loans
How to avoid falling into fraudulent loans?
Find out here how to avoid falling into fraudulent loans and what are the most common types of scams in Brazil. Also, check out important information on the subject.
Advertisement
Learn how to avoid one of the biggest scams in Brazil
In Brazil, the number of people who are victims of scams is very large. So, do you know how to avoid falling into fraudulent loans?
In this article, we'll show you how to avoid loan scams, in addition to knowing the most common types of fraudulent loans and other useful information on the subject to help you not fall into this trap! Check it all out!
How to avoid loan scams?
To avoid loan scams, you should take it easy and consult information about the company even before applying for the loan.
And, in addition, you should look for companies that have a good reputation in the market that follow the rules of the Central Bank to grant credit, in addition to avoiding making deposits or transfers before receiving any amount.
Also, do not pass on your personal data and documents to strangers and do not agree to pay the installments in the accounts of natural persons.
In addition, you can also check the company's address and whether it operates in the specified location.
And, in addition, try to do a company satisfaction survey, so look for reviews on the internet and also on the website Reclame Aqui and Procon, as well as be wary of companies that do not have reviews on the internet.
Now, follow all these recommendations to avoid loan scams.
5 bureaucratic loan options
Thinking about a loan is usually thinking about bureaucracy. With that in mind, to help you, we've put together 5 credit options that make this moment easier for you. Check out!
What are the most common fraudulent loans?
Among the most common are the advance deposit in which the fraudulent company charges you a certain amount in advance.
That's because, no financial institution charges any type of fee or advance installments to release credit.
So, if you receive a loan offer that asks for an advance deposit, know that it is a fraud.
There will also be cases where the institution itself is being scammed, because criminals use fake websites and profiles on social networks and impersonate the institutions themselves.
There is also the fake loan to steal data, so criminals apply for credit in your name and can commit other crimes by impersonating you.
To protect yourself, we recommend that you do not share your personal data and documents with strangers in any way, not even by calling, SMS, WhatsApp or email. In that case, look at the number and address to find out if it's a reputable person talking to you.
As such, these are the most common fraudulent loans out there!
What should I do when they take out a loan in my name?
In this case, you should immediately file a police report with details about everything that happened.
For this, you must gather all the evidence such as proof of deposit, screenshots of the website that offered the loan and also conversations with the criminals.
After that, you must contact your bank and register the case with consumer protection bodies, such as the Procon in your region.
Now you know everything about fraudulent loans. Take the opportunity to access the recommended content below to read other content on the subject!
Is it safe to borrow from Serasa eCred?
Do you already know Serasa eCred? Here you will find the best credit card and loan offers. But is he safe? Check out.
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
Trending Topics
Check out how to earn extra income selling beauty products
Make your income now! Check out how much an O Boticário reseller earns and find out what the day-to-day life of those who work with the brand is like.
Keep ReadingActivo Bank credit card: what is Activo Bank?
Activo Bank is a Portuguese institution that offers numerous financial services. For example, checking account and credit cards.
Keep ReadingCashew card online: zero costs and flexible benefits
See how the Caju online card works and what are the advantages of using this option to receive your labor benefits!
Keep ReadingYou may also like
Find out about the Gas Aid benefit
If your family receives less than half the minimum wage per person and is registered on the CadÚnico platform, the Auxílio Gás benefit may be for you. Learn more here.
Keep ReadingDiscover the Credisfera personal loan
An online personal loan has less bureaucracy and falls into your account faster than a conventional loan. Want to know more about Credisfera? Read below!
Keep ReadingHow to apply for Discover It® Miles card
Do you want to apply for a credit card with no annual fee, no fees in the first year and a miles program? So, check here how to request Discover It® Miles and enjoy all the advantages it has.
Keep Reading