Getting a Nubank credit card when you are negative is a difficult task. This is because no institution wants to grant credit to someone who does not pay their debts on time. But nowadays there are many opportunities to have credit even if you are negative, and Nubank is also one of the institutions that is bringing the negative public to the clientele.

In February 2021, Nubank announced a new function for its credit cards, aimed at people who are negative or who do not have a limit at traditional institutions.

This novelty consists in the fact that the customers themselves will be able to add the amount they want to form the limit of their credit cards. So you can use them to pay for your purchases or subscribe to services, and become active in the market again.

The card only works according to the amount injected and it can be used like a conventional credit card. This new modality is recent and therefore is still in the testing phase, being released to a few users.

Here you will find out about all the advantages and disadvantages of the Nubank credit card for negatives. In addition, you will still know all the functions and decide if it is worth acquiring one of these even if you are not negative. Stay with us and stay well informed about this news.

This card works, therefore, as a prepaid card that is already part of the card collection of several institutions, such as BMG, PagBank, Inter, PAN, etc. They are available for negatives and work in the credit function in which the user adds money and uses it however he wants.

This modality is also easily compared to a debit card, which only works if you have money in your account, but the difference is that you have the chance to use it in the credit function and pay your debts in installments.

In this way, the Nubank card also has the functionality of a traditional credit card, in which it is possible to make purchases in installments at physical establishments or online, contract services such as Spotify, Netflix, Amazon Prime and all the others.

To use this new Nubank product, customers must have an account on the bank's App, which is available for Android and iOS. After that, you will need to transfer any amount to the prepaid card and the amount added will be the limit available for purchases.

The amount that is not committed to any debt incurred on the card can then be used for withdrawals, but which consequently affect the value of the limit by reducing it.

In addition to these features, there are many advantages available to anyone who wants to use a card. Find out now all the advantages of Nubank's roxinho for negatives.

The proposal of the Nubank card for people with negative credit is to serve, then, as a gateway for those who have never had access to credit or are negative. In this way, these users are able to build a credit history that increases their chance of being able to acquire a credit card in the future with a pre-approved limit.

The advantages are countless and even apply to those who don't have a dirty name. Check here all the opportunities you can acquire this card.

These are the advantages that you find in the Nubank prepaid card.

As with everything there is a good and bad side, you will also find out about some risks that you can take when purchasing this card.

Its disadvantage is its main function, as the card only works with an account balance. Unlike the credit card where the user buys first and then pays. In the prepaid card, the amount deposited is committed at the same time of purchase, so it is only possible to use the card if you have a balance.

Depending on your need, the Nubank prepaid card can be a hand in the wheel, helping you with allowance payments, lending the card to third parties only with the amount you need to spend.

In addition, it works to control yourself financially if you have the habit of buying on impulse, deposit only the amount you can use and use it moderately. But mostly the card makes you active again and noticed in the market, helping to raise your credit score.

In general, it all depends on your needs. There are many ways to use the Nubank prepaid card and it's up to you to decide what you want to do with it. Even with its pros and cons, it's a great opportunity to have more financial control at home, so evaluate your decision carefully and analyze the advantages and disadvantages to make the best decision possible.

Now you will know how to contract the card and all the step by step to start creating your account if you are not a Nubank customer.

Remembering that this opportunity is not yet available to all customers, so if you already have an account and the news has not appeared for you, rest assured that it will soon appear.

Check here the whole process to get the Nubank card for negatives and have a new chance to be active in the market again.