But, after all, why decide between the Afinz card or the Avista card?

Firstly, the Afinz card offers 40 days to pay bills, contactless payments and the Você Bem program. That is, it offers interesting benefits for countless financial profiles.

On the other hand, the Avista card appears with a guaranteed pre-approved limit. Then, after analysis, the customer guarantees a maximum of R$ 700.00. However, the amount may vary depending on proof of income.

Also, how about learning more about the options in the comparison below? Therefore, follow the details to evaluate which one will best meet your needs!

The financial services platform Afinz started offering credit to individuals and companies. So this year it became a bank, after that it launched its credit card. Therefore, the product was launched under the Visa flag and in the Gold version. That is, the customer takes advantage of the bank's and brand's programs.

Certainly, the Você Bem program is interesting, after all, it offers numerous discounts. For example, health, education and even pharmacies have partnerships with the card. Also, enjoy lower prices on consultations, courses and even exams.

In addition, it has an international flag and is accepted at any card machine and streaming services, such as Netflix. So shop online and at thousands of stores around the world. In addition, have an additional card, application and approximation payment.

In the application, you unlock the card, consult the limit and best day to buy, receive notices of discounts, pay bills and consult the invoice. However, the credit card request is made in person at an Afinz partner establishment.

Finally, this option has credit analysis for approval. For now, it is not possible to measure an initial credit limit value, for example. However, this is a great option for those looking for immediate approval and savings.

The Avista card is great for those looking for immediate approval, as it has a less rigorous analysis. In addition, people looking for an idea of the value of the credit limit already have this information. That is, the card disclosed that the maximum limit is R$ 700.00.

So, just fill out a form on the website to proceed with the order. Most importantly, this card is a great option for self-employed or informal workers. That is, it does not require as many documents during the analysis.

So, know that this card is used for payment in thousands of establishments, in addition to internet stores. That's because it has a Mastercard brand, certainly, with participation in the Mastercard Surpreenda program, for example.

In addition, this card has a low monthly fee and transactions per application. The most important thing is that it helps with financial organization. That is, it has a longer term than others to pay invoices, without charging interest.

Finally, people with a low score or low income can take advantage of this card. Although it offers a low initial limit, it can be increased by using it and paying on time! So, take the opportunity to see more advantages of this option!

Those who apply for the Afinz card have numerous advantages, such as the Você Bem Program, for example. That is, get discounts on medicines, clinics, laboratories and professional courses, in addition to EJA and many professional qualification courses.

An example of this advantage is that at drugstores Pacheco and São Paulo you get a discount of 35% on branded generics. In addition, there are savings of 80% on professional courses with certification, just by paying with the card.

In addition, the Visa International flag gives access to purchases anywhere in the world, in addition to discounts with partners. On the other hand, get price protection, purchase, travel insurance and extended warranty.

In conclusion, pay for purchases in installments and also have an additional card. The most important thing is that in this case you get 50% off the annuity, which is cost-effective. Finally, solve all problems without leaving your home through the app.

More importantly, this card may be one of the few chances for low-income people to get a credit limit. That's because it has a maximum limit of R$ 700.00, that is, you start with a lower limit and increase as you use it.

After that, you have 45 days to pay interest-free invoices. In addition, this card has a Mastercard brand, with participation in the brand's points program. In other words, accumulate points and get discounts with partners all over the world.

So, this card has few fees, with low annuity. Therefore, the cost to use it does not weigh on your pocket. In addition, the annuity is differentiated, that is, you pay only when you have an invoice. With it, you can also pay for Netflix, Spotify and other apps, as well as track spending through the app.

Finally, check the availability of the card, which can be requested online. In addition, whenever you pay the invoice on time, you increase the chances of getting more credit limits!

Although it is an interesting credit card, you have to pay an annual fee that reaches R$227.88 per year. Certainly, some people will find it difficult to pay this amount per month. If only this amount is not paid, your card may be blocked.

Another disadvantage is that it has credit analysis. Therefore, people with many restrictions are at risk of not being approved. Furthermore, the request is only made in person at partner establishments, this can make it difficult to access the card.

Firstly, the Avista card website has little information, which leaves the customer without information regarding the minimum income or which documents are required, for example. In addition, as much as approval is facilitated, your CPF will be consulted in the best known bureaus.

Finally, know that the annuity must be paid monthly. However, as it is different, you only pay when there is an invoice, that is, if you do not buy the fare, you are not charged. This greatly facilitates the financial life of customers.

But, after all, did you manage to decide between the Afinz card or the Avista card?

To clarify, both are international flag credit cards, instant approval and low annual fees. However, only one is for people with a low score, for example.

On the other hand, the Afinz card has more attractive technological features, such as the application, for example. In addition, the Você Bem program helps you save. In contrast, the Avista card is aimed at low-income people who may have a good limit.

Therefore, the tip is to choose which fits best in your budget. Also, note which one would suit your needs. Finally, see which one is ideal for your financial profile and don't forget to observe the CPF situation.

So if you haven't come to a decision, don't worry. Our recommended content brings more options that fit those who want to save money, buy online and not have a headache with fees!