digital account
Discover the Rendeira Pagbank account
Do you already know the pagbank income account? Basically, it is an account created by PagBank in which your money earns more than in savings. All of this just leaving the amount sitting there in the current account. In today's article, we will explain better how this process works. Keep reading and find out!
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Rendeira Pagbank account: make your money pay off now!
With the Rendeira Pagbank account, your money grows without even having to put it in another account or investment. This is because, just leave the money there and earn it every 30 days
your money yields more than savings!
Therefore, every 30 days money sitting in the account (without any movement) will yield 100% of the CDI. Furthermore, in months that do not have a 30th or 31st, the income occurs on the 1st of the next month. In other words, you never lose your income!
Therefore, in today's article we will show you everything about the PagBank income account. Keep reading and find out more about how it works!
open rate | free |
minimum income | not informed |
rates | Without portability or investment in the CDB, the withdrawal is R$7.50 |
credit card | International and free |
Benefits | Yields up to 30% more than savingsApplication to monitor the account |
Rendeira Pagbank main features
In short, the Pagbank income account is the institution's digital account. This way, with it you have access to essential services from a common account. Therefore, it is possible to make your withdrawals and transfers normally.
Therefore, another essential feature is the fact that your money pays off monthly in the account. In other words, if you leave an amount without moving for 30 days, your money will yield 100% of the CDI.
In this sense, it is extremely advantageous to leave your money stored directly in the Income Account and not in a savings account.
Who the account is for
In this sense, the Pagbank account is a good option for those who want to make their money count. This is because if you keep your money in the account and don't need to touch it, within 30 days it will yield up to 100% of the CDI.
Furthermore, the income account is recommended for those who are just starting out in financial life. Well, it offers the basic services of a digital account and all of this for free.
But remember that to access the services for free, you must either carry out salary portability, or invest in PagBank's CDI.
What is the limit of the Pagbank Income Account?
In principle, PagBank does not provide services such as special checks. Therefore, the income account does not have a specific limit. But, if you need it, the institution can give you credit to take out a loan, for example.
Therefore, remember to continue using your income account and card. This way, the bank knows your habits better and can offer opportunities compatible with what you need.
Is the Pagbank Income Account worth it?
If you are enjoying the Rendeira Pagbank account, we will show you some advantages and disadvantages. Continue reading:
Benefits
First of all, the main advantage is the income on the account. Therefore, you can leave your money in the account and it will yield up to 100% of the CDI. Furthermore, if you use the account, the money will still return, but at a lower rate.
Additionally, PagBank offers a prepaid card for those who use their digital account. In this sense, with the card you can make purchases internationally. Although it is prepaid, it works with a credit function. By the way, 100% is free, with no fees.
For those who want more than just investing without any risk, PagBank offers good investment options. For example, PagBank CDB has a yield of 110% from the CDI.
Disadvantages
Basically, the main disadvantage of PagBank is for those who already have an account with another bank.
Mainly because to avoid paying income account fees, you need to make portability, or invest in the bank. Therefore, it is necessary to change your entire financial life to the PagBank account.
How to create a Pagbank Income Account?
Finally, to request a Pagbank income account, the process is 100% online. Therefore, you don't need to leave the house or the comfort of your sofa. All this to see your money return without any effort.
In this sense, access the PagBank website and fill in your initial information. With this, the bank can now offer you a digital account, ready for you to use.
Therefore, if you want to discover the step-by-step guide to requesting a PagBank income account, check out our other article!
About the author / Leticia Maia
Reviewed by / Junior Aguiar
Senior Editor
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