Undoubtedly, Banco Cetelem offers reliable credit and card options to its customers. This is because it has been operating in the Brazilian market since 1998 and is present in over 18 countries.

So, the Cetelem payroll loan can be the ideal option for those who want to make their dreams come true and invest in the future.

Therefore, learn more about credit below and decide if it is a good option for your financial life.

Well, one of the main positive points of the loan is its low interest rates. Thus, the bank offers fees starting at 1,19% per month, which will vary according to each contract.

In addition, the security offered by the bank is also a feature worth mentioning, as the institution has been present in the market for decades.

In addition, the installment period is up to 36 months, which is equivalent to 3 years. Thus, you can make good financial planning to pay off your debt without worries.

So, the main characteristic of credit is that it works in the payroll mode. That is, the value of the installments is deducted directly from the customer's payroll or benefit.

In addition, the modality can only be contracted by INSS retirees and pensioners, federal civil servants and military personnel from the army.

Well, the loan is ideal for anyone who fits the functions mentioned above. So, if you are not part of any of them, unfortunately you cannot apply for credit.

In addition, he is perfect for those who need extra money with low interest rates to make their dreams come true.

So, if you want to know even more about credit, check out the recommended content below!