First, you can use the Avista credit card nationally and internationally. It is a good option for low-income people, self-employed professionals or informal workers. Do you want to know more about him? So, read on and check it out!

Well, the Avista card is a card with the Mastercard brand that has a benefit called differentiated annuity. This means that your charge will only be generated in the month in which there is an invoice. The annual fee is R$16.99 and the card bill can be paid at any bank branch, lottery outlets or even via Internet Banking.

Since the Avista card does not have as many bureaucracies when applying, its limit is also a little lower. But it can increase if the customer makes the correct payment of the first invoices.

Furthermore, payment of card bills has an extended period of 45 days.

Initially, the Avista card limit is only R$700.00. This is because the credit analysis carried out by the institution is very simple, which allows people with a lower score, self-employed and informal workers to have a credit card.

But don't worry, the initial limit automatically increases gradually and can double if the first invoices are paid correctly and on time.

So, check below the advantages and disadvantages of this card.

Firstly, the Avista card has a longer period than the others for the payment of invoices, which is 45 days.

In addition, it makes up to four additional cards available to customers.

Another interesting advantage is the differentiated annuity. The customer pays the credit card annual fee only in the months when there is an invoice.

Even more, with the Avista credit card, the customer participates in the discount program. In addition, with the Mastercard brand, the customer also participates in the Mastercard Surpreenda points program.

Finally, the Avista card also has an exclusive application to help customers find important information. The app is only available for Android.

Although the card has interesting benefits such as Avista Alerta, Avista da Sorte or Recarga Fácil, all these benefits are paid separately.

In addition, the amount charged for the annuity is a bit steep and you can find other cards on the market that are exempt from this fee.

It is also important to mention the card's initial limit, which, due to its more simplified credit analysis, is around R$700.00. If you want to request a revision of the limit, an additional fee of R$18.99 is charged.

The card still has several other fees, depending on the service request. So stay tuned on the website.

In addition, to apply for your Avista credit card, you need to enter the institution's website and fill out an online form with your personal information.

This form is then sent for pre-review. If approved, the customer must go to a physical establishment accredited by Avista to finalize the request and sign the contract.

So, you are interested and want to know how to apply for your card? Check it out here!