Choosing between Passaí Card or Ponto Frio Card can be a difficult task, mainly because both have advantages and disadvantages. But comparing the modalities can help to request the ideal one for you!

First, the ideal credit card is one that meets your needs.

Above all, even though the benefits of the Passaí Card are similar to the Mastercard 2.0 models, there is an annual fee and it is necessary to fill in a minimum income to apply for it.

Above all, the Passaí Card is recommended for frequent customers of the store network. However, as it is a card that offers a positive return, users benefit greatly from its use.

Issued under the Mastercard brand, the Ponto Frio Card is accepted in several national and international establishments. However, frequent customers of this network benefit more from this type of credit.

In this sense, Ponto Frio Card users have more possibilities to make purchases, outside or inside the company's networks.

Above all, the Passaí Card is indicated to customers of the company's units who seek more opportunities in their purchases. If you like to save on your monthly purchases, this is a great credit option.

As you make purchases at company units with the Passaí Card, you have access to several exclusive discounts. In fact, one of the biggest benefits is that when you buy a unit, you pay the wholesale price!

Therefore, to access this benefit, it is necessary to pay the annual fee of R $12.90 monthly.

Likewise, Passaí card customers have several benefits on account of the Mastercard brand, which is issued.

However, the Ponto Frio card is indicated for the company's customers who seek more benefits in their purchases.

However, in partnership with Banco Itaú, a credit card is issued under the Mastercard brand. In this sense, when using the Ponto Frio card, customers participate in the Mastercard Surpreenda program.

In addition, it is accepted in several national and international establishments.

Above all, when issuing your Passaí card, you have access to the following benefits:

In addition, after issuing your Ponto Frio card, you have access to the following advantages:

Finally, as well as other types of credit on the market, the Passaí card has disadvantages, they are:

However, just as the Passaí card has disadvantages, the Ponto Frio card also has some, namely:

Finally, now that you know the main advantages and disadvantages of the Passaí and Ponto Frio cards, it is easier to compare the options and choose the ideal one for you!

Above all, consider applying for the credit card of the company you are a customer. Because, through them, users have access to exclusive benefits and discounts.

Anyway, even if the credit modalities are simple, it is still possible to count on exclusive payment opportunities with this card.

Therefore, requesting the Passaí Card or Ponto Frio Card is advantageous, especially if you are a customer of the chains. But, if you still have doubts, check out another very interesting card comparison below!