Tips

Data leak: be careful with your CPF

Did you know that some precautions can prevent your data from leaking? For this, see in the post what you need to do to protect yourself.

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How to know if your CPF was used irregularly?

Como saber se o seu CPF foi usado de maneira irregular? (Imagem: SiteVitória)
How to know if your CPF was used irregularly? (Image: SiteVitória)

It is increasingly difficult to entrust our data to any website because of data leakage. Mainly, if they ask for suspicious information like CPF or password of some card.

So, the truth is that the internet is full of scammers and you should think twice before giving out any personal information to anyone.

So we know that the year 2021 has already started with a mega data leak in January, so that more than 223 million CPF numbers were released on networks. Thus, encouraging the population to check possible virtual scams and even reassess the way they share their data.

In addition, RG, date of birth, email, address, cell phone number and many other sensitive information were improperly exposed.

For this reason, it is important for you to constantly check whether your data has been used for scams, because when you are aware of these details, it is likely that the problem will be resolved faster and faster.

And today we want to specifically help you deal with problems with your CPF (Individual Taxpayer Registration). Stay with us and clear all your doubts.

How to know if your CPF was used by third parties?

Como saber se o seu CPF foi usado por terceiros? (Imagem: G37)
How to know if your CPF was used by third parties? (Image: G37)

There is then an alternative for those who are suffering from cases of virtual scams. Especially in more complicated cases like those involving banks. In this case, the victim can contact the Central Bank through the Registrato website.

The Registry against Data Leakage works, therefore, as an exclusive system of the Central Bank that provides historical information on the relationship of individuals or legal entities with financial institutions and banks.

In this way, the Registrant makes it possible to discover, for example, the opening of bank accounts (whether they are active or inactive), debts (open or liquid) and remittances of money abroad.

That is, with this platform you can access a huge range of transactions carried out with your CPF. And from that, it starts to identify any misuse of your name for any financial activity carried out by third parties, for example.

To obtain all these facilities, simply register through the bank application on your cell phone or over the internet through the website. To access the Registrato, a simple registration is all it takes, and you start to take control of your situation in all financial institutions.

In the next topic, we'll show you step-by-step how to register in the Registry in a simple and hassle-free way. Pay attention to all the steps that we are going to describe because only then will you be able to access the site with peace of mind.

How to register in the Registry

Como fazer cadastro no Registrato (Imagem: BancoCentraldoBrasil)
How to register in the Registry (Image: BancoCentraldoBrasil)

Check out the step-by-step registration process:

1. Access the Central Bank website and start the accreditation process. In this step you will need to provide your CPF, date of birth and mother's first name.

2. On that same page, inform a bank with which you have a link so that the registration is validated.

3. As soon as the information is compared, in this step the system will provide a security phrase that needs to be copied. This part of the process is a little complex so pay close attention to not make a mistake.

4. After copying the sentence, you will need to access the Central Bank website again on another page of your browser.

5. After that, when on the bank's page, look for the option “Registered” and click on it. At this point you will need to paste the security phrase and soon after the system will ask for the six-digit password of the current account. But if the user does not carry out this procedure within 48 hours, the customer must access the BC website again and generate a new security phrase.

6. After validating the security phrase on the website, the user must return to the Central Bank website and complete the registration by clicking on the “Next” button to avoid data leakage.

7. On the BC website, the customer must enter the CPF again, the security phrase and select the financial institution. Next, the page will ask you to enter an email address and create an eight-digit password.

8. After all procedures have been completed, now just scroll the page and click on the “Complete accreditation” button. If the procedure is successful, a pop-up window will appear with the option “Access Registration”.

How to query the Registry

Como fazer a consulta no Registrato (Imagem: NSCTtotal)
How to query the Registry (Image: NSCTtotal)

This then is the time when you will finally know whether or not your data is being used by third parties. Check out how to query your CPF in the Registry here and protect yourself against data leakage:

1. Finally, after completing the registration, the client will be able to access the Registrato website and consult the relationship history with all the financial institutions with which they are linked. To do this, just use the CPF and password that were previously created to login.

2. In this step, the Registrato page will offer you the options “My indebtedness”, “My financial relationships” and “My exchange operations”. And in each of these panels, you can generate a detailed report with all the information about each topic.

3. In each panel you access, you must first accept a disclaimer. After accepting the terms, the screen will display all the reports generated in the last six months.

4. If you prefer, you can download the foreign exchange report in PDF file.

Did you like the tips? This platform is, therefore, extremely useful for you who have some distrust or are receiving undue charges on your behalf.

Don't pay off debts you didn't make just to keep your head warm and get rid of the debt as soon as possible. These charges can become higher and more and more recurring, so don't leave this problem to solve later, always prioritize the protection of your data.

Data leak: how to avoid fraud with your CPF

Vazamento de dados: como evitar fraudes com seu CPF (Imagem: DiáriodoNordeste)
Data leak: how to avoid fraud with your CPF (Image: DiáriodoNordeste)

There's nothing more unpleasant than being charged for a debt you didn't pay. At first, you might think it was a mistake, or even pay that debt to avoid getting into trouble with your name.

However, when the charges continue to persist and you still don't understand where the values came from, it means that things are getting more and more complicated and there's nowhere to run but to seek help from professionals and authorities.

