It is undeniable that when choosing a credit card, several doubts arise about which one is better and which institution will best meet your needs. Therefore, we brought you a comparison so that you can choose the one that best suits you: Will Bank card or Banco Pan card?

So, let's get to know better how they work? Check out!

Now, let's start talking about the Will Bank card. It is part of a new bank, Will, which emerged with the intention of being ideal for those looking for a more uncomplicated financial life, being a great competitor to the main digital banks.

In this sense, Will Bank is a reliable financial institution, as its activities are authorized by the Central Bank and offers services such as digital accounts and credit cards.

In the case of a digital account, it is an account that offers services such as payments, transfers, viewing card and invoice limits, virtual cards and other services.

For credit cards, Will does not charge an annual fee and has international coverage and the Mastercard brand. In other words, it is accepted in thousands of establishments around the world in addition to participating in the Mastercard Surpreenda program.

To request the card, just install the Will Bank app and fill in your details to register. Then, you just need to wait for the credit analysis response to have Will's card in your hands!

Initially, the Banco Pan card is one of the financial products offered by Banco Pan, so the bank has several card models for you to choose the one that best fits your profile. In fact, there are several discounts on purchases.

There is a Zero annual fee, International, Gold, Platinum and Consigned card. In Zero annuidade, you do not pay an annual fee and the minimum income is one minimum wage.

For Internacional, the annual fee is 12x of R$20 and the income is also one minimum wage. At Gold, the annual fee is 12x R$29.90 and the minimum income is R$2,500.

For Platinum, the annual fee is 12x of R$41.66 and the minimum income is R$5,000. And the last one, Consignado is aimed at retirees, pensioners and public servants and you can have access to up to twice the value of your salary.

To request, just install the Banco Pan app, available for Android and iOs. After that, click on “I want my card”. Then, fill out the form with your personal data and complete the registration and then just wait for the credit analysis!

Among the advantages, there is the Will Bank application. There, you can view your invoice and card limit, change the invoice due date, make payments and transfers, unlock the virtual card to make purchases, make purchases with promotions at partner stores and several other functions.

And, in addition, the card does not charge maintenance or service fees and you don't have to worry about spending anything to use the application, in addition to being able to use it in several countries because it is international.

Another advantage is that the card has the Mastercard brand, which is the most used brand in the world, so you can make purchases in millions of establishments.

Furthermore, you can participate in the Mastercard Surpreenda program and exchange the accumulated points for products.

In short, you can also use the card in the credit and debit function and pay by contact, meaning you don't need to enter your password!

This card offers several advantages, such as being able to manage your finances using the Pan app, available for Android and iOs.

You can also get a card with no annual fee and progressive discounts depending on your use.

When it comes to discounts, there is also the Pan Offers Club, which offers special discounts and exclusive cashback at partner stores. And at Pan Mais, you can accumulate points whenever you use the card and convert them into various prizes.

In contrast to the advantages, Will Bank also has negative points. Starting with the revolving interest rate, which is one of the highest on the market, around 16.3% per month in addition to interest of 13.4% for those who pay in installments.

And, in addition, Will does not have an additional card, so you only receive a single credit card.

In fact, it also doesn’t have a points program or cashback.

Among the disadvantages of the Pan card, in addition to the minimum income requirement, there is also the disadvantage that the card has zero annual fees, does not participate in the benefits program such as cashback and Pan Mais and is also not international.

This is because, to have these advantages, you need to pay an annual fee.

Finally, the Will Bank card or Pan card are cards with their own characteristics. On the one hand, a card with no minimum income requirement, no annual fee and Mastercard Surpreenda. On the other, a card with income requirements, annual fee exemption and Offers Club and Points Program.

So, compare the two options and see which one best meets your needs. But, if it's still not what you're looking for, see the recommended content below for another comparison between cards. Check out!