Initially, in Brazil, there are currently around 30.7 million retirees, that is, people who are no longer in the job market and these people are looking for cards every day that can facilitate and bring more convenience to their financial life. Therefore, today we selected 8 retirement cards for you to choose the best offer.

So, if you are looking for an absence of consultation with credit agencies, such as SPC and SERASA, exemption from annuity charges and practicality when paying bills. Continue reading and check it out!

First, let's introduce the 8 best cards for retirees available on the market. So follow along!

So, the Pan card is the ideal credit card to help you go shopping and also save money every month.

This is because it has excellent services and several exclusive proposals for customers who apply for a credit card at Banco Pan.

And, in addition, in 2020, the Pan card was chosen as one of the best credit cards on the market and is also an ideal financial product for retirees and people with a dirty name. But that's because he doesn't consult the SPC and SERASA.

Furthermore, on the other hand, this card can also be issued under the Visa flag, and you also have international coverage, that is, you can shop in national and international stores.

In addition, you are guaranteed access to a very personalized application to help you control all your expenses and have access to your invoices.

Just as you do not pay a membership or annuity fee and only need the income of a minimum wage, as the payment of the invoice is deducted directly from the customer's paycheck or benefit. In addition, it has interest of only 3% per month.

Well then, the BMG Card is an ideal financial product for retirees and also people with a dirty name. This is because it is not necessary to prove income, just as the institution does not consult the SPC and SERASA.

And, in addition, the card is made for civil servants, retirees and INSS pensioners, because the payment of the minimum invoice is deducted directly from the payroll.

On the other hand, the card has the Mastercard brand and has several advantages, such as the Mastercard Surpreenda program, as well as discounts at partner companies.

In addition, it has international coverage, as well as unlimited and free withdrawals through Banco24Horas ATMs.

By the way, you get a credit limit in a very simple way even if you are negative, as the institution offers exclusive conditions for this category of people. So this is too much, isn't it?

So, the Banco Cetelem card is also an ideal card for retirees, depending on the amount of your benefit or monthly salary. In addition, a credit limit will be made available that can be used for purchases in commercial establishments, withdrawals and payment of bills.

And, in addition, the invoice amounts will be deducted directly from the payroll limited to the assignable margin of 5%, that is, it allows you to use only 5% for spending with the card.

Finally, the card's interest rates are also quite attractive, hovering around 5% and, in the case of retirees and pensioners, 2,35%. That is, it is a great option for those who want quality services at reduced prices.

So, the Caixa Simples card is a financial product intended for INSS retirees or pensioners under 75 years of age, deducting the minimum amount of the monthly card bill directly from the paycheck or INSS benefit.

And in addition, this card also offers several advantages for customers, such as interest rates that are up to 5x lower than traditional cards.

Just as it does not consult credit protection bodies, such as SPC and SERASA, and provides quality services to customers that only Caixa Econômica Federal provides.

Finally, another important consideration to be made is that the limit corresponds to the margin of 5% of the full amount received. That is, you will never have the entire amount deducted from your paycheck or INSS benefit, leaving it your responsibility to pay the remainder of the invoice through a bank slip.

Well, the Daycoval card is a payroll-deductible financial product, that is, the minimum amount of the card bill is deducted from the customer's benefit or paycheck.

This is because, in this way, the chances of default by the customer are completely reduced, that is, it is a security for customers and for the financial institution.

And, in addition, the Daycoval card is a financial product intended for INSS retirees or pensioners and has very attractive interest rates and several other benefits, such as unlimited withdrawals on the Banco24Horas network, as well as no annuity charge.

So, the Mercantil payroll card is a card that works as follows: initially, you just open an account at Banco Mercantil.

Then, just put your benefit or salary in the account and, finally, this benefit will be responsible for guaranteeing the payment of the invoice.

And, in addition, you can request the card with a limit of up to 5% of your income, being a great payment option in which the minimum amount of the invoice is paid through direct debit.

Retirees, pensioners, civil servants, employees of private companies and members of the Armed Forces can also apply for this card.

Well, if you are retired and have name restriction or low credit score, the Olé Consignado card may be the solution you need.

But that's because the Olé Consignado card is a financial product aimed at INSS retirees and pensioners, in addition to public servants.

In addition, it works by deducting the minimum invoice amount from the customer's paycheck or the INSS benefit.

Thus, you guarantee rates up to 5x lower than conventional credit cards with a consignable margin of 5%.

So, unlike other credit cards for negative credit on the market, at Olé Consignado a cash deposit is required before use.

Finally, Olé payroll does not consult credit agencies, such as SPC and SERASA, being ideal for people with a dirty name. So this is too much, isn't it?

So, the Banrisul card is a payroll-deductible financial product in which you receive an invoice every month with the amount deducted directly from the beneficiary's paycheck.

And, in addition, to access the payroll Banrisul, it is necessary to be a beneficiary of the INSS, as well as to be under 76 years of age, have an up-to-date registration with Banrisul and contract the card in the state of receiving the benefit.

Furthermore, another advantage of the Banrisul payroll card is that all cards are issued with a chip, as well as password protection.

This is because, in this way, you are protected against fraud, data theft and any other problems that may occur with your card.

And, in addition, you can control all your card movements also through Internet Banking.