loans
How to avoid falling into fraudulent loans?
Find out here how to avoid falling into fraudulent loans and what are the most common types of scams in Brazil. Also, check out important information on the subject.
Advertisement
Learn how to avoid one of the biggest scams in Brazil
In Brazil, the number of people who are victims of scams is very large. So, do you know how to avoid falling into fraudulent loans?
In this article, we'll show you how to avoid loan scams, in addition to knowing the most common types of fraudulent loans and other useful information on the subject to help you not fall into this trap! Check it all out!
How to avoid loan scams?
To avoid loan scams, you should take it easy and consult information about the company even before applying for the loan.
And, in addition, you should look for companies that have a good reputation in the market that follow the rules of the Central Bank to grant credit, in addition to avoiding making deposits or transfers before receiving any amount.
Also, do not pass on your personal data and documents to strangers and do not agree to pay the installments in the accounts of natural persons.
In addition, you can also check the company's address and whether it operates in the specified location.
And, in addition, try to do a company satisfaction survey, so look for reviews on the internet and also on the website Reclame Aqui and Procon, as well as be wary of companies that do not have reviews on the internet.
Now, follow all these recommendations to avoid loan scams.
5 bureaucratic loan options
Thinking about a loan is usually thinking about bureaucracy. With that in mind, to help you, we've put together 5 credit options that make this moment easier for you. Check out!
What are the most common fraudulent loans?
Among the most common are the advance deposit in which the fraudulent company charges you a certain amount in advance.
That's because, no financial institution charges any type of fee or advance installments to release credit.
So, if you receive a loan offer that asks for an advance deposit, know that it is a fraud.
There will also be cases where the institution itself is being scammed, because criminals use fake websites and profiles on social networks and impersonate the institutions themselves.
There is also the fake loan to steal data, so criminals apply for credit in your name and can commit other crimes by impersonating you.
To protect yourself, we recommend that you do not share your personal data and documents with strangers in any way, not even by calling, SMS, WhatsApp or email. In that case, look at the number and address to find out if it's a reputable person talking to you.
As such, these are the most common fraudulent loans out there!
What should I do when they take out a loan in my name?
In this case, you should immediately file a police report with details about everything that happened.
For this, you must gather all the evidence such as proof of deposit, screenshots of the website that offered the loan and also conversations with the criminals.
After that, you must contact your bank and register the case with consumer protection bodies, such as the Procon in your region.
Now you know everything about fraudulent loans. Take the opportunity to access the recommended content below to read other content on the subject!
Is it safe to borrow from Serasa eCred?
Do you already know Serasa eCred? Here you will find the best credit card and loan offers. But is he safe? Check out.
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
Trending Topics
How to apply for a Good for Credit personal loan
The Bom para Crédito personal loan offers economical interest rates and installments of up to 36 installments. See how to order yours!
Keep ReadingHow to apply for a private payroll loan Creditas
Find out how you can apply for the Creditas private payroll loan on the 3 main channels that the company makes available!
Keep ReadingHow to apply for the Agile loan
Do you know how to apply for the Agile loan? It is available via the app and you can also request it via WhatsApp. Check out!
Keep ReadingYou may also like
All about Santander account and credit card
Find out all about the general features, benefits and more information about the Santander Confia digital account and the Santander SX credit card. Both are fee waived under conditions and offer many benefits to customers. Read this post and learn more!
Keep ReadingGet to know the Porto Seguro automobile consortium
After all, have you ever heard of the Porto Seguro automobile consortium? With it, you make your dream of a new or semi-new car come true, and you have up to 80 months to pay. Learn more here.
Keep ReadingNew measure authorizes the use of FGTS to settle up to 12 overdue installments of real estate financing
Taxpayers with overdue housing loans will be able to use the balance of the Fundo de Garantia accounts to amortize or settle up to 12 installments. The measure takes effect in May and should go until the end of this year. Understand more below.
Keep Reading