Cards

All about the Agibank Credit Card

Get to know now all the information, features and benefits of the Agibank card and find out if it is a good option for you.

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Agibank card features

Find out now all the information about the Agibank Mastercard card, the digital inclusion card.

The Agibank credit card has an advantage that, in Brazil, almost no company offers its customers.

This advantage is the Digital Inclusion, which is unprecedented in the current market.

Agibank was born as a global fintech with the purpose of promoting digital inclusion throughout Brazil.

The card has the Mastercard flag, which means that it can be used in basically all stores and establishments in Brazil and even in the world.

Agibank is a fully digital company. So, the bank does not have any physical establishment.

Read the rest of this article and discover all the features and benefits of this card.

AnnuityExempt (but your salary must go into your bank account)
FlagMasterCard
minimum incomeIs required
BenefitsMastercard Surprise, etc.
Agibank card features

What are the advantages of having a digital bank card? 

With the advancement of the internet, many things are changing in the current market. 

So, many companies that are fully digital currently have many advantages compared to traditional companies, which have not yet migrated to the digital environment.

Therefore, many digital companies are growing in the market, as they have more mobility and less expenses.

The company was created to meet the current market demand, which asks, at all times, for purchases and payments to be made digitally.

Therefore, due to the need of many people to adapt to the internet, the Agibank bank was created to meet these requests and to provide, in the best possible way, the best service to its customers.

What are the main services and programs of the Agibank Mastercard card?

In the past, many people complained that since the bank was completely digital, it did not provide physical credit cards.

Also, there were people complaining that, since customers could only make withdrawals at lottery outlets, their practicality and mobility in relation to the card were very low.

At the request of customers, the bank solved all these problems that terrified the lives of many customers.

So, after a lot of struggle, the bank provides its customers with the possibility to acquire the Agibank Mastercard card.

The card offers the possibility to make your purchases both by credit and debit. So rest assured!

In addition, Agibank offers its customers the option to make withdrawals at Banco24Horas. 

After these modifications, the Agibank Mastercard card has become, in the current national scenario, one of the flexible and practical cards for its users.

So we see that the bank is on a great path as it has created better programs through its customers' request.

With this advance, the bank also created some other very good programs.

The first is the possibility of purchasing the Agibank Mastercard card over the internet, with the 100% order being online and bureaucratic.

In addition, another very beneficial factor that the card offers is the option to make your purchases with debit or, if you prefer, with credit.

However, that's not all! You can make this choice when shopping abroad, which makes this service more special.

Fortunately, the card does not have an annual fee, that is, you do not have to pay any annual fee to have it in hand.

However, in order not to have to pay annuity, you need to receive your salary in your Agibank bank account.

In addition, if you download the bank's application, you will be able to access your insurance, loans, consortiums and even investments.

Finally, see what services are possible using the Agibank Mastercard card:

  • Purchases with QR code; 
  • Receipt of salary through the current account;
  • Withdrawals at Banco24Horas; 
  • Direct payment to people; 
  • Payment of bills;
  • Total digital inclusion, being able to access various resources (insurance, investments, consortia, loans, etc.).  
Características cartão Agibank

How does the Agibank bank application work?

Just like any modern company, Agibank offers an app, which is available for both Android and IOS users.

Therefore, enter the application from Google Play and the App Store, and then download the bank application.

However, unlike other companies, Agibank has physical branches. 

So, if you want, it is possible that you carry out your operations in these agencies. It's not the best option, but it's a good alternative, isn't it?

Remember that all services performed in these physical branches are also performed in the application. So, if you think physical locations are more advantageous, know that apps, in addition to being digital, perform the same functions.

Finally, if you decide to become a bank customer, you can access a number of free services and programs.

These services are, as previously mentioned, the following: QR code payments; generation of bills; transfers etc.

How to become an Agibank customer?

The bank, unlike others, does not require a person to join only through invitations. That is, you can join the company whenever you want.

One of the bank's proposals is digital inclusion, so even if the person has not received an invitation, he or she can enter.

So, you can create your account over the internet, 100% being digital and online

After being approved by the bank, know that the bank promises to reduce the bureaucracy of its programs and services.

Finally, the bank does not allow virtual queues to exist. So, the company's service is totally easy and practical.

How to create my Agibank bank account?

As mentioned, you can create your bank account over the internet, in a 100% online and secure way.

The process of creating your account is very easy and simple to do. So, read the following steps and understand how to create yours!

First of all, download the Agibank app and then click on “Create account”. 

It will be very easy to find this button because it will probably be the first one to appear on the screen.

For the creation of your account, some personal data will be required, such as: full name; CPF; date of birth; Mailing address; phone number; monthly income; document with photo (RG or CNH).

After you fill in your information, your registration is ready!

Finally, the bank will check the veracity of your information and then the process of creating your account will be carried out.

Advantages of the Agibank Mastercard card

In addition to the option of choosing to pay by credit or debit when shopping, you also receive benefits with the Mastercard card brand.

The Mastercard brand offers the “Mastercard Surprise” program, which exchanges products for points.

What do we do with these points and how do we earn them?

For each product spent with the Agibank card, you receive some points in exchange.

With the accumulation of these points, you can earn products and services offered by the card's partner stores.

Therefore, the more products you buy with the card, the more points you will receive and, consequently, the more “free” products you will be given.

About the Agibank Mastercard card

Agibank offers its customers several benefits.

The card can be paid in credit or debit and can also be easily accepted abroad.

After you create your card, you will have a fee-free year, that is, you will not pay a penny of fee during your first year with the card.

After the one year period, you will need to pay a fee of R$12.99 reais per month.

However, if you spend 50% of your limit or have a bill greater than or equal to R$500.00 reais, you will be able to keep your Agibank card exempt.

This exemption generates savings of approximately R$155.88 reais per year.

Thought the benefits were over? The bank offers more advantages, oddly enough.

You can, if you want, pay your invoice from 40 days after issue. 

Then, you can wait up to 40 days to start paying your invoice. That's a good one, isn't it?

However, do not pass this deadline! If you do not pay on time, you will be charged an annual interest rate of up to 31,99%, containing a Total Effective Course (CET) ranging from 33,97% to 39,48% per year.

Finally, it is possible, using the card, to participate in the Mastercard Surpreenda program, which is provided by the card brand itself.

With this program, you can exchange points for every amount you spend on products.

However, remember: for you to be part of this program, your purchases must be made with the Agibank Mastercard.

Is the card worth it?

If you want to be part of the digital world, which is growing more every day, then the Agibank Mastercard card is the best option for you.

As you have seen, the card provides many benefits and advantages to its customers, as well as many services and programs.

The highlight of the Agibank Mastercard card is that it provides its users with the possibility of carrying out all transactions and services over the Internet. 

Therefore, if you think the card is for you, click on the button below and find out how to order yours.

About the author  /  Gustavo Cezar

Business student and investor. He works as a content producer and director, as well as a copywriter for several agencies and projects. He writes mostly about finance and investments, encouraging quality financial education for his readers.

Reviewed by  /  Junior Aguiar

Senior Editor

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