Initially, the Superdigital Card or the Agibank Card are two card options with proposals such as international coverage, digital account, cashback program and both have the Mastercard brand that brings advantages such as the Mastercard Surprise program.

Then, we will show you all the services that these two cards offer, as well as all the advantages and disadvantages that these cards have! Check out:

Well, the Superdigital card is a great card for people with a dirty name and low score. This is because he does not do credit analysis at credit bureaus, that is, SPC and Serasa and also does not provide proof of income, that is, even unemployed people can have access to the card.

So, Superdigital offers two models of credit cards: the prepaid Mastercard Internacional and the virtual card. With regard to the prepaid Mastercard Internacional, it allows the customer to make purchases anywhere in the world, as well as withdraw funds from Banco 24 Horas networks and also participate in the Mastercard Surpreenda program.

As it is a prepaid card, it means that you need to put money in your Superdigital account to be able to use it. That is, when making purchases with the card, it works in the credit function, but the amount is deducted from the balance in the account, as if it were a debit function.

And in addition, there is also the virtual card that makes it possible to shop in online stores safely and comfortably. However, there is no withdrawal function because it is a virtual card. Therefore, the Superdigital card allows you to choose between two models and a modern design!

Well, the Agibank credit card is a card that belongs to the Agibank bank. It was created at the request of the bank's own customers, to bring more digital accessibility, comfort and security in the provision of services. This card has credit and debit functions and can be used for purchases in Brazil and abroad.

Furthermore, the Agibank card can only be used by people who have an account at the Agibank bank. That is, it is necessary to create a bank account to proceed with the request for a credit or debit card. And, you will also have other benefits such as exemption from annuity in the first year!

To apply for the Agibank card is very practical and fast. Just download the Agibank app, available for Android and iOS. After that, click on “create account” and fill in all the data. After that, you can proceed with the card application.

So, let's get to know the advantages of the Superdigital card:

And in addition to all these benefits, the Superdigital card also entitles you to 1 free withdrawal or transfer per month to other banks, plus 1 physical card and 5 additional cards.

Well, let's get to know the advantages of the Agibank card:

Therefore, the Agibank card has the help of a digital account full of features to bring more convenience to Agibank users!

So, the first disadvantage of the Superdigital card is that the customer cannot rely on pre-approved credit. This is because he will only be able to make purchases if he has an available balance in his account, as well as he cannot pay for purchases in installments.

And in addition, to have access to the digital account, it is necessary to make purchases above R$500 per month, to become completely exempt from the annuity. That is, in the month in which you do not use this amount, you will have to pay the annual fee.

Therefore, this card has advantages and disadvantages, remembering that to have access to the card, you must recharge it through a bank slip, so that you can receive the card at home!

Initially, the annual fee of the Agibank credit card is one of the disadvantages of this card, as it is considered high, as well as some of the services offered by the bank also have much higher fees than conventional banks.

And in addition, CDBs from R$1000.00 (without liquidity) and CDBs with liquidity from R$10000.00, which could become another obstacle, mainly for investors. So, before opting for this card, check all the pros and cons to see if it will be a good choice!

Well, the Superdigital Card or Agibank Card are credit card options for those looking for security, the Mastercard brand with the Mastercard Surprise program, a digital account with functions ranging from paying bills to making purchases with a QR Code and several others. benefits.

But if you're still having doubts, we've separated another analysis for you to take a look at the recommended content below!