Is there a loan without bureaucracy? Whenever the word loan appears, the words: difficulty and bureaucracy usually appear along with it. The first may be linked to some financial difficulty.

The second exists because most loans are difficult to apply for. Mainly, in the credit analysis part, because at this stage it is necessary to provide the institution with several documents. 

In addition to usually being a time-consuming process. In this way, in today's article, we have gathered 5 loan options without bureaucracy. Together, we will explain how to apply and what documents are required. Continue reading and check it out!

In the past, it was common to have to go from bank to bank to find out which was the best loan option. That is, walking back and forth with documents, filling out forms and talking to bank managers. 

However, with technology increasingly becoming part of financial institutions, this has changed. Now the scenario is quite different. It is possible to simulate or apply for a loan directly over the internet. That way, all that bureaucracy got a little smaller. 

In addition, there are some platforms on the internet that make this possible. Just go to the website, provide some basic information and simulate. The whole process takes a maximum of ten minutes. Finally, it's time to choose the best option from those offered for you.

At first, companies do not usually ask for many documents to apply for a loan. However, always have your CPF, proof of residence and proof of income with you. Remember that proof of income does not necessarily mean required minimum income. It all depends on the analysis of each bank.

Check here 5 loan options without bureaucracy, so you can choose the best option to get the credit you need. Let's go!

Ciclic is a BB Seguros company. Therefore, it already represents good security when applying for the loan. In addition, one of the greatest advantages of this credit is the interest rates.

This is because the rates are stipulated in a personalized way. That is, the bank analyzes your profile to say what the interest rate will be. In that case, this can be an advantage for those who have a high score and a good paying history.  

However, if your score is low, interest rates can also go up. As a whole, Ciclic does not make loans for bad debtors. So, you need to pay off your debts before taking out the credit.

In addition, the first installment can be paid within 45 days. After that, you have up to 36 months to finalize the payment. Finally, the credit can be contracted in an amount of up to R$50 thousand.

In short, CashMe is a loan company focused on reducing the bureaucracy in your life. In this way, it is possible to contract the lines of credit in just a few minutes. In addition, the company offers several loan options: with guarantee, for negative credit, for the company and many others.

That is, one of the biggest advantages of CashMe is to offer loans for negatives. Therefore, if you are looking for money to finally pay off your debts, this may be an option.

Furthermore, the CashMe line of credit offers 240 months to pay and simulate 100% online. As well as lower rates than the market, starting at 0.94% per month + IPCA.

Finally, CashMe offers the possibility of taking out the loan with a property guarantee. Therefore, the credit value can be very high. In this case, it can reach up to 60% of the property value or up to R$15 million.

With Bom Pra Crédito, you simulate loan options at various institutions. That's right, there you can get the answer from several banks at once. In fact, Bom Pra Crédito is the first to offer this service in Brazil.

That way, just send some information such as CPF and full name, together with the loan amount. Thus, you can have the answer in up to 5 minutes and proceed with the hiring.

In short, SuperSim offers a loan with a quick release. That way, if you are looking for a loan without bureaucracy, this is a good option. After all, the money falls into the account in up to 30 minutes! Furthermore, the process is done 100% online and with values from R$ 500 to R$ 2,500.

As well as the term to pay from 4 to 12 months. In addition, SuperSim has the highest approval rate on the market. However, as it only accepts credit up to R$2,500, it does not work for all financial profiles. Moreover, it is a great loan option without bureaucracy and insurance.

With SuperDigital, you can get an easy and fast loan. Even if it's negative. Therefore, the institution makes loans between R$500 to R$25 thousand with a repayment term of up to 18 months.

In addition, the process is done completely online and with low fees customized for you. That is, if you are looking for a loan to pay off debts, for example, this may be a good option.

However, it is important to say that to apply for Superdigital personal credit it is necessary to create an account. To do this, simply access the website or app and register.

Finally, it was understood that the loan without bureaucracy is possible. Remember that it is always important to understand your financial situation before taking out a loan.

That is, understand your expenses, the fees and conditions of each institution. Only then, hire some credit option. So get organized and choose which online loan option is best for you!

In addition, if you want to check out other credit options with lower interest rates, take the opportunity to read our recommended content below.