Cards
Discover the Visa TravelMoney Credit Card
Visa TravelMoney credit card can make your trip abroad a lot easier! Click and learn more about this prepaid card and its advantages.
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What are the benefits of the Visa TravelMoney Credit Card?
If you are looking for a practical and easy credit card to make your trip even better, the Visa TravelMoney credit card may be the ideal choice for you! So, you don't need to carry amounts with you or use an international credit card with many fees and fees!
Because the Visa TravelMoney credit card is a prepaid one, that is, it only works with the amounts you load directly onto the card balance. So, it is ideal for those who intend to travel abroad, being able to make purchases and withdrawals very conveniently and free of bureaucracy.
And the best: it can be used abroad regardless of the currency of the country you are visiting. But the benefits don't stop there! So, if you are already curious and want to know more, check out the list of benefits below:
- The Visa TravelMoney credit card can be loaded both in Brazil and abroad at ATMs;
- All the security and practicality of using digital money through the card, without having to carry amounts in cash;
- Check balances and statements during your trip directly through the VTM (Visa Travel Money) application;
- Fully online top-up via the Visa app;
- It is not necessary to have a bank account to apply for the card or move amounts in the balance;
- All the benefits of the Visa Internacional brand, with agreements with most banks and travel and card insurance;
Thus, you get a prepaid card with all the security to travel, with practicality to withdraw and recharge wherever you are.
minimum income | does not require |
Annuity | exempt |
Flag | Visa |
Roof | International |
Benefits | Online recharge, withdrawals abroad and Visa brand insurance benefits. |
How to apply for Visa TravelMoney
Learn more about the Visa TravelMoney card and find out how to request your prepaid card in a simple and fast way. Click and check!
What are the downsides?
But we know that not only advantages make a financial product. Mainly on products that will be used abroad, as heavy fees and charges may apply to all financial operations.
So, check out what we think are the disadvantages of Visa TravelMoney credit card, below. Although the Visa TravelMoney credit card has many benefits as we have shown above, it can also bring some disadvantages to users.
For example, the card charges a range of fees for financial services, and some can be quite high. So, check out the list below and understand better what they are:
- IOF fee of 6.38% is levied on the purchase of cash, and again on the amounts you load on your credit card;
- Fees for using ATMs may incur, and may reach the value of 2.50 reais for each withdrawal operation;
- It is necessary to plan well the recharge values and the number of withdrawals, so that the fees and tariffs do not end up weighing too much during your trip.
That is, the Visa TravelMoney credit card offers a series of advantages and practicality to travelers who do not want to carry large amounts in cash. However, all the practicality comes with high fees and operating fees. Therefore, it may be that the Visa TravelMoney credit card is disadvantageous for some customers.
Visa TravelMoney credit card worth it?
Like any financial product, the Visa TravelMoney credit card can be worthwhile for anyone who would need to carry large amounts of cash on their trip. In other words, it compensates for the security and practicality of carrying your values on a rechargeable prepaid card.
However, there are other financial products similar to this card, so it may be worth researching the other options before settling on the Visa TravelMoney credit card. For example, you can choose to make online transfers that fall directly into your account.
But for those who prefer to spend a little more on fees and rates, as they believe it will pay off to have all the security of a Visa card during their trip, it can be quite worth it.
So, think carefully and compare with other prepaid and online transfer card options before deciding on a Visa TravelMoney credit card. But if you have already decided and want to order yours, just continue with us. Then we will show you how to apply for your card!
How to make Visa TravelMoney Card?
Applying for the Visa TravelMoney card is completely online and very simple. However, you will also need to choose a financial institution issuing your prepaid card, be it a bank or a financial broker.
But pay close attention to which financial institution will issue your prepaid card; because it will be through it that you will be able to count on essential services during your trip, such as the call center and insurance.
Therefore, after choosing the issuer, just access Visa's digital platform. Once on the site, select the option “Cards and Benefits” from the menu, and then select the Visa TravelMoney card from the card options that will appear.
So, select the “Apply for your card” button, and then you will see all the credit card options on the Visa page. Then, select the Visa TravelMoney credit card from the list of cards, and you will be redirected to the issuer's website. And you can choose from the following options:
- Visa TravelMoney Euro card;
- Visa TravelMoney Dollar;
- Visa TravelMoney Libra card.
Therefore, choose which credit card will facilitate your trip. In general, we recommend choosing the US dollar version of the prepaid card if you are traveling to a country that does not accept any of the other base currencies such as the Euro or Pound.
Finally, choose from one of the issuer options and you can apply for your card directly through the website of that financial institution.
Now just ask for yours!
And so we come to the end of our exclusive article with Visa TravelMoney credit card information! We hope that now it is easier to understand the characteristics of this prepaid card, its advantages and disadvantages.
In this way, it is much simpler to choose the Visa TravelMoney credit card to make your trip more uncomplicated, isn't it? However, always weigh all the pros and cons of the card, and do research and comparisons with other similar options in the financial market, right?
Also, it is important that you research well the financial institution issuing the card, and plan well what will be the expenses with fees and extra fees for your financial operations using a prepaid card.
But if you're already thinking about applying for your card, check out the article with a more detailed step-by-step on how to apply for yours! Thus, it will be clearer what are the ways to apply for your card. So just click and check out the recommended content we've selected for you below.
How to apply for Visa TravelMoney
Learn more about the Visa TravelMoney card and find out how to request your prepaid card in a simple and fast way. Click and check!
About the author / Aline Saes
Reviewed by / Junior Aguiar
Senior Editor
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