We will introduce you to digital accounts for children under 18 and talk about how they can help with financial education in a safe and cheap way. Therefore, the first point to mention about such accounts is that they do not charge fees or annual fees. In other words, they are completely free. 

Therefore, in this post we will present 4 digital account options available for under 18s. Therefore, each of them has its own characteristics such as themed accounts, programmed allowances, app control and much more for your children. You will be able to see everything here.

So, are you interested? Stay with us and find out more. Good reading!

Currently, several banks, financial institutions or financial institutions in general have developed the option of digital accounts for children under 18 years of age. Thus, these accounts have almost the same functions as an account available to adults. However, parents who perform account management in relation to more complex matters.

In other words, the minor will be able to use the account in peace and the parents will be providing basic monitoring to protect the minor.

Therefore, as already mentioned, there are several digital account options for minors on the current market. In this sense, each of these accounts has its particularities, advantages and disadvantages.

So, that's why we've selected 4 options that have good advantages and functions that you might like, such as scheduled allowance, account management via app and much more.

Anyway, within these options are Inter Kids, C6 Bank, Next Joy and Click account. Therefore, all options are reliable and have been on the market for a long time. Discover each one in detail below.

Banco Inter's main brand is to facilitate account opening and not charge unnecessary fees to its customers. This is what happens with young customers. In other words, the Interkids account does not charge for opening or fees. In this sense, they should only worry about managing their money.

Furthermore, the account is a digital 100% and has no established minimum income. However, the user only has a debit card at their disposal and does not have a credit line.

C6 Bank aims to provide quality financial education with the Yellow account for children.

So in this account the child has access to a card with the color they want, in addition to making proximity payments. However, we must remember that parents have full control of the account.

Finally, see some features of the C6 Bank digital account for under 18s:

Next Joy's digital account for under 18s has a partnership with Disney, meaning the child will have access to a personalized account with their favorite cartoons to have fun while learning.

In this sense, it was a really good idea from Next, as Disney characters are attractive to children. In addition, parents can program allowances, that is, a monthly amount is programmed that will be transferred to the child's account automatically.

Anyway, the Next Joy account is really fun!

Click Conta is a branch of Bradesco exclusively for those under 18 years of age. In other words, only minors can have access to this account and all its benefits.

In this sense, one of its advantages is that users have access to free online courses to increase their knowledge. Plus, you can get discounts on paid English courses and much more.

It is recommended that between the ages of 12 and 16 the child already has their own account. Therefore, if he receives an allowance or a sum periodically for shopping, saving or any financial action, it is important that your child has a digital account.

With this, the child can learn how to manage money in an account correctly, being able to save money to make a large purchase or even invest. Therefore, it is essential to create a digital account for children under 18 at a time when money becomes more present in a child's life.

There are many advantages of a minor account. First, as the account is intended for a minor, the interest rates or fees are generally much lower than usual. Thus, in most of them the holder is exempt from fees such as annual fees, for example.

Furthermore, technologies are developed in applications and accounts to help minors have more advanced and developed financial education.

Remembering that the account is completely created with a very simplified interface and use, so that young people do not have any difficulties and develop autonomy in taking care of their finances.

Therefore, see what documents are required in almost all institutions so that you can open a digital account for a minor:

Anyway, did you see how simple it is? So, now just choose the one you like best and open a digital account for children under 18, giving your child autonomy and financial education.