So, Sofisa Direto was created in 2011, it is the first digital bank and without any fees in Brazil. In this regard, it seeks to offer security, transparency, comfort and practicality in the execution of the services provided. Today, we're going to show you a little more about the Sofisa credit card!

So read on to find out more about this card! Check out!

Well, the Sofisa Direto card is a prepaid card that has the Mastercard brand, and is totally free of annual fees.

This means that you do not pay any fees to keep the card services active, as well as, there are no minimum amounts to invest and your money yields more than savings! Too much isn't it?

And in addition, you make purchases using the credit function, but the amount is debited at the time of purchase, in your Sofisa Direto account.

In it, you can shop at different establishments that accept the Mastercard flag, make withdrawals, and still have access to several exclusive offers! And best of all, you can manage all your card expenses through the Sofisa app!

So, the Sofisa credit card limit is up to R$5,000.00 daily, linked to the amount available in the account. And you can still change the limit through the Sofisa Direto app!

So, let's get to know the advantages and disadvantages of the Sofisa credit card so that you can decide whether or not it is a good option for you! Check out:

Well, the Sofisa card has several advantages, the first of which is one of the most important is the fact that it does not charge annuity or administrative fees, that is, it is a completely free card!

And besides, you can make purchases using the credit modality but with a prepaid card and you can even make 24-hour self-service withdrawals!

Another advantage is that the customer is entitled to four free withdrawals per month, as well as being released in several establishments throughout Brazil, both in physical stores and online.

Also, you can shop at all establishments that accept the Mastercard flag, which also has international coverage, Mastercard Surpreenda points program, and several other offers.

On the other hand, the card also has some disadvantages such as not being able to make purchases in installments, because it is a credit card that works as a prepaid card.

And in addition, it does not allow recharge through a bank slip or recharge by third parties, that is, you have to recharge through the application!

So, you can apply for the Sofisa credit card through the digital bank application! In the recommended content below, we will teach you step by step so that you learn how to apply for this credit card and other information!