loans

Get to know the loan for negative HCred

Get to know the loan for negative people HCred and understand how it works and can help you get out of debt safely and conveniently!

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Loan for negative HCred 

Conheça o Empréstimo para negativados HCred Imagem: SM
Discover the loan for negative HCred Image: SM

Initially, the HCred loan is a quick and smart way to get the money you need with good interest rates and a great payment method. So, find out about the HCred loan for negative people, and other information on the subject.

Therefore, with several stores spread across Brazil, HCred has everything you need to get credit with exclusive conditions. So, continue reading to learn a little more about this loan, ideal for people with a dirty name!

How to apply for the HCred loan

Learn how to apply for an HCredean loan and other useful information about this loan, so that you can pay off all your debts!

Hcred
Minimum Incomeuninformed
Interest rateStarting at 3,74%
Deadline to pay6 to 12 months
release periodIn some hours
loan amountUp to R$20,000.00
Do you accept negatives?Yes
BenefitsSpecial payment condition due to the Covid-19 pandemic

How does the HCred negative loan work?

Conheça o empréstimo para negativados HCred Imagem: Compara online
Discover the loan for negative people HCred Image: Compare online

Well, this fintech has been operating in Brazil for more than 10 years as a banking correspondent following all Central Bank guidelines.

In other words, it gives you all the security and comfort you need when applying for your loan.

In this sense, HCred is a fintech that works by offering loans from partner banks and financial institutions and the great advantage of taking out a loan with HCred.

This is because it has a large number of partners, meaning you can choose the best credit solution for you.

So, Hcred works with long-term personal loans ranging from 6 to 96 installments, which may vary depending on the credit line and the profile of each client.

Therefore, at the time of the simulation, you will know how much you can borrow!

What are the advantages of the HCred negative loan?

So, let's get to know the advantages of the Hcred negative loan. To begin with, the first one is that you can request up to R$20,000.00 in loan.

Furthermore, fintech allows the loan to be paid in installments from 6 to 12 installments, with interest rates being 10.6% per month.

Another advantage of this loan is that the money is released within a few hours and it also allows people with a dirty name to have access to the money, as they do not consult credit bureaus such as SPC and SERASA.

You can also pay the loan via bank slip. Therefore, HCred offers security, comfort and guarantee when providing services!

What are the disadvantages of the loan?

Well, as we mentioned, the loan charges around 10.6% in interest per month, being a major disadvantage for loan applicants, especially those with negative loans.

Is a loan for negative HCred worth it?

Conheça o empréstimo para negativados HCred Imagem: seu crédito digital
Discover the loan for negative people HCred Imagem: your digital credit

So, it's worth taking out the loan for negative HCred, as it's a great solution to resolve economic issues through a loan in a way that fits your pocket, especially if you have a bad name.

Therefore, even though it has interest rates, it is an interesting option for those looking for quick money, and with all the necessary security.

Furthermore, it is a process that is practical, as it is completely online and can be done alone! Check out a little more below!

How to take out a loan for a negative HCred?

So, to take out the HCred personal loan you must have your personal documents in hand and proceed to submit a proposal to HCred.

Therefore, when choosing to apply for a HCred personal loan, analyze your finances to find out if this is a good solution for you! So, now that you know how everything works, let's show you how you can access it!

How to apply for the HCred loan

Learn how to apply for an HCredean loan and other useful information about this loan, so that you can pay off all your debts!

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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