Initially, the Carrefour card or Atacadão card are ideal cards for people who like to shop frequently and are looking for exclusive offers and discounts. That's because both cards offer super advantageous proposals for their customers.

So, we'll show you the advantages, as well as the disadvantages of these cards and how they can bring more comfort to your everyday life! Check out:

Well then, the Carrefour card is a great option for making domestic purchases, as long as you have access to the card. This is because, issued by Banco CSF SA – Carrefour's own bank – the card uses the VISA flag and, as it is national, is only accepted in establishments in Brazil.

So, applying for this card is very simple. Simply enter the Banco CSF SA website, then fill in the registration form with all your personal data and proceed to apply for the Carrefour card. However, the company usually takes a few days to respond to the request, as it analyzes the customer's profile and characteristics.

Also, you can apply for the Carrefour card at the store, just take your personal documents and proof of residence and income, and then wait 15 days for the request to be answered by the company. And in addition, you can also order through the Carrefour app, in a very simple and intuitive way.

The Carrefour card has several advantages, such as, if you have a product with the “first installment paid” stamp, the card pays an installment for you. And besides, you can pay your purchases in up to 24 installments, bringing more convenience and security.

There are several other advantages of the Carrefour card, which we will mention later, such as the exemption of annual fees. Read on!

Initially, the Atacadão Mastercard card is a great option for those who shop in the wholesale network. Well, with it you can shop inside and outside the stores. Also, you get access to several advantages of the Mastercard brand, such as the Mastercard Surpreenda program.

Furthermore, with this card you can gain more time to pay for fuel at stations in the wholesale network and you can pay your purchases at Atacadão and Carrefour drugstores in up to 10 interest-free installments. In other words, we see here the two chains working together to bring more benefits to customers.

To apply for the Atacadão card, simply access the Atacadão drugstore website and place your order. Just fill out a short form and wait for the analysis period, which can take up to 14 working days to approve or reject your request.

The Atacadão card has several advantages, such as the Atacadão app. And through the app, you can access various information about the card such as the limit, balance, best day to make your purchases and generate your invoices. It is available for Android iOS and has a good rating on both stores.

Well, let's get to know the main advantages of the Carrefour card:

Therefore, the Carrefour card is ideal for those who want more convenient shopping, especially for Carrefour store customers. And you even earn several points on each of your purchases with the Carrefour card, being able to accumulate points and exchange them for products of interest in Carrefour stores.

So, let’s get to know the advantages of the Atacadão card:

In other words, it is a card that offers very diversified proposals from other credit cards.

So, one of the biggest disadvantages of the Carrefour card is the annual fee. This is because there are a huge number of credit cards on the market that do not charge an annual card maintenance fee, causing this card to lose in this regard.

However, you can reset it by making at least one purchase of any amount in one of the Carrefour Group stores in the month and thus avoid having to pay the annuity. Of course, we need to do an analysis to find out if it's advantageous to make purchases to pay an annual fee on the card.

Another disadvantage is the fact that it is a national card and, therefore, you can only make purchases in stores within Brazil. However, we have several very advantageous options, so you can overlook this small disadvantage. And to close, we have the credit analysis, which usually takes a long time.

Well, among the disadvantages of the Atacadão card, we have some very annoying ones, for example, to keep track of your card expenses, the SMS service charges a monthly fee. That is, another small portion of the cost.

Furthermore, the issuance of a duplicate card can only be requested at the Customer Service Center, where an additional fee is charged. Another disadvantage is regarding the unlocking of the Atacadão card, which is also only possible by calling the Call Center or going to an Atacadão store in person.

Another disadvantage of the Atacadão card is the delay in the credit analysis, which can take weeks, which ends up discouraging some people.

Well, the Atacadão card or Carrefour card are safe and interesting credit card options that, at a certain point, even form a partnership for customers to have access to discounts when filling up their car by paying much less on fuel.

Therefore, these cards bring technology and innovation in several exclusive offers to bring more options when shopping! So, when making your choice, see if the advantages cover the amounts that must be paid on each of the cards!