Cards

Discover the Pernambucanas credit card

Do you know the Pernambucanas credit card? Because if you usually shop at the brand's stores, know that it could be perfect for your life. Find out more!

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Pernambuco credit card

Cartão de crédito Pernambucanas
Pernambuco credit card

The Pernambucanas credit card is one of the many store cards we have in Brazil. However, it is one of the most famous precisely because of the scope of the brand, which has been around for over a century.

If you are a repeat customer of the brand or are interested in the products it offers, be sure to continue reading. Below you will find all the details about the store card and how it works.

How to apply for the Pernambucanas card

The Pernambucanas card has numerous advantages for customers of the brand! See here how to order yours.

How does the Pernambucanas credit card work?

Pernambucanas stores offer their customers a credit card for exclusive use within the brand's establishments. In other words, it is a store card.

Therefore, although it has a limit granted by the brand, it has no use outside Pernambucanas stores. He doesn't even have a flag. Therefore, it targets anyone who is a customer of the brand's stores or who wants to become one.

What is the Pernambucanas credit card limit?

Entenda o cartão Pernambucanas
Understand the Pernambucanas card

The Pernambucanas card limit varies. Therefore, he analyzes the situation of each client before granting. Therefore, depending on the score in Registration or Positive Consumer, a higher or lower limit may be granted.

Furthermore, stores do not disclose the minimum limits of their cards. This way, it is only possible to find out how much you will be granted after the request. One way to guarantee a higher value is through good financial habits, such as paying bills on time.

Is the Pernambucanas credit card worth it? 

Like other credit cards, the one from Pernambucanas stores has pros and cons. Therefore, it may be attractive for some while for others it is not worth it. So, get to know the main features of this card and see if it fits what you need!

No annuity

Firstly, the Pernambucanas credit card does not charge an annual fee. In other words, there are no fees for using or maintaining the card. There will only be fees if the invoice is late or paid in installments.

Exclusive use in Pernambucanas Stores

On the other hand, the card is exclusively used in Pernambucanas stores. This limits customer usage. If there are no stores of this brand in your city or if you are looking for a credit card for general expenses, this card is not for you.

Special payment deadlines

For those who usually shop in Pernambucanas stores, the credit card may be interesting. After all, you only start paying for purchases of fashion items (shoes, women's, men's and children's clothing and household items) after 50 days. On the other hand, electrical purchases are only charged after 30 days of purchase. 

additional card

Furthermore, the Pernambucanas card gives you the right to request up to 4 additional cards. This way, the whole family can make purchases on a single invoice.

Credit analysis requirement

Finally, the Pernambucanas credit card also requires credit analysis. In other words, even though it is a store card, it analyzes the customer's eventual registration in registers such as SPC or Serasa.

It also consults Consumer Registries. This is what allows you to grant or not grant the card, as well as establish the limit for each customer. The higher the score, the greater the chances. Also, make sure your name is clean!

How to get a Pernambucanas credit card?

Cartão de crédito Pernambucanas
Pernambuco credit card

You have numerous options to make your Pernambucanas card, see:

  • In the physical store: just go to a Lojas Pernambucanas unit with your ID and CPF;
  • In the app: download the Cartões Pernambucana app and click on “Request your Pernambucanas card”, filling in the data on the screen, such as full name, CPF number and email address;
  • Via the Call Center: 0800 724-9200.

Either way, always have some important information with you. These include your home address, CPF number and ID number. Also, be aware: Pernambucanas never makes calls or sends messages asking for personal data. In these cases, contact the brand and communicate.

How to apply for the Pernambucanas card

The Pernambucanas card has numerous advantages for customers of the brand! See here how to order yours.

About the author  /  Aline Augusto

Professional writer and Systems Analyst, passionate about writing and learning! Specialized in Content Marketing and SEO.

Reviewed by  /  Junior Aguiar

Senior Editor

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