digital account
Is it worth having a Santander account?
Are you looking for a reliable bank to create your account? In today's article we will show you the Santander account. Keep reading and find out if it's worth opening yours.
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Discover the benefits of the Santander account
Choosing the best account is not always an easy task. However, if before it was necessary to go from bank to bank, nowadays everything can be solved online. That is, just search and understand the information of each one directly through the website. But if you still like the traditional way, you can also discover the benefits over the phone. And of course, in person. In this sense, is it worth having a Santander account?
To help you with this answer, we will show you the Santander account. A digital account that gives access to the Santander SX card without an annual fee under conditions. Continue reading and find out if having a Santander account is worth it!
Santander account
First, Banco Santander offers a few account options. In today's article, we will show you the account linked to the Santander SX card. In principle, the digital account is free of charge. However, the bank presents some conditions for not paying the fees. Therefore, to be exempt, it is necessary to receive from R$1,000 per month in the account. In addition, the bank also asks the customer to pay at least one monthly bill. Only then will the account be free of fees.
In addition, the Santander account offers the Santander SX card. The card has no annual fee for customers who accumulate R$100 in purchases per month. Or that they register the CPF and cell phone as a Pix key in the current account. It is worth remembering that it is possible to purchase the products separately. That is, if you only want the card or just the account, it is also possible.
open rate | not informed |
minimum income | not informed |
Monthly cost | R$ 24.00 Exempt if you receive R$1,000/month and make a payment to the account |
credit card | Yes |
Benefits | Unlimited withdrawals and transfers |
What are the advantages of the Santander Account?
In short, the Santander account offers several advantages. One of them is the fact that it is zero tariff, only with the condition of moving R$1,000 in the account. In addition, one also needs to pay at least one monthly bill. By doing this, you guarantee some advantages such as:
- Unlimited withdrawals;
- Unlimited TEDs and DOCs.
In addition, all Santander movements can be made directly through the application. By the way, the Santander SX card is also monitored by the app. That way, you can have great management of your finances and expenses.
Furthermore, Santander is an international bank based in Spain. Therefore, it was considered the best bank in Brazil and Latin America. That is, having an account and card at such a bank brings a lot of security and comfort.
Is it safe to keep money in Santander?
Firstly, if you are looking to save money, you need to understand if you want to invest in savings. If the answer is yes, Santander offers great options. Santander savings, for example, is available to account holders and non-account holders. In addition, savings offers services such as withdrawals, transfers and a debit card for transactions. By the way, if you are an account holder, everything can be controlled by the same application as your checking account.
In terms of investment, savings is the safest modality. As we have already explained here, savings is a fixed income investment. That is, it yields from a rate that does not change. It is the ideal type of investment for those who cannot lose money and do not want to take risks.
Also, when we talk about security, Santander savings is very safe. Firstly, it is guaranteed by the FGC (Credit Guarantee Fund). Just like all other savings. Together, Santander savings allows you to program deposits, and already leave the money there. Finally, as it is a bank with high credibility, it is very safe to keep money at Santander
Make a Santander credit card: what you need
Discover here the main Santander card options and find out how to apply for them.
So, is it worth having a Santander account?
After all, is it worth having a Santander account? The answer is yes. Because with the Santander account, you have access to several other services, without paying anything for it. For example, when contracting the account together with the credit card, the card has zero fee. Only needing to spend R$100 monthly on the invoice. In addition, Banco Santander is considered one of the best banks in Brazil. Therefore, the service will also be of high quality.
In addition, in today's article we talk about the Confia account that is linked to the Santander SX card. However, Santander offers two other types of account. Check the details:
standardized 3
- R$29.50 per month;
- 10 withdrawals per month;
- 2 monthly DOC or TED;
- SX card with zero annuity (by registering a Pix key or spending R$100 monthly);
- 50% discount for college students.
van gogh plus
- R$72.40 per month;
- 3 months exemption on the service package;
- 50% discount on the annual fee of the 1|2|3 card;
- Unlimited withdrawals;
- Unlimited DOCs and TEDs.
How to open a Santander account
In this way, it is worth remembering that the Confia account – of the Santander SX card – is exclusively digital. In other words, to open the other accounts you have to go to a Santander agency. As for the Confia account, the opening process is very simple. Follow the step by step:
- Enter the Santander application or website;
- Then, locate the financial product (Confia account);
- Fill in basic data, such as CPF;
- Choose which service package;
- Take a photo of your photo document (RG or CNH);
- Wait for bank analysis.
So now just choose the best option for you and hire. Furthermore, in the article recommended below we tell you all the details of the Santander SX card. Check out!
About the author / Leticia Maia
Reviewed by / Junior Aguiar
Senior Editor
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