This is basically the nightmare that a person lives who had their CPF in the possession of fraudsters and consequently subjected to data leakage. Therefore, be very careful to whom and where you make your personal data available.

Do not believe any information shared without confirmed sources and announced on the official website of the company. Because it's from fake news like a job vacancy, that a malicious website uses your hope of getting a job to collect data like your CPF, RG, date of birth, among other information.

But thinking about avoiding fraud in your CPF, we separate the 7 important precautions you need to take to avoid this inconvenience in your life. Keep with us and follow the tips.

1.   Keep your documents close at hand

1.   Mantenha seus documentos por perto (Imagem: RioTron)
1. Keep your documents close by (Image: RioTron)

Many opportunists lie in wait waiting for someone to be careless to steal their documents. Therefore, whenever you are at a cashier in a store, lottery, bank or any ATM, do not allow your documents to be taken away from you under any circumstances.

Only in some situations, the attendants may ask to check your documents, but even so, do not let them be taken away from you, to avoid data leakage.

Yeah, in that carelessness some malicious can steal your data or even clone your credit card. That's why you can't be too careful, always be wary of suspicious attitudes and be sure to exercise your rights.

2.   Be wary of online tests

2.   Desconfie dos testes online (Imagem: Freepik)
2. Be wary of online tests (Image: Freepik)

If you still don't know, know that these tests are mostly malicious. They are usually very popular and easily go viral on the internet because they have sensationalist themes.

The main issue is that these tests, in fact, are often baits to easily access your data. For this, they prepare a report that calls your attention, often being funny, exaggerated, curious tests, but which always ask for your confidential information.

The truth is that they are only interested in your personal information. So always doubt what comes easy on the internet. Keep an eye out and don't give in to the temptations of taking every test you find funny.

3.   Beware of Buying Sites

3.   Cuidado com sites de compra (Imagem: TechTudo)
3. Beware of shopping sites (Image: TechTudo)

Before making any online purchase, check the reliability of the site you are browsing. Also, research the store's reputation, reviews from other customers, seller service, and so on.

Another important piece of information is that you access the store's website by typing the link in your browser and not just clicking on a link they have made available to you. This is due to the fact that links with redirects can direct you to corrupted sites that can steal your data. But if you enter the official link of the store you want to access yourself, the chances of being deceived by malicious sites are much smaller.

4.   Be careful when discarding cards, documents and bills

4.   Atenção ao descartar cartões, documentos e contas (Imagem: Folha Vitória)
4. Be careful when discarding cards, documents and bills (Image: Folha Vitória)

You never know where your information will end up if you don't dispose of it properly. Some people use paper shredders to dispose of documents that cannot be easily read by others, which also serve to shred cards and harder materials.

But, remembering that you can dispose of your confidential items with the help of your own hands and scissors to avoid data leakage. Then tear everything possible into many pieces: cards, old bills, documents, this practice prevents your documents from falling into the wrong hands.

5.   Monitor your CPF

5.   Monitore o seu CPF (Imagem:TechTudo)
5. Monitor your CPF (Image: TechTudo)

Serasa Consumer offers a service that informs you through an alert every time there is a fraud attempt with your CPF. This service has a low cost and you have the peace of mind of ensuring more security for your document.

However, if you want to make a quick and free consultation, you can access the status of your CPF at Serasa, there you can find out if there are pending issues in your name and everything about the regularity of your payments.

Monitoring CPF: how important is it for you?

Did you know that monitoring your CPF is important to protect your anti-fraud data? Find out how to monitor.

6.   Beware of email alerts

6.   Cuidado com e-mails de alerta (Imagem: CNMP)
6. Beware of email alerts (Image: CNMP)

This is an old trick, but you need to be aware of it so you don't despair and fall for it. Therefore, be immediately suspicious after seeing a debt warning email in your inbox.

The saying is clear “who does not owe, does not fear”, therefore, if you do not have any outstanding debt, unsubscribe the e-mail, but first mark it as spam so that it does not appear again.

7.   The prize hit

  7.   O golpe do prêmio (Imagem: DP em Foco)
7. The prize scam (Image: DP em Foco)

Throw the first stone who has never received an SMS alerting you about a large cash prize, but that to receive it you would need to contact or reply to the message with your account number and password to “deposit” the money. It seems unbelievable, but many people fall for this scam.

This trap is very old and commonly used to steal data, if you give away your information, you can be sure that the fraud is done. Therefore, be very careful before making your data available to anyone.

So, you can see how important some precautions are to avoid data leakage. Thus, you protect yourself and avoid fraud involving your name.

How to query CPF at Serasa

Do you know how to consult CPF at Serasa? It is very important for you to obtain information about your credit score, active debts and check if your name is dirty. know more

About the author  /  Heloisa Trindade

I'm Heloisa Trindade, journalist at DRT 1424/MS in Campo Grande, graduate in publicity and advertising at Estácio de Campo Grande, editor and content producer for 4 years. My passion for reading and writing came since I was a child, influenced by my mother. In the midst of a financial crisis, I discovered that I could use my passion to generate income and that's when I started my first blogs. My goal is to always deliver true, quality content and information to our readers.

Reviewed by  /  Junior Aguiar

Senior Editor

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