The Pernambucanas credit card is one of the many store cards we have in Brazil. However, it is one of the most famous precisely because of the scope of the brand, which has been around for over a century.

If you are a repeat customer of the brand or are interested in the products it offers, be sure to continue reading. Below you will find all the details about the store card and how it works.

Pernambucanas stores offer their customers a credit card for exclusive use within the brand's establishments. In other words, it is a store card.

Therefore, although it has a limit granted by the brand, it has no use outside Pernambucanas stores. He doesn't even have a flag. Therefore, it targets anyone who is a customer of the brand's stores or who wants to become one.

The Pernambucanas card limit varies. Therefore, he analyzes the situation of each client before granting. Therefore, depending on the score in Registration or Positive Consumer, a higher or lower limit may be granted.

Furthermore, stores do not disclose the minimum limits of their cards. This way, it is only possible to find out how much you will be granted after the request. One way to guarantee a higher value is through good financial habits, such as paying bills on time.

Like other credit cards, the one from Pernambucanas stores has pros and cons. Therefore, it may be attractive for some while for others it is not worth it. So, get to know the main features of this card and see if it fits what you need!

Firstly, the Pernambucanas credit card does not charge an annual fee. In other words, there are no fees for using or maintaining the card. There will only be fees if the invoice is late or paid in installments.

On the other hand, the card is exclusively used in Pernambucanas stores. This limits customer usage. If there are no stores of this brand in your city or if you are looking for a credit card for general expenses, this card is not for you.

For those who usually shop in Pernambucanas stores, the credit card may be interesting. After all, you only start paying for purchases of fashion items (shoes, women's, men's and children's clothing and household items) after 50 days. On the other hand, electrical purchases are only charged after 30 days of purchase. 

Furthermore, the Pernambucanas card gives you the right to request up to 4 additional cards. This way, the whole family can make purchases on a single invoice.

Finally, the Pernambucanas credit card also requires credit analysis. In other words, even though it is a store card, it analyzes the customer's eventual registration in registers such as SPC or Serasa.

It also consults Consumer Registries. This is what allows you to grant or not grant the card, as well as establish the limit for each customer. The higher the score, the greater the chances. Also, make sure your name is clean!

You have numerous options to make your Pernambucanas card, see:

Either way, always have some important information with you. These include your home address, CPF number and ID number. Also, be aware: Pernambucanas never makes calls or sends messages asking for personal data. In these cases, contact the brand and communicate.