Cards

Afinz Card or Itaucard Click Card: which is better?

Do you want to choose between the Afinz card or the Itaucard Click card? Both are cards with international coverage and an application to control expenses. However, they have different advantages. So, read this post and learn more about them!

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Afinz x Itaucard Click: find out which one to choose

Mas, afinal, qual é o melhor cartão entre o Afinz ou Itaucard Click? Fonte: Pexels.
But, after all, which is the best card between Afinz or Itaucard Click? Source: Pexels.

First, the Afinz card or the Itaucard Click card are two options for financial products with international coverage and an application to control expenses. In addition, they have great advantages that, in turn, can make your customers’ day-to-day life much easier.

So, if you are in doubt which one to choose, let us help you. So, read our text and learn about the main characteristics, advantages and disadvantages of the Afinz card and the Itaucard Click card. That way, it will be easier to decide on the best option. Let's go!

How to apply for the Afinz card

Do you want to learn how to apply for the Afinz card, ideal for merchants, with an app and discounts on appointments? So, read this post to learn step by step!

How to apply for Itaucard Click Visa Platinum card

See how to apply for the Itaucard Click Visa Platinum credit card. It has an exclusive app, international coverage, Visa flag and iupp points program.

Afinz CardItaucard Click Card
Minimum Incomenot informednot informed
AnnuityR$ 227.88Exempt
FlagVisaVisa or Mastercard
RoofInternationalInternational
BenefitsUp to 40 days to pay
Additional cards with 50% annual fee discount
You Well Program
Program + Limit
Itaucard application
Iphone Forever Program
But, after all, what are the characteristics of these cards?

Afinz Card

Mas, afinal, como funciona o cartão Afinz? Fonte: Afinz.
But, after all, how does the Afinz card work? Source: Afinz.

Initially, the Afinz card was launched in 2020 by the financial institution Afinz in partnership with the Visa flag. It is international and has discounts at partner companies, such as the Você Bem Program, which gives discounts on appointments and medication.

What's more, you also enjoy all the benefits of the Visa brand, such as the Vai de Visa Program, purchase and price protection, as well as travel insurance. To enjoy these benefits, simply register your card on the banner's website.

Thus, the Afinz card is a good card alternative, however, if you have a dirty name, choose another card, as the institution performs a credit analysis to release the credit.

Itaucard Click Card 

Mas, afinal, como funciona o cartão Itaucard Click? Fonte: Itaú.
But, after all, how does the Itaucard Click card work? Source: Itaú.

So, the Itaucard Click credit card is a card launched in 2019 by Itaú bank. It is international, has a Visa or Mastercard flag, has no annual fee and the request is usually very simple.

And, in addition, you can have access to the benefits of both brands, because, when choosing the Mastercard brand, for example, you will be entitled to the Mastercard Surpreenda program. However, if you opt for Visa, you will have access to the Vai de Visa program.

So, Itaucard Click is one of Itaú's financial products that brings a new proposal to make your day-to-day life easier, for example, you even have access to an Iphone with different prices. So, read on to find out more about this card.

What are the advantages of the Afinz card?

Primarily, Afinz offers customers credit cards, loans and other financial services. In the case of the card, a program called Você Bem is available, through which you get discounts on appointments, exams, medications and even education courses.

Furthermore, the Afinz card has national and international coverage and the Visa flag, so you can use it in more than 200 countries and also get discounts with the Vai de Visa program. To do this, all you have to do is register your card on the website.

Furthermore, with each new additional card you get a 50% discount on the annuity, and you can also pay your purchases in installments and get up to a 40-day grace period to pay the bill.

What are the advantages of the Itaucard Click card?

Among the advantages of the Itaucard Click card are the absence of an annual fee, that is, you don't have to worry about paying an annual maintenance fee for the card. Just as you can control your expenses and have access to the invoice through the Itaucard application.

And, in addition, you can get up to 50% discount at several Itaucard partner companies, such as Magalu, Netshoes, FastShop, among others. In addition, you can pay for your purchases by approximation without having to enter your password.

In addition, the card has an international Visa or Mastercard flag, so you have international medical emergency insurance, free valet in restaurants and malls and travel assistance service. In addition, you can shop in more than 200 countries and also participate in the Vai de Visa or Mastercard Surpreenda program, depending on the flag chosen at issue.

Also, with Itaucard you can buy iPhones at different prices through the application itself. Amazing, isn't it? Indeed, Itaú is always offering attractive proposals for its customers.

What are the disadvantages of the Afinz card?

If you are negative, the Afinz card is not the best alternative for you, because the institution performs credit analysis at credit agencies, such as SPC and SERASA. Just as there is an annuity charge and the lack of possibility of exemption from this fee. So, before opting for this card, check out the other options available on the market, such as the Itaucard Click card.

What are the disadvantages of the Itaucard Click card?

So, one of the biggest disadvantages of the Itaucard Click card is the credit analysis by Banco Itaú, which is usually very thorough, because they consult with credit protection agencies, such as SPC and SERASA. So, if you are negative, there are other options on the market. In addition, before opting for this card, see all the positive and negative points.

Afinz Card or Itaucard Click Card: which one to choose?

First, now that you know the characteristics, positive and negative points of the Afinz card or Itaucard Click card, you can analyze them and choose which is the best option according to what you need. Remember that both have international coverage and an application to control expenses. However, they have different advantages, so it is important to weigh all the information before making the final decision.

On the other hand, if you still haven't managed to make your choice, you don't have to worry, because in the recommended content below there is another comparison between cards. Check out!

Santander SX card or Itaucard Click card

Do you want to choose between Santander SX card or Itaucard Click card? Because both are cards with confidence, security and credibility! Check out!

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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