right platform is a trading site. This means that it will offer debt discharge proposals and even loans.

On the other hand, the Creditas loan has three options: loans with guarantees and payroll loans. So, those with a dirty name will not get approval.

Since both need to be detailed, we have prepared this comparison. Therefore, keep track of advantages, disadvantages and choose what you need!

Firstly, the Agreement Right platform offers solutions for debt negotiations. Certainly, loan proposals for negatives, too.

Therefore, enter the CPF on the platform to have debt withdrawals in a few minutes. Likewise, choose number and value of installments.

Through the platform, the customer will also be able to select personal credit proposals offered by Agreement Certo partners, among them, Creditas itself, but also Geru, Rebel, Banco BMG, Simplic, Mercatório, Digio and Jeitto

Know that there are no loans directly through the platform, but indicated by the partners. That is, your request will undergo the credit analysis of accredited institutions.

If the name is dirty, be sure to enter the CPF on the platform. Thus, it will seek solutions, such as exchanging a larger debt for a smaller one, for example. Continue here and learn more about the advantages of this option!

Credita claims to be the largest secured credit platform in the country. In other words, it provides credit through the offer of a vehicle or property. In addition to payroll loans, exclusively for CLT employees.

In the case of payroll, employees of private companies ask for up to 50 thousand reais in credit, certainly, the installments are deducted from the payroll. Then there is credit analysis.

On the other hand, there is credit secured by real estate. Consequently, house or apartment are the guarantees and this loan starts at 30 thousand reais. Certainly, the guarantee guarantees a lower interest rate, starting at 0.79% per month + IPCA.

In addition, also get the loan with vehicle guarantee. Likewise, the fees are lower, starting at 0.99% per month. Therefore, up to 150 thousand reais can be requested as long as the vehicle is fintech security.

In conclusion, the Creditas loan is safe, fast and reliable. However, the negative ones cannot access, since there is consultation with bureaus and analysis.

Knowing that the Agreement Right platform is focused on negotiations, the main advantage is the countless chances of getting out of debt. Therefore, choose one of the dozens of proposals to clear your name.

Along the same lines, the platform indicates the credit indicated for your case. The simulation is done right there, so in a few minutes the solutions appear.

By that, we mean that if a loan appears, it is available. In other words, only pre-approved ones will be there.

In addition, get debt settlements with installments from 100 reais, so that there is no more debt. Therefore, access the platform and understand more.

In principle, the Creditas loan has the lowest rate on the market. In addition, the use of the vehicle or property is allowed, as it lowers the rates even further.

By the way, it has one of the longest payment terms, reaching 240 months. There are also advantages to taking out secured loans, for example.

In the case of vehicle warranty, the paid car is in fiduciary alienation. This means that, once paid, it is used by the user but is passed on to the company name. That is, it is possible to use normally.

So, borrow large amounts and pay affordable installments thanks to this security. On the other hand, it is the chance to get away from high debts.

First of all, loans are not provided by the platform, but by some partners. Therefore, only options coming from these companies appear.

The platform has a partnership with Creditas, Geru, Rebel, Banco BMG, Simplic, Mercatório, Digio and Jeitto. That is, these companies will do the credit analysis. So, they offer the proposals, so the options end up decreasing.

Another disadvantage is that if you happen to have many restrictions, the loan proposals do not appear. Likewise, few negotiations should arise, some with high stakes.

Finally, there is also the issue of bills. That's because they can take a while to write off, so keep an eye on payments. Speaking of slips, the platform only allows payments in this way, with no chance of negotiating and paying with a credit card, for example.

Firstly, those with bad credit have minimal chances of getting a loan. Creditas even encourages the attempt, but since they do credit analysis, the answer must be no.

In addition, it is also a little more expensive for those who do not own assets, such as cars and real estate. Furthermore, in the case of payroll, many risks are assumed by the customer.

That's because if you lose your job, you should keep paying. Likewise, don't expect some way to postpone it, for example. This modality is billed monthly without any tolerance.

In conclusion, the installment simulation is not on time. When entering the site, set the value in the bar and wait for an email from the company with the proposal, which may take a while.

So, did you manage to choose between the Certo Accord loan or the Creditas loan?

In short, both are online personal credit platforms. However, only the second option directly provides credit. However, it is not recommended for negatives.

On the other hand, the Agreement Right platform indicates the best negotiations for you. If the company's partners have loan proposals, they come up within minutes.

That is, negatives can contract credit through the platform and pay debts. Or even, pay old bills in installments without leaving home.

Before deciding, assess the status of your CPF and the amount required. After that, decide on the installments and amount of credit sought.

If you haven't decided, don't worry. Below, we have prepared a comparison that can indicate the ideal loan, so just click!