Initially, the Santander SX card or the Nubank card are two digital card options that seek to offer exclusive benefits to customers. The fact is that both have different proposals that allow you to choose the best card option!

So, to learn a little more about the pros and cons of these cards, we've brought you a comparison so you can do an analysis! Check out!

At first, the Santander SX card is a credit card offered by the Santander bank, which has the Visa or Mastercard flag and international coverage, that is, you can shop in national and international stores that accept these flags!

And in addition, the Santander SX card charges an annuity fee, but it also offers a very interesting proposal for you to be able to zero this fee! In this, just register the Pix key or even have monthly invoices above R$100 so that the registration can be carried out!

You can apply for the card by going to one of the branches of Banco Santander, as well as through the telephone or the official website of Banco Santander!

And best of all, you can request up to 5 additional cards to the holder's card, which means that all the people you love can have access to the card! Too much isn't it?

Therefore, the Santander SX card is a new card option created by the Santander bank, to make the bank's customers even more exclusive!

Well, the Nubank card is the card issued by the Nubank bank. It has a Mastercard flag and international coverage, that is, like the Santander SX card, you can make purchases in national and international stores. And also, to participate in the Mastercad Surprise program.

There are two types of Nubank card: Gold and Platinum. And so, among the card offers, you have purchase protection insurance, travel advice, travel medical emergency insurance, international offers, car insurance, and a personalized app that gives you several other benefits!

To apply for the Nubank card, you must be over 18 years old, be a resident of Brazil and have a regular CPF. After that, it is possible to make the request through the Nubank application or through the Nubank website. It's all very quick and practical, and you can do it in minutes!

So let's get to know the advantages of the Santander SX card that is part of the Santander bank. At first, the first advantage of the Santander SX card is that it has the Visa flag, that is, you can enjoy all the advantages of the flag such as Visa Gold!

And in addition, the card charges an annuity, but you can reset this annuity if you register the Pix key or spend invoices above R$100 monthly! So, it is recommended that you do a finance survey to find out if it is a good option for you!

Another advantage of Santander SX is that the customer can request up to 5 additional cards and still have access to the advantage of obtaining up to 50% of discounts at Esfera stores. Therefore, the Santander SX card is a card full of advantages and offers for customers!

Initially, one of the biggest advantages of the Nubank card is the annual fee exemption, because you don't have to pay anything to access the card's services.

And in addition, it is also not necessary to prove the minimum and, you still have access to the Nubank application, which is safe and helps you to have control of your card expenses!

Another advantage of the Nubank card is that you can block or unblock the card through the Nubank application and also adjust the credit limit, as well as make approximation payments and even change the due date of the invoice.

And best of all, you don't need to have a bank account and you still have access to Nubank Rewards: It's an advantage program that offers several benefits to customers. For example, with each R$1 spent, you accumulate 1 point. And these points do not expire and can be used to pay invoices with restaurants, airline tickets, accommodation, Uber, Netflix and Ifood.

Furthermore, Nubank Rewards compensates customers who spend more than R$1600.00 per month on the Nubank card, being able to receive benefits in terms of points. You can also schedule payments and the account has online service 24 hours a day.

Through the Nubank application, you can consult expenses, request an increase in the Nubank card limit; check the due date of the invoice and also contact Nubank's customer service team. It is also possible to make a direct deposit into the account, yielding daily at a higher rate than the savings account.

So, one of the biggest disadvantages of the Santander SX credit card is the annual fee charge. That's because, most cards with digital accounts do not charge maintenance fee for active card services, becoming a big disadvantage!

The fact is that the Santander bank brought a proposal for customers to be able to zero the annuity rate, simply by registering the PIX key or spending invoices above R$100. So, despite having a disadvantage, you can reverse this situation!

Well, among the disadvantages of Nubank we have the charging of fees for carrying out some services such as financial transfers; automatic debit option exemption; withdrawals are charged and there is no minimum free withdrawal limit; exemption from income tax refund option.

Therefore, do an analysis to find out if the Nubank card is the best alternative for you!

Well, the Santander SX card or Santander SX card are digital card options issued by Santander and Nubank banks with innovative, different and very interesting proposals to bring more security and comfort to customers!

Therefore, make an analysis of the cards that are available on the market and see which one is the best option for you! And if you still have doubts, check out a new card comparison below that we bring in recommended content: