Cards
Ponto Frio Card or Casas Bahia Card: which is better?
Choosing between Ponto Frio Card or Casas Bahia Card can be complicated, as both have advantages and disadvantages. Despite this, comparing the modalities can help you choose! Look here!
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Ponto Frio X Casas Bahia: find out which one to choose
Above all, it is essential to compare the credit modalities of the Ponto Frio Card or the Casas Bahia Card. Because, in addition to offering advantages to customers, they have disadvantages like any card on the market.
Eventually, new card types appear on the market, such as the Ponto Frio Card or the Casas Bahia Card. Each of them has its own characteristics and use, which can influence your choice.
And, although there are several models on the market, the Ponto Frio Card or the Casas Bahia Card stand out! Above all, the credibility of the companies and the exclusive discounts that the cards deserve make it all worthwhile.
Therefore, if you intend to choose between the Ponto Frio Card or the Casas Bahia Card, check out their main features:
How to apply for the Ponto Frio card
The Ponto Frio credit card gives advantages for purchases inside and outside this establishment. Learn more about him and be surprised!
How to apply for the Casas Bahia card
The Casas Bahia card gives you a 10% discount on your first purchase, 3 insurances, and several other offers! Want to know how to order it? Read on!
| Cold spot | Bahia Houses | |
| Annuity | 12x of R $11.90 per month | 12x of R $15.76 per month |
| Flag | MasterCard | Visa |
| Roof | International | International |
| Benefits | exclusive discounts | exclusive discounts |
Ponto Frio Card
One of the retail leaders, Ponto Frio, has more than 200 chains distributed throughout the country. Currently, in addition to delivering several quality products, customers have access to the Ponto Frio Card, made by Banco Itaú.
In addition, the card is issued under the Mastercard brand. Because of this, it can be used in several national and international establishments. But if you are looking for benefits, it serves you better when using it on company networks.
Above all, this financial product offers differentiated installment payments to customers, in addition to weekly discounts on selected products. Not to mention all the benefits your flag offers!
Casas Bahia Card
Just like a regular credit card, the Casas Bahia Card has the same features. Therefore, you make purchases during the month, within the specified period, and at the end of the month you pay the invoice amount.
Above all, the Casas Bahia Card has several benefits, especially for chain customers. It is worth mentioning that the model is international, that is, accepted in national and international establishments.
Finally, as with any type of credit, customers must meet certain requirements to apply for the Casas Bahia card. In addition, it is necessary to go to one of the company's physical stores or use the official website.
What are the advantages of the Ponto Frio card?
Similar to any type of credit on the market, the Ponto Frio card has some advantages for users.
So, before choosing between the Ponto Frio Card or the Casas Bahia Card, remember to compare the benefits they can offer you! Check it out below:
- Installments on Ponto Frio networks are different, that is, up to 12 interest-free installments;
- Customers accumulate points and can exchange them for benefits, such as buying one item and getting another;
- 50% discount in cinemas and theaters;
- Accepted in several establishments in Brazil and the world.
What are the advantages of the Casas Bahia card?
As with the Ponto Frio card, users of the Casas Bahia card also have several advantages.
So, in addition to having access to a card with international coverage, Casas Bahia card users also have the following advantages:
- For purchases made at Casas Bahia, customers can pay their purchases in 24 fixed installments;
- In installment purchases, customers receive an increase in their limit;
- Possibility of withdrawing money from the main Bradesco networks;
- Accepted in several establishments in Brazil and the world;
- 50% discount on Cinemark networks;
- Own application.
What are the disadvantages of the Ponto Frio card?
Like any credit on the market, the Ponto Frio card also has disadvantages:
- Required to pay annuity.
What are the disadvantages of the Casas Bahia card?
Just like the Ponto Frio card, the Casas Bahia card also has disadvantages:
- Required to pay annuity;
- Pay fees to withdraw money;
- Installing the invoice compromises the limit of your card;
- Installment is subject to charges.
Which one to choose?
Therefore, now that you know more about the Ponto Frio card or Casas Bahia card, it will be easier for you to choose the ideal one for you!
As mentioned, both credit models, both the Ponto Frio card and the Casas Bahia card, have advantages and disadvantages. It is up to the customer to compare the options and choose.
How to apply for the Ponto Frio card
The Ponto Frio credit card gives advantages for purchases inside and outside this establishment. Learn more about him and be surprised!
How to apply for the Casas Bahia card
The Casas Bahia card gives you a 10% discount on your first purchase, 3 insurances, and several other offers! Want to know how to order it? Read on!
About the author / Aline Augusto
Reviewed by / Junior Aguiar
Senior Editor
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