This retail giant is now offering the option of having the Magalu card online and, thus, accessing more benefits on purchases made in its chain of stores.

The card was launched in 2021 and was created especially for those who would like to access discounts and special rewards on their purchases without worrying about fees, such as the annual fee.

This way, anyone who has the Magalu online card can access many advantages when making purchases using this credit card.

To learn more about this option and find out if the card is really worth it for you, stay with us in this post and learn everything about this card.

The Magalu online card is a credit card that has the Visa brand and allows you to make purchases both in the national territory and abroad.

Namely, this card was created in a partnership that the retailer made with Itaú bank, so that it would be possible to issue the credit card.

This allowed the retailer to offer its customers its own credit card. With it, users can manage their invoices and other information from the MagaluPay app.

Therefore, anyone who has a Magalu card online can manage everything related to it in the palm of their hand and also enjoy the advantage of having a card with Platinum benefits.

This way, anyone who accesses the Magalu card can have VIP benefits such as travel assistance, insurance and the brand's discount program.

In principle, the Magalu online card follows the same model as digital credit cards, which is completely free of annual fees.

Therefore, anyone who has this card only needs to worry about paying for the purchases they have made, without having to pay any additional fees to use it.

This feature is very interesting to see on the card, since nowadays there are many credit card options that charge an annual fee.

Therefore, by leaving this fee free, you can use the card more calmly and only pay for what you spent.

When looking for a good credit card, knowing the limit that can be released from it is essential.

However, in the case of the Magalu online card, it is not possible to know exactly the limit it can release to its customers.

This happens because in order to set the limit value, it is necessary to undergo a credit analysis. Based on this, the bank will analyze your financial history and payment behavior to set the limit value.

Therefore, to find out the annual fee for Magalu, you need to request the card so that you can find out the limit available for your purchases.

A very interesting feature that the Magalu card offers is the possibility of requesting an increase in your card limit.

Therefore, if you are not satisfied with the amount released to you, you can request that the limit be increased by Magazine Luiza.

When making this request, your credit profile will undergo another analysis to verify whether the institution can actually approve your request.

Therefore, to request this increase, simply call the Magalu card online call center at the following numbers:

So, just call one of the numbers above and provide some information to the attendant who will request an increase in your card limit.

To know if it's really worth having the Magalu card online, you need to know the pros and cons of this option. Let's go!

As advantages, we see that the Magalu card is a simple credit card option, but it contains features of a Platinum level card to offer you more comfort.

This way, you can access all the exclusive benefits of Visa Platinum, such as travel and vehicle insurance and even complete assistance to ensure your trip goes as planned.

In addition, you can access the Vai de Visa program, which is full of exclusive offers and promotions for those who have a card from this brand.

Finally, we cannot forget the fact that with the Magalu online card you have cashback of up to 2% on all purchases made at Magazine Luiza.

As a disadvantage, we can see that, although the Magalu online card offers cashback, it is not valid for all purchases made with the card.

Therefore, only purchases made at Magalu stores or partner locations are eligible for cashback.

Furthermore, even though the card has no annual fee, it still charges other fees, such as making withdrawals or requesting additional cards.

So far, you can learn a lot about the Magalu online card. With it, you can access discounts in stores and partner establishments of the brand, and you also have a Platinum card with no annual fee.

Due to these and other advantages, many people end up using this card and applying for it, which offers very interesting benefits.

Therefore, if you liked this card and want to apply for it, know that the process of applying for the card is completely digital, without having to go to a branch.

So, you just need to access the Magalu or Itaú bank website, fill in the requested information and wait for the card to be approved.

But, if you want to know this process in more detail, just check out the following post for a complete step-by-step guide on how to request a Magalu card online.