If you dream of owning your own home, you probably research the best financing available. Above all, making this dream come true can be easier if you apply for a loan with more benefits for you. This is the case of Banco do Brasil real estate credit. That way, you can finance a new or used property. In addition to having an expert at your disposal throughout the process. 

In addition, you have the option of applying for a new loan, taking your loan to Banco do Brasil and even renegotiating. However, be aware: this financing is not available to people with a dirty name.

In this article, we will show you all the details of this real estate loan. Check out!

In short, with Banco do Brasil real estate credit you can finance up to R$5 million of the value of the property. In addition, hiring can be done online, by cell phone or the internet. Likewise, you can also simulate and request a credit analysis.

In this sense, you can finance up to 80% of the property value. Even so, it is possible to use your FGTS to deduct part of the funding. As for the payment period, Banco do Brasil offers you 420 months to pay off your financing. And the first installment only needs to be paid within 6 months. However, be aware: while you do not start paying, you are subject to paying interest and home insurance premiums.

Along with this, the financial institution offers a service called “month skips”. In this mode, you choose a month of the year to skip payment. In that month, the bank only charges home insurance premiums. 

Above all, Banco do Brasil's credit limit depends a lot on your history with the bank. As we mentioned, the institution only allows financing for those who do not have restricted credit. However, the credit includes up to 80% of the value of the property. Financing can reach up to R$ 5 million.

Having a loan with Banco do Brasil can be very advantageous. Mainly because I can control everything through the app or the internet. In short, one of the main advantages is the benefit of the skip month and grace period. The grace period allows you to start paying in 6 months. However, paying some fees in that time. Likewise, the skip month is the advantage that allows you to skip a portion of the financing. 

In addition, BB has attractive rates that help you contract financing. In this sense, the shorter the financing time, the better the rate you pay.

If you are interested in financing from Banco do Brasil, it is important to understand what its characteristics are. Check it out below.

Banco do Brasil real estate credit is recommended mainly for those who do not have restricted credit. In addition, you must also be 18 years old. Likewise, it is important to already have an input value available. Without this, it will not be possible to apply for credit. However, remember: it is possible to use the FGTS to compose the down payment and reduce the amount of the financing.

Beforehand, we can assure you that Banco do Brasil real estate financing is very easy to apply for. To hire yours, first do a simulation. You can simulate online or through the app. Then, just enter the proposal and wait for the bank's response. Anyway, if you prefer, you can also go to one of the branches of Banco do Brasil.

Also, check out the complete step-by-step application process in the recommended content below.